PYPL vs. OKLO

Last updated Jun 13, 2026

PYPL (PayPal Holdings, Inc.) and OKLO (Oklo Inc.) are both stocks. PYPL operates in Credit Services (Financial Services), while OKLO operates in Utilities - Independent Power Producers (Utilities). Over the past 3 years, PYPL returned -12.98%/yr vs 75.64%/yr for OKLO. At a 0.15 correlation, their price movements are largely independent.

Performance

PYPL vs. OKLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PayPal Holdings, Inc. (PYPL) and Oklo Inc. (OKLO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PYPL achieves a -28.41% return, which is significantly lower than OKLO's -19.89% return.

PYPL

• 1D: 0.70%
• 1M: -6.18%
• YTD: -28.41%
• 6M: -32.22%
• 1Y: -40.86%
• 3Y*: -12.98%
• 5Y*: -31.18%
• 10Y*: 1.21%

OKLO

• 1D: -0.64%
• 1M: -7.65%
• YTD: -19.89%
• 6M: -34.24%
• 1Y: -9.69%
• 3Y*: 75.64%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PYPL vs. OKLO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PYPL PayPal Holdings, Inc.	-28.41%	-31.44%	38.98%	-13.77%	-62.23%	-36.53%
OKLO Oklo Inc.	-19.89%	238.01%	101.04%	6.45%	0.71%	-1.50%

Correlation

The correlation between PYPL and OKLO is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.25
Correlation (3Y) Calculated over the trailing 3-year period	0.20
Correlation (All Time) Calculated using the full available price history since Jul 8, 2021	0.15

Fundamentals

Market Cap PYPL : $38.21B OKLO : $9.79B
EPS PYPL : $5.31 OKLO : -$0.85
PB Ratio PYPL : 1.91 OKLO : 3.71
Total Revenue (TTM) PYPL : $33.73B OKLO : $0.00
Gross Profit (TTM) PYPL : $15.56B OKLO : -$149.00K
EBITDA (TTM) PYPL : $7.23B OKLO : -$172.42M

Return for Risk

PYPL vs. OKLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PYPL

PYPL Risk / Return Rank: 5
PYPL Sharpe Ratio Rank: 3
PYPL Sortino Ratio Rank: 6
PYPL Omega Ratio Rank: 5
PYPL Calmar Ratio Rank: 8
PYPL Martin Ratio Rank: 6

OKLO

OKLO Risk / Return Rank: 41
OKLO Sharpe Ratio Rank: 39
OKLO Sortino Ratio Rank: 46
OKLO Omega Ratio Rank: 44
OKLO Calmar Ratio Rank: 39
OKLO Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PYPL vs. OKLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PayPal Holdings, Inc. (PYPL) and Oklo Inc. (OKLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PYPL	OKLO	Difference
Sharpe ratio: Return per unit of total volatility	-1.13	-0.11	-1.02
Sortino ratio: Return per unit of downside risk	-1.53	0.60	-2.12
Omega ratio: Gain probability vs. loss probability	0.79	1.06	-0.28
Calmar ratio: Return relative to maximum drawdown	-0.88	-0.15	-0.74
Martin ratio: Return relative to average drawdown	-1.54	-0.24	-1.30

PYPL vs. OKLO - Sharpe Ratio Comparison

The current PYPL Sharpe Ratio is -1.13, which is lower than the OKLO Sharpe Ratio of -0.11. The chart below compares the historical Sharpe Ratios of PYPL and OKLO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PYPL vs. OKLO - Drawdown Comparison

The maximum PYPL drawdown since its inception was -87.30%, which is greater than OKLO's maximum drawdown of -73.83%. Use the drawdown chart below to compare losses from any high point for PYPL and OKLO.

Drawdown Indicators

	PYPL	OKLO	Difference
Max Drawdown Largest peak-to-trough decline	-87.30%	-73.83%	-13.47%
Max Drawdown (1Y) Largest decline over 1 year	-49.92%	-73.83%	+23.91%
Max Drawdown (3Y) Largest decline over 3 years	-57.34%	-73.83%	+16.49%
Max Drawdown (5Y) Largest decline over 5 years	-87.30%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-87.30%	—	—
Current Drawdown Current decline from peak	-86.42%	-66.99%	-19.43%
Average Drawdown Average peak-to-trough decline	-35.90%	-18.13%	-17.77%
Ulcer Index Depth and duration of drawdowns from previous peaks	28.60%	45.70%	-17.10%

Volatility

PYPL vs. OKLO - Volatility Comparison

The current volatility for PayPal Holdings, Inc. (PYPL) is 7.01%, while Oklo Inc. (OKLO) has a volatility of 27.86%. This indicates that PYPL experiences smaller price fluctuations and is considered to be less risky than OKLO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PYPL	OKLO	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.01%	27.86%	-20.85%
Volatility (6M) Calculated over the trailing 6-month period	31.72%	69.66%	-37.94%
Volatility (1Y) Calculated over the trailing 1-year period	39.10%	101.88%	-62.78%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	42.08%	85.88%	-43.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.77%	85.88%	-47.11%

Dividends

PYPL vs. OKLO - Dividend Comparison

PYPL's dividend yield for the trailing twelve months is around 1.01%, while OKLO has not paid dividends to shareholders.

Position	TTM	2025
OKLO Oklo Inc.	0.00%	0.00%
PYPL PayPal Holdings, Inc.	1.01%	0.24%

Financials

Frequently Asked Questions

Can I hold both PYPL and OKLO in my portfolio?

PYPL and OKLO have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PYPL or OKLO?

OKLO has higher volatility (27.86%) compared to PYPL (7.01%). In terms of maximum drawdown, PYPL dropped -87.30% vs OKLO's -73.83%.

Which has better risk-adjusted returns?

OKLO currently has the higher Sharpe Ratio (-0.11 vs -1.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.