PHTUX vs. PHTYX
Compare and contrast key facts about Principal LifeTime Hybrid 2050 Fund (PHTUX) and Principal LifeTime Hybrid 2045 Fund (PHTYX).
PHTUX is managed by Principal. It was launched on Sep 29, 2014. PHTYX is managed by Principal. It was launched on Sep 29, 2014.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: PHTUX or PHTYX.
Key characteristics
| PHTUX | PHTYX | |
|---|---|---|
| YTD Return | 15.70% | 15.03% |
| 1Y Return | 27.59% | 26.49% |
| 3Y Return (Ann) | 6.35% | 5.88% |
| 5Y Return (Ann) | 10.93% | 10.46% |
| Sharpe Ratio | 2.08 | 2.13 |
| Daily Std Dev | 12.32% | 11.49% |
| Max Drawdown | -31.76% | -30.61% |
| Current Drawdown | -0.43% | -0.38% |
Correlation
The correlation between PHTUX and PHTYX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
PHTUX vs. PHTYX - Performance Comparison
The year-to-date returns for both stocks are quite close, with PHTUX having a 15.70% return and PHTYX slightly lower at 15.03%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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PHTUX vs. PHTYX - Expense Ratio Comparison
Both PHTUX and PHTYX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Risk-Adjusted Performance
PHTUX vs. PHTYX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2050 Fund (PHTUX) and Principal LifeTime Hybrid 2045 Fund (PHTYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
PHTUX vs. PHTYX - Dividend Comparison
PHTUX's dividend yield for the trailing twelve months is around 2.54%, less than PHTYX's 2.66% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | 2.54% | 2.94% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% | 4.74% |
PHTYX Principal LifeTime Hybrid 2045 Fund | 2.66% | 3.06% | 9.68% | 4.72% | 3.45% | 3.63% | 4.66% | 2.24% | 2.00% | 1.66% | 4.75% |
Drawdowns
PHTUX vs. PHTYX - Drawdown Comparison
The maximum PHTUX drawdown since its inception was -31.76%, roughly equal to the maximum PHTYX drawdown of -30.61%. Use the drawdown chart below to compare losses from any high point for PHTUX and PHTYX. For additional features, visit the drawdowns tool.
Volatility
PHTUX vs. PHTYX - Volatility Comparison
Principal LifeTime Hybrid 2050 Fund (PHTUX) has a higher volatility of 4.15% compared to Principal LifeTime Hybrid 2045 Fund (PHTYX) at 3.81%. This indicates that PHTUX's price experiences larger fluctuations and is considered to be riskier than PHTYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.