QRFT vs. EPAI

Last updated Jun 26, 2026

QRFT (QRAFT AI Enhanced U.S. Large Cap ETF) and EPAI (Harbor AI Inflection Strategy ETF) are both exchange-traded funds - QRFT is a Large Cap Growth Equities fund actively managed by Exchange Traded Concepts, while EPAI is a Technology Equities fund actively managed by Harbor. Both are actively managed. Their correlation of 0.81 suggests significant overlap in exposure. QRFT charges 0.75%/yr vs 0.88%/yr for EPAI.

Performance

QRFT vs. EPAI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in QRAFT AI Enhanced U.S. Large Cap ETF (QRFT) and Harbor AI Inflection Strategy ETF (EPAI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, QRFT achieves a 9.56% return, which is significantly lower than EPAI's 54.49% return.

QRFT

• 1D: 0.32%
• 1M: -2.15%
• YTD: 9.56%
• 6M: 8.11%
• 1Y: 23.13%
• 3Y*: 20.40%
• 5Y*: 10.80%
• 10Y*: —

EPAI

• 1D: 3.56%
• 1M: 8.13%
• YTD: 54.49%
• 6M: 51.48%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

QRFT vs. EPAI - Yearly Performance Comparison

	2026 (YTD)	2025
QRFT QRAFT AI Enhanced U.S. Large Cap ETF	9.56%	2.16%
EPAI Harbor AI Inflection Strategy ETF	54.49%	-0.33%

Correlation

The correlation between QRFT and EPAI is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Dec 18, 2025	0.81

Return for Risk

QRFT vs. EPAI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

QRFT

QRFT Risk / Return Rank: 58
QRFT Sharpe Ratio Rank: 56
QRFT Sortino Ratio Rank: 54
QRFT Omega Ratio Rank: 54
QRFT Calmar Ratio Rank: 59
QRFT Martin Ratio Rank: 67

EPAI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

QRFT vs. EPAI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for QRAFT AI Enhanced U.S. Large Cap ETF (QRFT) and Harbor AI Inflection Strategy ETF (EPAI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	QRFT	EPAI	Difference
Sharpe ratio: Return per unit of total volatility	1.67	—	—
Sortino ratio: Return per unit of downside risk	2.29	—	—
Omega ratio: Gain probability vs. loss probability	1.30	—	—
Calmar ratio: Return relative to maximum drawdown	2.55	—	—
Martin ratio: Return relative to average drawdown	10.72	—	—

Drawdowns

QRFT vs. EPAI - Drawdown Comparison

The maximum QRFT drawdown since its inception was -30.19%, which is greater than EPAI's maximum drawdown of -12.31%. Use the drawdown chart below to compare losses from any high point for QRFT and EPAI.

Drawdown Indicators

	QRFT	EPAI	Difference
Max Drawdown Largest peak-to-trough decline	-30.19%	-12.31%	-17.88%
Max Drawdown (1Y) Largest decline over 1 year	-9.12%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-19.99%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-28.20%	—	—
Current Drawdown Current decline from peak	-3.03%	-1.14%	-1.89%
Average Drawdown Average peak-to-trough decline	-6.75%	-2.66%	-4.09%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.16%	—	—

Volatility

Volatility by Period

	QRFT	EPAI	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.69%	—	—
Volatility (6M) Calculated over the trailing 6-month period	11.11%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	13.93%	33.31%	-19.38%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.48%	33.31%	-15.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.12%	33.31%	-13.19%

QRFT vs. EPAI - Expense Ratio Comparison

QRFT has a 0.75% expense ratio, which is lower than EPAI's 0.88% expense ratio.

Dividends

QRFT vs. EPAI - Dividend Comparison

QRFT's dividend yield for the trailing twelve months is around 0.26%, while EPAI has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
EPAI Harbor AI Inflection Strategy ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
QRFT QRAFT AI Enhanced U.S. Large Cap ETF	0.26%	0.27%	0.52%	0.77%	0.83%	0.05%	1.81%	4.00%

Frequently Asked Questions

Can I hold both QRFT and EPAI in my portfolio?

QRFT and EPAI have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, QRFT or EPAI?

On fees, QRFT is cheaper at 0.75% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, QRFT or EPAI?

QRFT is cheaper with a 0.75% expense ratio, compared with 0.88% for EPAI.

Which ETF pays a higher dividend yield, QRFT or EPAI?

QRFT has the higher dividend yield at 0.26%, compared with 0.00% for EPAI.

What is the main difference between QRFT and EPAI?

QRFT is categorized as Large Cap Growth Equities, while EPAI is Technology Equities. They also come from different issuers: Exchange Traded Concepts and Harbor. Their fees differ too: 0.75% for QRFT and 0.88% for EPAI.