PYPL vs. XOP
PYPL (PayPal Holdings, Inc.) is a stock, while XOP (SPDR S&P Oil & Gas Exploration & Production ETF) is Energy Equities fund tracking the S&P Oil & Gas Exploration & Production Select Industry. Over the past 10 years, PYPL returned 4.68%/yr vs 5.00%/yr for XOP. Their 0.22 correlation means their historical movements had little consistent relationship.
Performance
PYPL vs. XOP - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PYPL achieves a -1.38% return, which is significantly lower than XOP's 41.76% return. Over the past 10 years, PYPL has underperformed XOP with an annualized return of 4.68%, while XOP has yielded a comparatively higher 5.00% annualized return.
PYPL
- 1D
- -0.76%
- 1M
- 25.82%
- 6M
- 9.27%
- YTD
- -1.38%
- 1Y
- -14.01%
- 3Y*
- -8.58%
- 5Y*
- -26.85%
- 10Y*
- 4.68%
- ALL TIME*
- 3.04%
XOP
- 1D
- 1.45%
- 1M
- 14.72%
- 6M
- 27.63%
- YTD
- 41.76%
- 1Y
- 46.74%
- 3Y*
- 10.13%
- 5Y*
- 19.29%
- 10Y*
- 5.00%
- ALL TIME*
- 2.68%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $886.89M | $1.02B | $835.02M | |
| $553.31M | $544.38M | $598.08M |
PYPL vs. XOP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PYPL PayPal Holdings, Inc. | -1.38% | -31.44% | 38.98% | -13.77% | -62.23% | -19.48% | 116.51% | 28.64% | 14.22% | 86.52% |
XOP SPDR S&P Oil & Gas Exploration & Production ETF | 41.76% | -2.15% | -1.00% | 3.56% | 45.37% | 66.74% | -36.40% | -9.44% | -28.10% | -9.47% |
Correlation
The correlation between PYPL and XOP is -0.06, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.06 |
Correlation (3Y) Balances recent behavior with more history. | 0.14 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.23 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.21 |
Correlation (All Time) Calculated using the full available price history since Jul 20, 2015 | 0.22 |
The correlation between PYPL and XOP shifts across timeframes, from -0.06 (1 year) to 0.23 (5 years), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PYPL vs. XOP — Risk / Return Rank
PYPL
XOP
PYPL vs. XOP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and SPDR S&P Oil & Gas Exploration & Production ETF (XOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PYPL | XOP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.86 | ||
| Sortino ratioReturn per unit of downside risk | -2.24 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.24 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | -0.33 | 2.26 | -2.59 |
| Martin ratioReturn relative to average drawdown | -0.54 | 5.48 | -6.02 |
Loading charts...
Drawdowns
PYPL vs. XOP - Drawdown Comparison
The maximum PYPL drawdown since its inception was -87.30%, roughly equal to the maximum XOP drawdown of -90.27%. Use the drawdown chart below to compare losses from any high point for PYPL and XOP.
Loading charts...
Drawdown Indicators
| PYPL | XOP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -87.30% | -90.27% | +2.97% |
Max Drawdown (1Y)Largest decline over 1 year | -48.55% | -18.50% | -30.05% |
Max Drawdown (3Y)Largest decline over 3 years | -57.34% | -34.98% | -22.36% |
Max Drawdown (5Y)Largest decline over 5 years | -86.64% | -34.98% | -51.66% |
Max Drawdown (10Y)Largest decline over 10 years | -87.30% | -82.61% | -4.69% |
Current DrawdownCurrent decline from peak | -81.30% | -33.74% | -47.56% |
Average DrawdownAverage peak-to-trough decline | -36.47% | -42.56% | +6.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.74% | 7.67% | +22.07% |
Volatility
PYPL vs. XOP - Volatility Comparison
PayPal Holdings, Inc. (PYPL) has a higher volatility of 17.17% compared to SPDR S&P Oil & Gas Exploration & Production ETF (XOP) at 8.28%. This indicates that PYPL's price experiences larger fluctuations and is considered to be riskier than XOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PYPL | XOP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.17% | 8.28% | +8.89% |
Volatility (6M)Calculated over the trailing 6-month period | 36.49% | 22.52% | +13.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 41.87% | 28.49% | +13.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 42.88% | 33.53% | +9.35% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.15% | 40.15% | -1.00% |
Dividends
PYPL vs. XOP - Dividend Comparison
PYPL's dividend yield for the trailing twelve months is around 0.73%, less than XOP's 1.83% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PYPL PayPal Holdings, Inc. | 0.73% | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XOP SPDR S&P Oil & Gas Exploration & Production ETF | 1.83% | 2.62% | 2.45% | 2.63% | 2.47% | 1.61% | 2.34% | 1.47% | 0.99% | 0.76% | 0.76% | 2.21% |
Frequently Asked Questions
PYPL and XOP have a correlation of -0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PYPL has higher volatility (17.17%) compared to XOP (8.28%). In terms of maximum drawdown, PYPL dropped -87.30% vs XOP's -90.27%.
XOP currently has the higher Sharpe Ratio (1.47 vs -0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PYPL and XOP
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer