OZK vs. PRU
OZK (Bank OZK) and PRU (Prudential Financial, Inc.) are both stocks. Both are in the Financial Services sector — OZK in Banks - Regional, PRU in Insurance - Life. Over the past 10 years, OZK returned 6.90%/yr vs 9.04%/yr for PRU. A 0.53 correlation means they provide meaningful diversification when combined.
Performance
OZK vs. PRU - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, OZK achieves a 15.44% return, which is significantly higher than PRU's -1.25% return. Over the past 10 years, OZK has underperformed PRU with an annualized return of 6.90%, while PRU has yielded a comparatively higher 9.04% annualized return.
OZK
- 1D
- 0.91%
- 1M
- 11.78%
- YTD
- 15.44%
- 6M
- 9.09%
- 1Y
- 18.62%
- 3Y*
- 13.26%
- 5Y*
- 7.75%
- 10Y*
- 6.90%
PRU
- 1D
- 1.87%
- 1M
- 7.42%
- YTD
- -1.25%
- 6M
- -4.69%
- 1Y
- 9.05%
- 3Y*
- 13.33%
- 5Y*
- 5.57%
- 10Y*
- 9.04%
OZK vs. PRU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OZK Bank OZK | 15.44% | 7.45% | -7.36% | 29.12% | -11.24% | 53.15% | 7.57% | 38.23% | -52.03% | -6.51% |
PRU Prudential Financial, Inc. | -1.25% | 0.18% | 19.46% | 10.09% | -3.86% | 45.32% | -11.40% | 20.10% | -26.46% | 13.65% |
Correlation
The correlation between OZK and PRU is 0.56, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.56 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.63 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.67 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.68 |
Correlation (All Time) Calculated using the full available price history since Dec 13, 2001 | 0.53 |
The correlation between OZK and PRU shifts across timeframes, from 0.53 (all time) to 0.68 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
OZK:
$5.78B
PRU:
$37.91B
OZK:
$6.28
PRU:
$9.85
OZK:
8.30
PRU:
11.01
OZK:
0.92
PRU:
0.46
OZK:
2.10
PRU:
0.80
OZK:
$2.80B
PRU:
$47.43B
OZK:
$1.56B
PRU:
$14.72B
OZK:
$992.96M
PRU:
$4.02B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
OZK vs. PRU — Risk / Return Rank
OZK
PRU
OZK vs. PRU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bank OZK (OZK) and Prudential Financial, Inc. (PRU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OZK | PRU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.36 | ||
| Sortino ratioReturn per unit of downside risk | +0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.09 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.98 | 0.42 | +0.56 |
| Martin ratioReturn relative to average drawdown | 2.10 | 0.92 | +1.19 |
Loading charts...
Drawdowns
OZK vs. PRU - Drawdown Comparison
The maximum OZK drawdown since its inception was -70.41%, smaller than the maximum PRU drawdown of -88.53%. Use the drawdown chart below to compare losses from any high point for OZK and PRU.
Loading charts...
Drawdown Indicators
| OZK | PRU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.41% | -88.53% | +18.12% |
Max Drawdown (1Y)Largest decline over 1 year | -19.03% | -21.46% | +2.43% |
Max Drawdown (3Y)Largest decline over 3 years | -29.23% | -25.66% | -3.57% |
Max Drawdown (5Y)Largest decline over 5 years | -35.26% | -33.11% | -2.15% |
Max Drawdown (10Y)Largest decline over 10 years | -70.41% | -65.89% | -4.52% |
Current DrawdownCurrent decline from peak | 0.00% | -9.47% | +9.47% |
Average DrawdownAverage peak-to-trough decline | -15.62% | -18.31% | +2.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.88% | 9.90% | -1.02% |
Volatility
OZK vs. PRU - Volatility Comparison
The current volatility for Bank OZK (OZK) is 5.62%, while Prudential Financial, Inc. (PRU) has a volatility of 6.05%. This indicates that OZK experiences smaller price fluctuations and is considered to be less risky than PRU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| OZK | PRU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.62% | 6.05% | -0.43% |
Volatility (6M)Calculated over the trailing 6-month period | 16.09% | 17.48% | -1.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.74% | 22.66% | +2.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 34.67% | 25.83% | +8.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.97% | 31.83% | +7.14% |
Dividends
OZK vs. PRU - Dividend Comparison
OZK's dividend yield for the trailing twelve months is around 3.49%, less than PRU's 5.07% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OZK Bank OZK | 3.49% | 3.78% | 3.55% | 2.85% | 3.15% | 2.43% | 3.45% | 3.08% | 3.48% | 1.47% | 1.20% | 1.11% |
PRU Prudential Financial, Inc. | 5.07% | 4.78% | 4.39% | 4.82% | 4.83% | 4.25% | 5.64% | 4.27% | 4.41% | 2.61% | 2.69% | 3.00% |
Financials
OZK vs. PRU - Financials Comparison
This section allows you to compare key financial metrics between Bank OZK and Prudential Financial, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
OZK and PRU have a correlation of 0.56, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRU has higher volatility (6.05%) compared to OZK (5.62%). In terms of maximum drawdown, OZK dropped -70.41% vs PRU's -88.53%.
OZK currently has the higher Sharpe Ratio (0.76 vs 0.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for OZK and PRU
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer