PHTUX vs. FRIMX
Compare and contrast key facts about Principal LifeTime Hybrid 2050 Fund (PHTUX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX).
PHTUX is managed by Principal. It was launched on Sep 29, 2014. FRIMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PHTUX vs. FRIMX - Performance Comparison
Loading graphics...
PHTUX vs. FRIMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | -1.71% | 19.64% | 17.26% | 20.30% | -18.48% | 19.08% | 15.94% | 25.59% | -9.48% | 20.48% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | 0.24% | 9.94% | 4.30% | 8.06% | -11.66% | 2.78% | 8.57% | 10.57% | -1.82% | 7.08% |
Returns By Period
In the year-to-date period, PHTUX achieves a -1.71% return, which is significantly lower than FRIMX's 0.24% return. Over the past 10 years, PHTUX has outperformed FRIMX with an annualized return of 10.67%, while FRIMX has yielded a comparatively lower 4.00% annualized return.
PHTUX
- 1D
- 2.83%
- 1M
- -5.02%
- YTD
- -1.71%
- 6M
- 0.71%
- 1Y
- 18.94%
- 3Y*
- 15.91%
- 5Y*
- 8.52%
- 10Y*
- 10.67%
FRIMX
- 1D
- 0.75%
- 1M
- -2.07%
- YTD
- 0.24%
- 6M
- 1.30%
- 1Y
- 7.57%
- 3Y*
- 6.23%
- 5Y*
- 2.46%
- 10Y*
- 4.00%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PHTUX vs. FRIMX - Expense Ratio Comparison
PHTUX has a 0.05% expense ratio, which is lower than FRIMX's 0.45% expense ratio.
Return for Risk
PHTUX vs. FRIMX — Risk / Return Rank
PHTUX
FRIMX
PHTUX vs. FRIMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2050 Fund (PHTUX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PHTUX | FRIMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.20 | 1.70 | -0.50 |
Sortino ratioReturn per unit of downside risk | 1.80 | 2.38 | -0.58 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.34 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.66 | 2.31 | -0.65 |
Martin ratioReturn relative to average drawdown | 8.31 | 9.18 | -0.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PHTUX | FRIMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.20 | 1.70 | -0.50 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.56 | 0.47 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.90 | -0.21 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.53 | +0.09 |
Correlation
The correlation between PHTUX and FRIMX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PHTUX vs. FRIMX - Dividend Comparison
PHTUX's dividend yield for the trailing twelve months is around 4.95%, more than FRIMX's 3.13% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTUX Principal LifeTime Hybrid 2050 Fund | 4.95% | 4.86% | 4.44% | 2.95% | 9.50% | 4.59% | 3.35% | 4.08% | 4.51% | 2.40% | 2.44% | 1.64% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | 3.13% | 3.11% | 3.01% | 2.82% | 4.52% | 3.54% | 2.41% | 2.56% | 4.67% | 8.56% | 1.67% | 1.68% |
Drawdowns
PHTUX vs. FRIMX - Drawdown Comparison
The maximum PHTUX drawdown since its inception was -31.76%, smaller than the maximum FRIMX drawdown of -33.73%. Use the drawdown chart below to compare losses from any high point for PHTUX and FRIMX.
Loading graphics...
Drawdown Indicators
| PHTUX | FRIMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.76% | -33.73% | +1.97% |
Max Drawdown (1Y)Largest decline over 1 year | -11.78% | -3.44% | -8.34% |
Max Drawdown (5Y)Largest decline over 5 years | -25.50% | -16.12% | -9.38% |
Max Drawdown (10Y)Largest decline over 10 years | -31.76% | -16.12% | -15.64% |
Current DrawdownCurrent decline from peak | -5.87% | -2.46% | -3.41% |
Average DrawdownAverage peak-to-trough decline | -4.74% | -3.74% | -1.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 0.86% | +1.49% |
Volatility
PHTUX vs. FRIMX - Volatility Comparison
Principal LifeTime Hybrid 2050 Fund (PHTUX) has a higher volatility of 5.82% compared to Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX) at 2.13%. This indicates that PHTUX's price experiences larger fluctuations and is considered to be riskier than FRIMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PHTUX | FRIMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.82% | 2.13% | +3.69% |
Volatility (6M)Calculated over the trailing 6-month period | 9.30% | 2.95% | +6.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.20% | 4.64% | +11.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.38% | 5.23% | +10.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.51% | 4.48% | +11.03% |