PALDX vs. VWINX
Compare and contrast key facts about PGIM 60/40 Allocation Fund (PALDX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
PALDX is managed by PGIM. It was launched on Sep 12, 2017. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Performance
PALDX vs. VWINX - Performance Comparison
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PALDX vs. VWINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PALDX PGIM 60/40 Allocation Fund | -3.62% | 13.62% | 18.96% | 18.90% | -15.65% | 16.30% | 10.68% | 22.27% | -4.12% | 5.95% |
VWINX Vanguard Wellesley Income Fund Investor Shares | -0.45% | 10.98% | 5.86% | 6.99% | -9.09% | 8.48% | 8.44% | 16.39% | -2.54% | 2.79% |
Returns By Period
In the year-to-date period, PALDX achieves a -3.62% return, which is significantly lower than VWINX's -0.45% return.
PALDX
- 1D
- -0.22%
- 1M
- -5.44%
- YTD
- -3.62%
- 6M
- -1.03%
- 1Y
- 12.43%
- 3Y*
- 13.72%
- 5Y*
- 7.99%
- 10Y*
- —
VWINX
- 1D
- 0.36%
- 1M
- -3.81%
- YTD
- -0.45%
- 6M
- 1.46%
- 1Y
- 7.40%
- 3Y*
- 7.29%
- 5Y*
- 4.08%
- 10Y*
- 5.60%
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PALDX vs. VWINX - Expense Ratio Comparison
PALDX has a 0.03% expense ratio, which is lower than VWINX's 0.23% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PALDX vs. VWINX — Risk / Return Rank
PALDX
VWINX
PALDX vs. VWINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PGIM 60/40 Allocation Fund (PALDX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PALDX | VWINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 1.19 | -0.08 |
Sortino ratioReturn per unit of downside risk | 1.65 | 1.68 | -0.02 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.42 | 1.58 | -0.16 |
Martin ratioReturn relative to average drawdown | 6.83 | 6.28 | +0.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PALDX | VWINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 1.19 | -0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.67 | 0.59 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.81 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 1.07 | -0.36 |
Correlation
The correlation between PALDX and VWINX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PALDX vs. VWINX - Dividend Comparison
PALDX's dividend yield for the trailing twelve months is around 5.62%, less than VWINX's 7.99% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PALDX PGIM 60/40 Allocation Fund | 5.62% | 5.42% | 10.40% | 2.94% | 6.19% | 6.87% | 2.58% | 4.58% | 3.65% | 1.48% | 0.00% | 0.00% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 7.99% | 7.86% | 6.61% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 3.20% | 4.00% | 5.60% |
Drawdowns
PALDX vs. VWINX - Drawdown Comparison
The maximum PALDX drawdown since its inception was -26.16%, which is greater than VWINX's maximum drawdown of -21.72%. Use the drawdown chart below to compare losses from any high point for PALDX and VWINX.
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Drawdown Indicators
| PALDX | VWINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.16% | -21.72% | -4.44% |
Max Drawdown (1Y)Largest decline over 1 year | -8.20% | -5.01% | -3.19% |
Max Drawdown (5Y)Largest decline over 5 years | -20.47% | -15.30% | -5.17% |
Max Drawdown (10Y)Largest decline over 10 years | — | -17.43% | — |
Current DrawdownCurrent decline from peak | -5.96% | -3.81% | -2.15% |
Average DrawdownAverage peak-to-trough decline | -4.16% | -2.64% | -1.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.70% | 1.26% | +0.44% |
Volatility
PALDX vs. VWINX - Volatility Comparison
PGIM 60/40 Allocation Fund (PALDX) has a higher volatility of 3.05% compared to Vanguard Wellesley Income Fund Investor Shares (VWINX) at 2.07%. This indicates that PALDX's price experiences larger fluctuations and is considered to be riskier than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PALDX | VWINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.05% | 2.07% | +0.98% |
Volatility (6M)Calculated over the trailing 6-month period | 5.86% | 3.68% | +2.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.52% | 6.68% | +4.84% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.08% | 6.95% | +5.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.75% | 6.89% | +5.86% |