PLTZX vs. FRAMX
Compare and contrast key facts about Principal LifeTime 2060 Fund (PLTZX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
PLTZX is managed by Principal. It was launched on Feb 28, 2013. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PLTZX vs. FRAMX - Performance Comparison
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PLTZX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTZX Principal LifeTime 2060 Fund | -2.44% | 17.76% | 16.89% | 20.36% | -18.81% | 18.12% | 16.60% | 27.54% | -9.24% | 22.68% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 0.18% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 6.82% |
Returns By Period
In the year-to-date period, PLTZX achieves a -2.44% return, which is significantly lower than FRAMX's 0.18% return. Over the past 10 years, PLTZX has outperformed FRAMX with an annualized return of 10.55%, while FRAMX has yielded a comparatively lower 3.73% annualized return.
PLTZX
- 1D
- 2.91%
- 1M
- -5.21%
- YTD
- -2.44%
- 6M
- -0.50%
- 1Y
- 15.35%
- 3Y*
- 15.08%
- 5Y*
- 7.71%
- 10Y*
- 10.55%
FRAMX
- 1D
- 0.75%
- 1M
- -2.08%
- YTD
- 0.18%
- 6M
- 1.18%
- 1Y
- 7.30%
- 3Y*
- 5.92%
- 5Y*
- 2.18%
- 10Y*
- 3.73%
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PLTZX vs. FRAMX - Expense Ratio Comparison
PLTZX has a 0.01% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
PLTZX vs. FRAMX — Risk / Return Rank
PLTZX
FRAMX
PLTZX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2060 Fund (PLTZX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLTZX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.99 | 1.64 | -0.65 |
Sortino ratioReturn per unit of downside risk | 1.52 | 2.30 | -0.78 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.33 | -0.11 |
Calmar ratioReturn relative to maximum drawdown | 1.38 | 2.22 | -0.84 |
Martin ratioReturn relative to average drawdown | 6.66 | 8.81 | -2.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLTZX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.99 | 1.64 | -0.65 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.42 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | 0.84 | -0.17 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.50 | +0.15 |
Correlation
The correlation between PLTZX and FRAMX is 0.78, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLTZX vs. FRAMX - Dividend Comparison
PLTZX's dividend yield for the trailing twelve months is around 8.54%, more than FRAMX's 2.88% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLTZX Principal LifeTime 2060 Fund | 8.54% | 8.33% | 7.85% | 4.12% | 8.44% | 5.29% | 3.60% | 5.86% | 5.75% | 2.73% | 3.48% | 3.29% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.88% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
PLTZX vs. FRAMX - Drawdown Comparison
The maximum PLTZX drawdown since its inception was -34.01%, roughly equal to the maximum FRAMX drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for PLTZX and FRAMX.
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Drawdown Indicators
| PLTZX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.01% | -33.94% | -0.07% |
Max Drawdown (1Y)Largest decline over 1 year | -11.51% | -3.45% | -8.06% |
Max Drawdown (5Y)Largest decline over 5 years | -26.79% | -16.31% | -10.48% |
Max Drawdown (10Y)Largest decline over 10 years | -34.01% | -16.31% | -17.70% |
Current DrawdownCurrent decline from peak | -6.04% | -2.47% | -3.57% |
Average DrawdownAverage peak-to-trough decline | -4.67% | -3.86% | -0.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.38% | 0.87% | +1.51% |
Volatility
PLTZX vs. FRAMX - Volatility Comparison
Principal LifeTime 2060 Fund (PLTZX) has a higher volatility of 5.97% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 2.14%. This indicates that PLTZX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLTZX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.97% | 2.14% | +3.83% |
Volatility (6M)Calculated over the trailing 6-month period | 9.33% | 2.95% | +6.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.97% | 4.64% | +11.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.44% | 5.22% | +10.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.96% | 4.48% | +11.48% |