PBCKX vs. LTINX

Last updated Jul 15, 2026

PBCKX (Principal Blue Chip Fund) and LTINX (Principal LifeTime 2015 Fund) are both mutual funds - PBCKX is a Large Cap Growth Equities fund managed by Principal, while LTINX is a Target Retirement Date fund managed by Principal. Their correlation of 0.85 suggests significant overlap in exposure. PBCKX charges 0.66%/yr vs 0.02%/yr for LTINX.

Performance

PBCKX vs. LTINX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal Blue Chip Fund (PBCKX) and Principal LifeTime 2015 Fund (LTINX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

PBCKX

• 1D: -0.73%
• 1M: 2.30%
• 6M: -2.85%
• YTD: -1.87%
• 1Y: -2.03%
• 3Y*: 15.52%
• 5Y*: 6.61%
• 10Y*: 16.02%

LTINX

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PBCKX vs. LTINX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PBCKX Principal Blue Chip Fund	-1.87%	9.20%	26.90%	40.58%	-30.74%	25.05%	34.77%	45.22%	2.83%	28.85%
LTINX Principal LifeTime 2015 Fund	3.69%	10.61%	10.67%	11.15%	-13.61%	7.41%	11.87%	16.32%	-4.72%	13.19%

Correlation

The correlation between PBCKX and LTINX is 0.71, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.71
Correlation (3Y) Calculated over the trailing 3-year period	0.76
Correlation (5Y) Calculated over the trailing 5-year period	0.81
Correlation (10Y) Calculated over the trailing 10-year period	0.84
Correlation (All Time) Calculated using the full available price history since Jun 15, 2012	0.85

The correlation between PBCKX and LTINX shifts across timeframes, from 0.71 (1 year) to 0.85 (all time), reflecting how their relationship changes across market environments.

Return for Risk

PBCKX vs. LTINX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PBCKX

PBCKX Risk / Return Rank: 3
PBCKX Sharpe Ratio Rank: 3
PBCKX Sortino Ratio Rank: 3
PBCKX Omega Ratio Rank: 3
PBCKX Calmar Ratio Rank: 3
PBCKX Martin Ratio Rank: 3

LTINX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PBCKX vs. LTINX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal Blue Chip Fund (PBCKX) and Principal LifeTime 2015 Fund (LTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PBCKX	LTINX	Difference
Sharpe ratio: Return per unit of total volatility	-0.10	—	—
Sortino ratio: Return per unit of downside risk	-0.03	—	—
Omega ratio: Gain probability vs. loss probability	1.00	—	—
Calmar ratio: Return relative to maximum drawdown	-0.09	—	—
Martin ratio: Return relative to average drawdown	-0.25	—	—

Drawdowns

Drawdown Indicators

	PBCKX	LTINX	Difference
Max Drawdown Largest peak-to-trough decline	-38.00%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-19.10%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-19.10%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-38.00%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-38.00%	—	—
Current Drawdown Current decline from peak	-5.59%	—	—
Average Drawdown Average peak-to-trough decline	-5.66%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	6.68%	—	—

Volatility

Volatility by Period

	PBCKX	LTINX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.77%	—	—
Volatility (6M) Calculated over the trailing 6-month period	13.16%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	15.90%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.48%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.20%	—	—

PBCKX vs. LTINX - Expense Ratio Comparison

PBCKX has a 0.66% expense ratio, which is higher than LTINX's 0.02% expense ratio.

Dividends

PBCKX vs. LTINX - Dividend Comparison

PBCKX's dividend yield for the trailing twelve months is around 20.32%, more than LTINX's 18.99% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
LTINX Principal LifeTime 2015 Fund	18.99%	11.91%	10.80%	4.75%	7.98%	8.21%	5.51%	12.76%	9.62%	7.62%	3.63%	8.86%
PBCKX Principal Blue Chip Fund	20.32%	19.94%	9.01%	0.51%	0.71%	6.67%	3.28%	8.90%	7.86%	2.79%	1.01%	2.40%

Frequently Asked Questions

Can I hold both PBCKX and LTINX in my portfolio?

PBCKX and LTINX have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.