PRU vs. XOM

Last updated Jun 6, 2026

PRU (Prudential Financial, Inc.) and XOM (Exxon Mobil Corporation) are both stocks. PRU operates in Insurance - Life (Financial Services), while XOM operates in Oil & Gas Integrated (Energy). Over the past 10 years, PRU returned 7.94%/yr vs 9.82%/yr for XOM. At a 0.46 correlation, their price movements are largely independent.

Performance

PRU vs. XOM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Prudential Financial, Inc. (PRU) and Exxon Mobil Corporation (XOM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PRU achieves a -4.78% return, which is significantly lower than XOM's 26.26% return. Over the past 10 years, PRU has underperformed XOM with an annualized return of 7.94%, while XOM has yielded a comparatively higher 9.82% annualized return.

PRU

• 1D: 1.26%
• 1M: 5.19%
• YTD: -4.78%
• 6M: -3.76%
• 1Y: 4.47%
• 3Y*: 13.09%
• 5Y*: 4.24%
• 10Y*: 7.94%

XOM

• 1D: -1.39%
• 1M: 4.40%
• YTD: 26.26%
• 6M: 30.38%
• 1Y: 48.36%
• 3Y*: 16.01%
• 5Y*: 24.00%
• 10Y*: 9.82%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PRU vs. XOM - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PRU Prudential Financial, Inc.	-4.78%	0.18%	19.46%	10.09%	-3.86%	45.32%	-11.40%	20.10%	-26.46%	13.65%
XOM Exxon Mobil Corporation	26.26%	15.98%	11.26%	-6.26%	87.41%	57.58%	-36.21%	7.23%	-15.09%	-3.81%

Correlation

The correlation between PRU and XOM is 0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.07
Correlation (3Y) Calculated over the trailing 3-year period	0.26
Correlation (5Y) Calculated over the trailing 5-year period	0.38
Correlation (10Y) Calculated over the trailing 10-year period	0.46
Correlation (All Time) Calculated using the full available price history since Dec 14, 2001	0.46

Over the past year, the correlation between PRU and XOM has dropped to 0.07 - well below their long-term average of 0.46, suggesting their price drivers have been diverging.

Fundamentals

Market Cap PRU : $36.55B XOM : $627.12B
EPS PRU : $9.85 XOM : $5.93
PE Ratio PRU : 10.62 XOM : 25.29
PEG Ratio PRU : 0.44 XOM : 1.17
PS Ratio PRU : 0.78 XOM : 1.96
Total Revenue (TTM) PRU : $47.43B XOM : $326.01B
Gross Profit (TTM) PRU : $14.72B XOM : $83.11B
EBITDA (TTM) PRU : $4.02B XOM : $60.44B

Return for Risk

PRU vs. XOM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PRU

PRU Risk / Return Rank: 47
PRU Sharpe Ratio Rank: 51
PRU Sortino Ratio Rank: 43
PRU Omega Ratio Rank: 42
PRU Calmar Ratio Rank: 48
PRU Martin Ratio Rank: 49

XOM

XOM Risk / Return Rank: 86
XOM Sharpe Ratio Rank: 89
XOM Sortino Ratio Rank: 85
XOM Omega Ratio Rank: 84
XOM Calmar Ratio Rank: 84
XOM Martin Ratio Rank: 86

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PRU vs. XOM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Prudential Financial, Inc. (PRU) and Exxon Mobil Corporation (XOM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PRU	XOM	Difference
Sharpe ratio: Return per unit of total volatility	0.28	2.13	-1.85
Sortino ratio: Return per unit of downside risk	0.51	2.70	-2.19
Omega ratio: Gain probability vs. loss probability	1.07	1.35	-0.28
Calmar ratio: Return relative to maximum drawdown	0.30	3.33	-3.03
Martin ratio: Return relative to average drawdown	0.65	9.35	-8.70
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PRU vs. XOM - Sharpe Ratio Comparison

The current PRU Sharpe Ratio is 0.28, which is lower than the XOM Sharpe Ratio of 2.13. The chart below compares the historical Sharpe Ratios of PRU and XOM, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	PRU	XOM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.28	2.13	-1.85
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.16	0.90	-0.74
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.25	0.35	-0.10
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	0.47	-0.27

Drawdowns

PRU vs. XOM - Drawdown Comparison

The maximum PRU drawdown since its inception was -88.53%, which is greater than XOM's maximum drawdown of -62.40%. Use the drawdown chart below to compare losses from any high point for PRU and XOM.

Drawdown Indicators

	PRU	XOM	Difference
Max Drawdown Largest peak-to-trough decline	-88.53%	-62.40%	-26.13%
Max Drawdown (1Y) Largest decline over 1 year	-21.46%	-15.69%	-5.77%
Max Drawdown (3Y) Largest decline over 3 years	-25.66%	-18.92%	-6.74%
Max Drawdown (5Y) Largest decline over 5 years	-33.11%	-20.51%	-12.60%
Max Drawdown (10Y) Largest decline over 10 years	-65.89%	-61.34%	-4.55%
Current Drawdown Current decline from peak	-12.70%	-11.97%	-0.73%
Average Drawdown Average peak-to-trough decline	-18.32%	-10.20%	-8.12%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.82%	5.57%	+4.25%

Volatility

PRU vs. XOM - Volatility Comparison

The current volatility for Prudential Financial, Inc. (PRU) is 5.85%, while Exxon Mobil Corporation (XOM) has a volatility of 9.27%. This indicates that PRU experiences smaller price fluctuations and is considered to be less risky than XOM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PRU	XOM	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.85%	9.27%	-3.42%
Volatility (6M) Calculated over the trailing 6-month period	17.54%	20.28%	-2.74%
Volatility (1Y) Calculated over the trailing 1-year period	22.61%	24.48%	-1.87%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.82%	26.73%	-0.91%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.84%	28.18%	+3.66%

Dividends

PRU vs. XOM - Dividend Comparison

PRU's dividend yield for the trailing twelve months is around 5.26%, more than XOM's 2.72% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PRU Prudential Financial, Inc.	5.26%	4.78%	4.39%	4.82%	4.83%	4.25%	5.64%	4.27%	4.41%	2.61%	2.69%	3.00%
XOM Exxon Mobil Corporation	2.72%	3.32%	3.57%	3.68%	3.22%	5.70%	8.44%	4.92%	4.74%	3.66%	3.30%	3.69%

Financials

Frequently Asked Questions

Can I hold both PRU and XOM in my portfolio?

PRU and XOM have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PRU or XOM?

XOM has higher volatility (9.27%) compared to PRU (5.85%). In terms of maximum drawdown, PRU dropped -88.53% vs XOM's -62.40%.

Which has better risk-adjusted returns?

XOM currently has the higher Sharpe Ratio (2.13 vs 0.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.