POAAX vs. TPDAX
Compare and contrast key facts about Pacific Funds Portfolio Optimization Conservative (POAAX) and Timothy Plan Defensive Strategies Fund (TPDAX).
POAAX is managed by Pacific Funds Series Trust. It was launched on Dec 30, 2003. TPDAX is managed by Timothy Plan. It was launched on Nov 3, 2009.
Performance
POAAX vs. TPDAX - Performance Comparison
Loading graphics...
POAAX vs. TPDAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
POAAX Pacific Funds Portfolio Optimization Conservative | -1.64% | 9.54% | 6.07% | 9.40% | -15.03% | 3.96% | 10.82% | 12.14% | -4.18% | 7.80% |
TPDAX Timothy Plan Defensive Strategies Fund | 7.48% | 23.97% | 5.29% | 7.71% | -5.63% | 12.15% | 8.83% | 13.77% | -7.24% | 4.14% |
Returns By Period
In the year-to-date period, POAAX achieves a -1.64% return, which is significantly lower than TPDAX's 7.48% return. Over the past 10 years, POAAX has underperformed TPDAX with an annualized return of 3.77%, while TPDAX has yielded a comparatively higher 7.10% annualized return.
POAAX
- 1D
- 0.20%
- 1M
- -3.69%
- YTD
- -1.64%
- 6M
- -0.39%
- 1Y
- 6.86%
- 3Y*
- 6.61%
- 5Y*
- 2.04%
- 10Y*
- 3.77%
TPDAX
- 1D
- 0.05%
- 1M
- -6.08%
- YTD
- 7.48%
- 6M
- 12.53%
- 1Y
- 24.49%
- 3Y*
- 13.72%
- 5Y*
- 9.55%
- 10Y*
- 7.10%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
POAAX vs. TPDAX - Expense Ratio Comparison
POAAX has a 0.60% expense ratio, which is lower than TPDAX's 1.37% expense ratio.
Return for Risk
POAAX vs. TPDAX — Risk / Return Rank
POAAX
TPDAX
POAAX vs. TPDAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pacific Funds Portfolio Optimization Conservative (POAAX) and Timothy Plan Defensive Strategies Fund (TPDAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| POAAX | TPDAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 2.07 | -0.84 |
Sortino ratioReturn per unit of downside risk | 1.73 | 2.68 | -0.95 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.39 | -0.14 |
Calmar ratioReturn relative to maximum drawdown | 1.60 | 3.33 | -1.73 |
Martin ratioReturn relative to average drawdown | 6.70 | 12.75 | -6.05 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| POAAX | TPDAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 2.07 | -0.84 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.28 | 0.95 | -0.67 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.72 | -0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.58 | +0.13 |
Correlation
The correlation between POAAX and TPDAX is 0.67, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
POAAX vs. TPDAX - Dividend Comparison
POAAX's dividend yield for the trailing twelve months is around 3.90%, more than TPDAX's 0.75% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
POAAX Pacific Funds Portfolio Optimization Conservative | 3.90% | 3.84% | 4.24% | 3.39% | 6.99% | 4.14% | 2.89% | 2.04% | 12.02% | 2.18% | 1.28% | 3.64% |
TPDAX Timothy Plan Defensive Strategies Fund | 0.75% | 0.80% | 2.76% | 2.35% | 4.48% | 0.50% | 0.00% | 2.89% | 2.69% | 0.13% | 0.33% | 0.00% |
Drawdowns
POAAX vs. TPDAX - Drawdown Comparison
The maximum POAAX drawdown since its inception was -20.48%, smaller than the maximum TPDAX drawdown of -22.29%. Use the drawdown chart below to compare losses from any high point for POAAX and TPDAX.
Loading graphics...
Drawdown Indicators
| POAAX | TPDAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.48% | -22.29% | +1.81% |
Max Drawdown (1Y)Largest decline over 1 year | -4.23% | -7.58% | +3.35% |
Max Drawdown (5Y)Largest decline over 5 years | -20.48% | -17.58% | -2.90% |
Max Drawdown (10Y)Largest decline over 10 years | -20.48% | -22.29% | +1.81% |
Current DrawdownCurrent decline from peak | -3.69% | -6.56% | +2.87% |
Average DrawdownAverage peak-to-trough decline | -2.82% | -4.94% | +2.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.01% | 1.98% | -0.97% |
Volatility
POAAX vs. TPDAX - Volatility Comparison
The current volatility for Pacific Funds Portfolio Optimization Conservative (POAAX) is 2.15%, while Timothy Plan Defensive Strategies Fund (TPDAX) has a volatility of 4.00%. This indicates that POAAX experiences smaller price fluctuations and is considered to be less risky than TPDAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| POAAX | TPDAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.15% | 4.00% | -1.85% |
Volatility (6M)Calculated over the trailing 6-month period | 3.33% | 9.73% | -6.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.72% | 12.21% | -6.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.34% | 10.12% | -2.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.43% | 9.86% | -3.43% |