PASUX vs. URINX
Compare and contrast key facts about T. Rowe Price Retirement 2065 Fund (PASUX) and USAA Target Retirement Income Fund (URINX).
PASUX is managed by T. Rowe Price. It was launched on Oct 12, 2020. URINX is managed by Victory. It was launched on Jul 30, 2008.
Performance
PASUX vs. URINX - Performance Comparison
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PASUX vs. URINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PASUX T. Rowe Price Retirement 2065 Fund | -3.81% | 18.63% | 14.04% | 20.48% | -19.40% | 17.93% | 13.76% |
URINX USAA Target Retirement Income Fund | -0.45% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 5.11% |
Returns By Period
In the year-to-date period, PASUX achieves a -3.81% return, which is significantly lower than URINX's -0.45% return.
PASUX
- 1D
- -0.35%
- 1M
- -9.49%
- YTD
- -3.81%
- 6M
- -1.12%
- 1Y
- 14.11%
- 3Y*
- 13.84%
- 5Y*
- 6.99%
- 10Y*
- —
URINX
- 1D
- 0.09%
- 1M
- -3.83%
- YTD
- -0.45%
- 6M
- 1.45%
- 1Y
- 9.91%
- 3Y*
- 8.56%
- 5Y*
- 4.40%
- 10Y*
- 5.35%
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PASUX vs. URINX - Expense Ratio Comparison
PASUX has a 0.89% expense ratio, which is higher than URINX's 0.04% expense ratio.
Return for Risk
PASUX vs. URINX — Risk / Return Rank
PASUX
URINX
PASUX vs. URINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2065 Fund (PASUX) and USAA Target Retirement Income Fund (URINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PASUX | URINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.88 | 1.66 | -0.78 |
Sortino ratioReturn per unit of downside risk | 1.31 | 2.35 | -1.04 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.34 | -0.14 |
Calmar ratioReturn relative to maximum drawdown | 1.05 | 2.20 | -1.15 |
Martin ratioReturn relative to average drawdown | 4.80 | 9.70 | -4.90 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PASUX | URINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.88 | 1.66 | -0.78 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.46 | 0.71 | -0.25 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.93 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 1.10 | -0.41 |
Correlation
The correlation between PASUX and URINX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PASUX vs. URINX - Dividend Comparison
PASUX's dividend yield for the trailing twelve months is around 3.45%, less than URINX's 6.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PASUX T. Rowe Price Retirement 2065 Fund | 3.45% | 3.32% | 1.73% | 2.69% | 3.70% | 3.20% | 1.09% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
URINX USAA Target Retirement Income Fund | 6.14% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
Drawdowns
PASUX vs. URINX - Drawdown Comparison
The maximum PASUX drawdown since its inception was -28.23%, which is greater than URINX's maximum drawdown of -15.27%. Use the drawdown chart below to compare losses from any high point for PASUX and URINX.
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Drawdown Indicators
| PASUX | URINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -28.23% | -15.27% | -12.96% |
Max Drawdown (1Y)Largest decline over 1 year | -11.78% | -4.41% | -7.37% |
Max Drawdown (5Y)Largest decline over 5 years | -28.23% | -15.27% | -12.96% |
Max Drawdown (10Y)Largest decline over 10 years | — | -15.27% | — |
Current DrawdownCurrent decline from peak | -9.89% | -3.83% | -6.06% |
Average DrawdownAverage peak-to-trough decline | -6.86% | -1.93% | -4.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.57% | 1.00% | +1.57% |
Volatility
PASUX vs. URINX - Volatility Comparison
T. Rowe Price Retirement 2065 Fund (PASUX) has a higher volatility of 5.18% compared to USAA Target Retirement Income Fund (URINX) at 2.30%. This indicates that PASUX's price experiences larger fluctuations and is considered to be riskier than URINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PASUX | URINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.18% | 2.30% | +2.88% |
Volatility (6M)Calculated over the trailing 6-month period | 9.16% | 3.69% | +5.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.10% | 5.99% | +10.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.12% | 6.22% | +8.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.10% | 5.78% | +9.32% |