PHTUX vs. PMTIX
Compare and contrast key facts about Principal LifeTime Hybrid 2050 Fund (PHTUX) and Principal LifeTime 2030 Fund (PMTIX).
PHTUX is managed by Principal. It was launched on Sep 29, 2014. PMTIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
PHTUX vs. PMTIX - Performance Comparison
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PHTUX vs. PMTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | -4.42% | 19.64% | 17.26% | 20.30% | -18.48% | 19.08% | 15.94% | 25.59% | -9.48% | 20.48% |
PMTIX Principal LifeTime 2030 Fund | -3.15% | 13.25% | 12.86% | 15.11% | -16.81% | 12.70% | 14.71% | 22.40% | -7.45% | 18.41% |
Returns By Period
In the year-to-date period, PHTUX achieves a -4.42% return, which is significantly lower than PMTIX's -3.15% return. Over the past 10 years, PHTUX has outperformed PMTIX with an annualized return of 10.36%, while PMTIX has yielded a comparatively lower 8.05% annualized return.
PHTUX
- 1D
- -0.35%
- 1M
- -7.98%
- YTD
- -4.42%
- 6M
- -1.53%
- 1Y
- 16.11%
- 3Y*
- 14.83%
- 5Y*
- 8.19%
- 10Y*
- 10.36%
PMTIX
- 1D
- 0.00%
- 1M
- -5.66%
- YTD
- -3.15%
- 6M
- -1.49%
- 1Y
- 9.21%
- 3Y*
- 10.71%
- 5Y*
- 5.31%
- 10Y*
- 8.05%
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PHTUX vs. PMTIX - Expense Ratio Comparison
PHTUX has a 0.05% expense ratio, which is higher than PMTIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PHTUX vs. PMTIX — Risk / Return Rank
PHTUX
PMTIX
PHTUX vs. PMTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2050 Fund (PHTUX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTUX | PMTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.95 | +0.07 |
Sortino ratioReturn per unit of downside risk | 1.55 | 1.41 | +0.14 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.20 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.22 | 1.12 | +0.10 |
Martin ratioReturn relative to average drawdown | 6.21 | 5.30 | +0.91 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PHTUX | PMTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.95 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.51 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.72 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.47 | +0.15 |
Correlation
The correlation between PHTUX and PMTIX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTUX vs. PMTIX - Dividend Comparison
PHTUX's dividend yield for the trailing twelve months is around 5.09%, less than PMTIX's 10.01% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | 5.09% | 4.86% | 4.44% | 2.95% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% |
PMTIX Principal LifeTime 2030 Fund | 10.01% | 9.69% | 9.60% | 4.26% | 10.05% | 8.87% | 6.37% | 6.49% | 8.21% | 5.87% | 3.97% | 9.44% |
Drawdowns
PHTUX vs. PMTIX - Drawdown Comparison
The maximum PHTUX drawdown since its inception was -31.76%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for PHTUX and PMTIX.
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Drawdown Indicators
| PHTUX | PMTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.76% | -52.14% | +20.38% |
Max Drawdown (1Y)Largest decline over 1 year | -11.78% | -7.49% | -4.29% |
Max Drawdown (5Y)Largest decline over 5 years | -25.50% | -23.05% | -2.45% |
Max Drawdown (10Y)Largest decline over 10 years | -31.76% | -25.87% | -5.89% |
Current DrawdownCurrent decline from peak | -8.47% | -5.85% | -2.62% |
Average DrawdownAverage peak-to-trough decline | -4.74% | -6.83% | +2.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 1.59% | +0.73% |
Volatility
PHTUX vs. PMTIX - Volatility Comparison
Principal LifeTime Hybrid 2050 Fund (PHTUX) has a higher volatility of 4.86% compared to Principal LifeTime 2030 Fund (PMTIX) at 3.33%. This indicates that PHTUX's price experiences larger fluctuations and is considered to be riskier than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTUX | PMTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.86% | 3.33% | +1.53% |
Volatility (6M)Calculated over the trailing 6-month period | 8.88% | 5.61% | +3.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.99% | 9.78% | +6.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.33% | 10.53% | +4.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.48% | 11.19% | +4.29% |