PHTUX vs. PLGIX
PHTUX (Principal LifeTime Hybrid 2050 Fund) and PLGIX (Principal LargeCap Growth Fund I) are both mutual funds - PHTUX is a Target Retirement Date fund managed by Principal, while PLGIX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, PHTUX returned 11.33%/yr vs 18.96%/yr for PLGIX. Their correlation of 0.88 means they have usually moved in the same direction. PHTUX charges 0.05%/yr vs 0.67%/yr for PLGIX.
Performance
PHTUX vs. PLGIX - Performance Comparison
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Returns By Period
In the year-to-date period, PHTUX achieves a 9.83% return, which is significantly higher than PLGIX's -1.62% return. Over the past 10 years, PHTUX has underperformed PLGIX with an annualized return of 11.33%, while PLGIX has yielded a comparatively higher 18.96% annualized return.
PHTUX
- 1D
- 1.74%
- 1M
- 0.15%
- 6M
- 6.77%
- YTD
- 9.83%
- 1Y
- 21.67%
- 3Y*
- 16.85%
- 5Y*
- 9.72%
- 10Y*
- 11.33%
- ALL TIME*
- 10.51%
PLGIX
- 1D
- 3.14%
- 1M
- -2.17%
- 6M
- 1.55%
- YTD
- -1.62%
- 1Y
- 2.16%
- 3Y*
- 29.13%
- 5Y*
- 13.82%
- 10Y*
- 18.96%
- ALL TIME*
- 9.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PHTUX vs. PLGIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | 9.83% | 19.64% | 17.26% | 20.30% | -18.48% | 19.08% | 15.94% | 25.59% | -9.48% | 20.48% |
PLGIX Principal LargeCap Growth Fund I | -1.62% | 11.59% | 83.01% | 40.40% | -34.05% | 21.49% | 36.06% | 34.89% | 3.44% | 33.67% |
Correlation
The correlation between PHTUX and PLGIX is 0.86, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.86 |
Correlation (3Y) Balances recent behavior with more history. | 0.86 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.88 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.88 |
The correlation between PHTUX and PLGIX has been stable across timeframes, ranging from 0.86 to 0.88 - a consistent structural relationship.
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Return for Risk
PHTUX vs. PLGIX — Risk / Return Rank
PHTUX
PLGIX
PHTUX vs. PLGIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2050 Fund (PHTUX) and Principal LargeCap Growth Fund I (PLGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PHTUX | PLGIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.53 | ||
| Sortino ratioReturn per unit of downside risk | +2.03 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.01 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 2.32 | -0.00 | +2.32 |
| Martin ratioReturn relative to average drawdown | 9.98 | -0.01 | +9.98 |
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Drawdowns
PHTUX vs. PLGIX - Drawdown Comparison
The maximum PHTUX drawdown since its inception was -31.76%, smaller than the maximum PLGIX drawdown of -55.43%. Use the drawdown chart below to compare losses from any high point for PHTUX and PLGIX.
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Drawdown Indicators
| PHTUX | PLGIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.76% | -55.43% | +23.67% |
Max Drawdown (1Y)Largest decline over 1 year | -8.47% | -18.32% | +9.85% |
Max Drawdown (3Y)Largest decline over 3 years | -16.49% | -21.39% | +4.90% |
Max Drawdown (5Y)Largest decline over 5 years | -25.50% | -40.63% | +15.13% |
Max Drawdown (10Y)Largest decline over 10 years | -31.76% | -40.63% | +8.87% |
Current DrawdownCurrent decline from peak | -1.34% | -7.56% | +6.22% |
Average DrawdownAverage peak-to-trough decline | -4.64% | -13.21% | +8.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.97% | 6.32% | -4.35% |
Volatility
PHTUX vs. PLGIX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2050 Fund (PHTUX) is 3.63%, while Principal LargeCap Growth Fund I (PLGIX) has a volatility of 5.94%. This indicates that PHTUX experiences smaller price fluctuations and is considered to be less risky than PLGIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTUX | PLGIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.63% | 5.94% | -2.31% |
Volatility (6M)Calculated over the trailing 6-month period | 10.56% | 14.18% | -3.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.87% | 17.18% | -4.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.57% | 30.32% | -14.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.53% | 25.51% | -9.98% |
PHTUX vs. PLGIX - Expense Ratio Comparison
PHTUX has a 0.05% expense ratio, which is lower than PLGIX's 0.67% expense ratio.
Dividends
PHTUX vs. PLGIX - Dividend Comparison
PHTUX's dividend yield for the trailing twelve months is around 4.43%, less than PLGIX's 14.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | 4.43% | 4.86% | 4.44% | 2.95% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% |
PLGIX Principal LargeCap Growth Fund I | 14.69% | 14.45% | 63.77% | 5.99% | 11.57% | 11.34% | 7.03% | 8.01% | 16.41% | 7.05% | 4.64% | 12.51% |
Frequently Asked Questions
PHTUX and PLGIX have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLGIX has higher volatility (5.94%) compared to PHTUX (3.63%). In terms of maximum drawdown, PHTUX dropped -31.76% vs PLGIX's -55.43%.
PHTUX currently has the higher Sharpe Ratio (1.53 vs -0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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