RDFI vs. VGMS
RDFI (Rareview Dynamic Fixed Income ETF) and VGMS (Vanguard Multi-Sector Income Bond ETF) are both Multisector Bonds funds. Both are actively managed. A 0.64 correlation means they provide meaningful diversification when combined. RDFI charges 3.69%/yr vs 0.30%/yr for VGMS.
Performance
RDFI vs. VGMS - Performance Comparison
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Returns By Period
In the year-to-date period, RDFI achieves a 1.30% return, which is significantly higher than VGMS's 1.06% return.
RDFI
- 1D
- -0.53%
- 1M
- -0.20%
- YTD
- 1.30%
- 6M
- 1.38%
- 1Y
- 8.58%
- 3Y*
- 10.47%
- 5Y*
- 2.68%
- 10Y*
- —
VGMS
- 1D
- -0.36%
- 1M
- 0.29%
- YTD
- 1.06%
- 6M
- 1.35%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
RDFI vs. VGMS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
RDFI Rareview Dynamic Fixed Income ETF | 1.30% | 6.57% |
VGMS Vanguard Multi-Sector Income Bond ETF | 1.06% | 5.44% |
Correlation
The correlation between RDFI and VGMS is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025 | 0.64 |
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Return for Risk
RDFI vs. VGMS — Risk / Return Rank
RDFI
VGMS
RDFI vs. VGMS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Rareview Dynamic Fixed Income ETF (RDFI) and Vanguard Multi-Sector Income Bond ETF (VGMS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RDFI | VGMS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | 1.24 | — | — |
| Calmar ratioReturn relative to maximum drawdown | 1.08 | — | — |
| Martin ratioReturn relative to average drawdown | 4.10 | — | — |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RDFI | VGMS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | — | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.33 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.76 | 2.11 | -1.35 |
Drawdowns
RDFI vs. VGMS - Drawdown Comparison
The maximum RDFI drawdown since its inception was -23.71%, which is greater than VGMS's maximum drawdown of -2.46%. Use the drawdown chart below to compare losses from any high point for RDFI and VGMS.
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Drawdown Indicators
| RDFI | VGMS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.71% | -2.46% | -21.25% |
Max Drawdown (1Y)Largest decline over 1 year | -8.01% | — | — |
Max Drawdown (3Y)Largest decline over 3 years | -10.41% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -23.71% | — | — |
Current DrawdownCurrent decline from peak | -3.22% | -0.39% | -2.83% |
Average DrawdownAverage peak-to-trough decline | -7.21% | -0.31% | -6.90% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.10% | — | — |
Volatility
RDFI vs. VGMS - Volatility Comparison
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Volatility by Period
| RDFI | VGMS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.34% | — | — |
Volatility (6M)Calculated over the trailing 6-month period | 6.24% | — | — |
Volatility (1Y)Calculated over the trailing 1-year period | 7.05% | 3.21% | +3.84% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.15% | 3.21% | +4.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.96% | 3.21% | +4.75% |
RDFI vs. VGMS - Expense Ratio Comparison
RDFI has a 3.69% expense ratio, which is higher than VGMS's 0.30% expense ratio.
Dividends
RDFI vs. VGMS - Dividend Comparison
RDFI's dividend yield for the trailing twelve months is around 8.34%, more than VGMS's 5.16% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
RDFI Rareview Dynamic Fixed Income ETF | 8.34% | 8.17% | 8.14% | 7.38% | 4.70% | 6.78% | 1.01% |
VGMS Vanguard Multi-Sector Income Bond ETF | 5.16% | 2.94% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
RDFI and VGMS have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, VGMS is cheaper at 0.30% per year. The better choice depends on whether you care most about return, fees, risk, or income.
VGMS is cheaper with a 0.30% expense ratio, compared with 3.69% for RDFI.
RDFI has the higher dividend yield at 8.34%, compared with 5.16% for VGMS.
They also come from different issuers: Rareview Funds and Vanguard. Their fees differ too: 3.69% for RDFI and 0.30% for VGMS.
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