PUK vs. FINV

Last updated Jun 3, 2026

PUK (Prudential plc) and FINV (FinVolution Group) are both stocks. Both are in the Financial Services sector — PUK in Insurance - Life, FINV in Credit Services. Over the past 5 years, PUK returned -4.26%/yr vs -3.61%/yr for FINV. At a 0.28 correlation, their price movements are largely independent.

Performance

PUK vs. FINV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential plc (PUK) and FinVolution Group (FINV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PUK achieves a -5.29% return, which is significantly lower than FINV's 4.92% return.

PUK

• 1D: 0.97%
• 1M: -3.58%
• YTD: -5.29%
• 6M: 0.53%
• 1Y: 28.57%
• 3Y*: 2.34%
• 5Y*: -4.26%
• 10Y*: 1.27%

FINV

• 1D: -3.01%
• 1M: 2.58%
• YTD: 4.92%
• 6M: 11.30%
• 1Y: -34.75%
• 3Y*: 13.39%
• 5Y*: -3.61%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PUK vs. FINV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PUK Prudential plc	-5.29%	99.34%	-27.35%	-17.04%	-19.12%	-0.05%	-0.57%	27.95%	-28.44%	4.40%
FINV FinVolution Group	4.92%	-20.07%	45.47%	4.39%	6.39%	89.23%	8.51%	-22.85%	-49.37%	-45.64%

Correlation

The correlation between PUK and FINV is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.25
Correlation (3Y) Calculated over the trailing 3-year period	0.28
Correlation (5Y) Calculated over the trailing 5-year period	0.29
Correlation (All Time) Calculated using the full available price history since Nov 13, 2017	0.28

Fundamentals

Market Cap PUK : $37.52B FINV : $1.32B
EPS PUK : $4.25 FINV : $8.34
PE Ratio PUK : 6.84 FINV : 0.62
PEG Ratio PUK : 0.16 FINV : 0.22
PS Ratio PUK : 1.12 FINV : 0.10
PB Ratio PUK : 2.51 FINV : 0.08
Total Revenue (TTM) PUK : $33.63B FINV : $13.24B
Gross Profit (TTM) PUK : $20.95B FINV : $10.21B
EBITDA (TTM) PUK : $15.89B FINV : $2.61B

Return for Risk

PUK vs. FINV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PUK

PUK Risk / Return Rank: 70
PUK Sharpe Ratio Rank: 74
PUK Sortino Ratio Rank: 67
PUK Omega Ratio Rank: 65
PUK Calmar Ratio Rank: 71
PUK Martin Ratio Rank: 75

FINV

FINV Risk / Return Rank: 16
FINV Sharpe Ratio Rank: 11
FINV Sortino Ratio Rank: 13
FINV Omega Ratio Rank: 14
FINV Calmar Ratio Rank: 18
FINV Martin Ratio Rank: 24

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PUK vs. FINV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential plc (PUK) and FinVolution Group (FINV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PUK	FINV	Difference
Sharpe ratio Return per unit of total volatility	1.11	-0.71	+1.83
Sortino ratio Return per unit of downside risk	1.63	-0.87	+2.49
Omega ratio Gain probability vs. loss probability	1.20	0.90	+0.30
Calmar ratio Return relative to maximum drawdown	1.71	-0.61	+2.32
Martin ratio Return relative to average drawdown	5.00	-0.84	+5.85
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PUK vs. FINV - Sharpe Ratio Comparison

The current PUK Sharpe Ratio is 1.11, which is higher than the FINV Sharpe Ratio of -0.71. The chart below compares the historical Sharpe Ratios of PUK and FINV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	PUK	FINV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.11	-0.71	+1.83
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.12	-0.07	-0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.03	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.15	-0.08	+0.23

Drawdowns

PUK vs. FINV - Drawdown Comparison

The maximum PUK drawdown since its inception was -82.52%, smaller than the maximum FINV drawdown of -89.64%. Use the drawdown chart below to compare losses from any high point for PUK and FINV.

Drawdown Indicators

	PUK	FINV	Difference
Max Drawdown Largest peak-to-trough decline	-82.52%	-89.64%	+7.12%
Max Drawdown (1Y) Largest decline over 1 year	-17.46%	-56.42%	+38.96%
Max Drawdown (3Y) Largest decline over 3 years	-48.78%	-56.42%	+7.64%
Max Drawdown (5Y) Largest decline over 5 years	-63.59%	-70.54%	+6.95%
Max Drawdown (10Y) Largest decline over 10 years	-63.59%	—	—
Current Drawdown Current decline from peak	-24.64%	-48.23%	+23.59%
Average Drawdown Average peak-to-trough decline	-26.38%	-53.71%	+27.33%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.96%	40.72%	-34.76%

Volatility

PUK vs. FINV - Volatility Comparison

The current volatility for Prudential plc (PUK) is 11.42%, while FinVolution Group (FINV) has a volatility of 18.89%. This indicates that PUK experiences smaller price fluctuations and is considered to be less risky than FINV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PUK	FINV	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.42%	18.89%	-7.47%
Volatility (6M) Calculated over the trailing 6-month period	21.11%	33.93%	-12.82%
Volatility (1Y) Calculated over the trailing 1-year period	25.80%	48.97%	-23.17%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.83%	50.26%	-15.43%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.80%	71.88%	-35.08%

Dividends

PUK vs. FINV - Dividend Comparison

PUK's dividend yield for the trailing twelve months is around 1.83%, less than FINV's 5.93% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FINV FinVolution Group	5.93%	5.30%	3.49%	4.39%	4.13%	3.45%	4.49%	7.17%	0.00%	0.00%	0.00%	0.00%
PUK Prudential plc	1.83%	1.54%	2.64%	1.72%	1.28%	4.60%	1.70%	17.06%	3.71%	2.33%	3.50%	2.62%

Financials

PUK vs. FINV - Profitability Comparison

The chart below illustrates the profitability comparison between Prudential plc and FinVolution Group over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PUK - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Prudential plc reported a gross profit of 11.35B and revenue of 11.35B. Therefore, the gross margin over that period was 100.0%.

FINV - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a gross profit of 2.43B and revenue of 3.19B. Therefore, the gross margin over that period was 76.3%.

PUK - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Prudential plc reported an operating income of 2.39B and revenue of 11.35B, resulting in an operating margin of 21.1%.

FINV - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported an operating income of 526.49M and revenue of 3.19B, resulting in an operating margin of 16.5%.

PUK - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Prudential plc reported a net income of 1.99B and revenue of 11.35B, resulting in a net margin of 17.6%.

FINV - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a net income of 412.55M and revenue of 3.19B, resulting in a net margin of 12.9%.

Frequently Asked Questions

Can I hold both PUK and FINV in my portfolio?

PUK and FINV have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PUK or FINV?

FINV has higher volatility (18.89%) compared to PUK (11.42%). In terms of maximum drawdown, PUK dropped -82.52% vs FINV's -89.64%.

Which has better risk-adjusted returns?

PUK currently has the higher Sharpe Ratio (1.11 vs -0.71), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.