PLSAX vs. PLZTX
Compare and contrast key facts about Principal LargeCap S&P 500 Index Fund Class A (PLSAX) and Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX).
PLSAX is a passively managed fund by Principal Funds that tracks the performance of the S&P 500 Index. It was launched on Feb 2, 2001. PLZTX is managed by Principal Funds. It was launched on Sep 30, 2014.
Performance
PLSAX vs. PLZTX - Performance Comparison
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PLSAX vs. PLZTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLSAX Principal LargeCap S&P 500 Index Fund Class A | -7.11% | 17.50% | 26.46% | 25.70% | -18.41% | 27.93% | 17.85% | 30.97% | -4.93% | 21.23% |
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | -2.64% | 14.46% | 11.11% | 14.97% | -16.74% | 13.93% | 14.79% | 20.97% | -7.35% | 16.71% |
Returns By Period
In the year-to-date period, PLSAX achieves a -7.11% return, which is significantly lower than PLZTX's -2.64% return. Over the past 10 years, PLSAX has outperformed PLZTX with an annualized return of 13.42%, while PLZTX has yielded a comparatively lower 7.97% annualized return.
PLSAX
- 1D
- -0.40%
- 1M
- -7.71%
- YTD
- -7.11%
- 6M
- -4.72%
- 1Y
- 14.11%
- 3Y*
- 17.33%
- 5Y*
- 11.29%
- 10Y*
- 13.42%
PLZTX
- 1D
- 0.00%
- 1M
- -5.54%
- YTD
- -2.64%
- 6M
- -0.53%
- 1Y
- 11.35%
- 3Y*
- 10.56%
- 5Y*
- 5.44%
- 10Y*
- 7.97%
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PLSAX vs. PLZTX - Expense Ratio Comparison
PLSAX has a 0.38% expense ratio, which is higher than PLZTX's 0.33% expense ratio.
Return for Risk
PLSAX vs. PLZTX — Risk / Return Rank
PLSAX
PLZTX
PLSAX vs. PLZTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LargeCap S&P 500 Index Fund Class A (PLSAX) and Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLSAX | PLZTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.83 | 1.15 | -0.32 |
Sortino ratioReturn per unit of downside risk | 1.31 | 1.69 | -0.38 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.25 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.03 | 1.39 | -0.36 |
Martin ratioReturn relative to average drawdown | 5.02 | 6.72 | -1.70 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLSAX | PLZTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.83 | 1.15 | -0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.67 | 0.52 | +0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.77 | 0.71 | +0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.39 | 0.70 | -0.30 |
Correlation
The correlation between PLSAX and PLZTX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLSAX vs. PLZTX - Dividend Comparison
PLSAX's dividend yield for the trailing twelve months is around 2.96%, less than PLZTX's 4.78% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLSAX Principal LargeCap S&P 500 Index Fund Class A | 2.96% | 2.75% | 4.07% | 3.90% | 2.70% | 13.38% | 7.35% | 3.57% | 7.19% | 6.72% | 2.93% | 2.36% |
PLZTX Principal LifeTime Hybrid 2030 Fund R-6 | 4.78% | 4.66% | 3.75% | 3.45% | 8.09% | 5.44% | 4.48% | 3.73% | 3.83% | 2.54% | 2.28% | 1.68% |
Drawdowns
PLSAX vs. PLZTX - Drawdown Comparison
The maximum PLSAX drawdown since its inception was -55.67%, which is greater than PLZTX's maximum drawdown of -24.54%. Use the drawdown chart below to compare losses from any high point for PLSAX and PLZTX.
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Drawdown Indicators
| PLSAX | PLZTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.67% | -24.54% | -31.13% |
Max Drawdown (1Y)Largest decline over 1 year | -12.13% | -7.63% | -4.50% |
Max Drawdown (5Y)Largest decline over 5 years | -24.69% | -21.95% | -2.74% |
Max Drawdown (10Y)Largest decline over 10 years | -33.79% | -24.54% | -9.25% |
Current DrawdownCurrent decline from peak | -8.94% | -5.73% | -3.21% |
Average DrawdownAverage peak-to-trough decline | -10.22% | -3.96% | -6.26% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.49% | 1.58% | +0.91% |
Volatility
PLSAX vs. PLZTX - Volatility Comparison
Principal LargeCap S&P 500 Index Fund Class A (PLSAX) has a higher volatility of 4.22% compared to Principal LifeTime Hybrid 2030 Fund R-6 (PLZTX) at 3.41%. This indicates that PLSAX's price experiences larger fluctuations and is considered to be riskier than PLZTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLSAX | PLZTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.22% | 3.41% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 9.07% | 5.71% | +3.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.87% | 10.04% | +7.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.87% | 10.46% | +6.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.46% | 11.19% | +6.27% |