VWINX vs. VTINX
Compare and contrast key facts about Vanguard Wellesley Income Fund Investor Shares (VWINX) and Vanguard Target Retirement Income Fund (VTINX).
VWINX is managed by Vanguard. It was launched on Jul 1, 1970. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VWINX or VTINX.
Key characteristics
| VWINX | VTINX | |
|---|---|---|
| YTD Return | 7.46% | 7.10% |
| 1Y Return | 17.15% | 13.79% |
| 3Y Return (Ann) | -0.54% | 1.05% |
| 5Y Return (Ann) | 2.63% | 4.01% |
| 10Y Return (Ann) | 3.33% | 4.27% |
| Sharpe Ratio | 2.56 | 2.72 |
| Sortino Ratio | 3.95 | 4.21 |
| Omega Ratio | 1.53 | 1.53 |
| Calmar Ratio | 1.03 | 1.44 |
| Martin Ratio | 16.67 | 17.12 |
| Ulcer Index | 1.03% | 0.81% |
| Daily Std Dev | 6.70% | 5.10% |
| Max Drawdown | -24.01% | -19.96% |
| Current Drawdown | -2.27% | -1.23% |
Correlation
The correlation between VWINX and VTINX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VWINX vs. VTINX - Performance Comparison
The year-to-date returns for both stocks are quite close, with VWINX having a 7.46% return and VTINX slightly lower at 7.10%. Over the past 10 years, VWINX has underperformed VTINX with an annualized return of 3.33%, while VTINX has yielded a comparatively higher 4.27% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VWINX vs. VTINX - Expense Ratio Comparison
VWINX has a 0.23% expense ratio, which is higher than VTINX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VWINX vs. VTINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Wellesley Income Fund Investor Shares (VWINX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VWINX vs. VTINX - Dividend Comparison
VWINX's dividend yield for the trailing twelve months is around 5.77%, more than VTINX's 3.27% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VWINX Vanguard Wellesley Income Fund Investor Shares | 5.77% | 5.71% | 3.17% | 2.48% | 2.65% | 2.90% | 3.30% | 2.85% | 2.94% | 3.11% | 3.16% | 3.05% |
VTINX Vanguard Target Retirement Income Fund | 3.27% | 2.98% | 2.71% | 2.59% | 1.65% | 2.51% | 2.69% | 2.10% | 1.94% | 1.84% | 1.84% | 1.63% |
Drawdowns
VWINX vs. VTINX - Drawdown Comparison
The maximum VWINX drawdown since its inception was -24.01%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for VWINX and VTINX. For additional features, visit the drawdowns tool.
Volatility
VWINX vs. VTINX - Volatility Comparison
Vanguard Wellesley Income Fund Investor Shares (VWINX) has a higher volatility of 1.65% compared to Vanguard Target Retirement Income Fund (VTINX) at 1.38%. This indicates that VWINX's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.