OVLY vs. BANF
OVLY (Oak Valley Bancorp) and BANF (BancFirst Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, OVLY returned 15.23%/yr vs 16.33%/yr for BANF. At a 0.14 correlation, their price movements are largely independent.
Performance
OVLY vs. BANF - Performance Comparison
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Returns By Period
In the year-to-date period, OVLY achieves a 11.52% return, which is significantly higher than BANF's 5.50% return. Over the past 10 years, OVLY has underperformed BANF with an annualized return of 15.23%, while BANF has yielded a comparatively higher 16.33% annualized return.
OVLY
- 1D
- -2.64%
- 1M
- -1.87%
- YTD
- 11.52%
- 6M
- 10.17%
- 1Y
- 27.16%
- 3Y*
- 12.07%
- 5Y*
- 14.94%
- 10Y*
- 15.23%
BANF
- 1D
- 0.03%
- 1M
- 0.03%
- YTD
- 5.50%
- 6M
- 0.81%
- 1Y
- -5.28%
- 3Y*
- 9.87%
- 5Y*
- 13.57%
- 10Y*
- 16.33%
OVLY vs. BANF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OVLY Oak Valley Bancorp | 11.52% | 5.11% | -0.71% | 33.87% | 32.37% | 6.53% | -13.03% | 7.90% | -5.24% | 58.34% |
BANF BancFirst Corporation | 5.50% | -8.04% | 22.62% | 12.44% | 27.10% | 22.79% | -2.90% | 27.93% | -0.62% | 11.72% |
Correlation
The correlation between OVLY and BANF is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.54 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.51 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.42 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Oct 15, 2003 | 0.14 |
Over the past year, OVLY and BANF have become more correlated (0.54) than their long-term average of 0.14, meaning their price movements have been converging.
Fundamentals
OVLY:
$2.88
BANF:
$7.11
OVLY:
11.50
BANF:
15.67
OVLY:
0.92
BANF:
1.73
OVLY:
3.07
BANF:
4.57
OVLY:
$89.67M
BANF:
$824.33M
OVLY:
$81.82M
BANF:
$683.43M
OVLY:
$30.93M
BANF:
$325.92M
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Return for Risk
OVLY vs. BANF — Risk / Return Rank
OVLY
BANF
OVLY vs. BANF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Oak Valley Bancorp (OVLY) and BancFirst Corporation (BANF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OVLY | BANF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.43 | ||
| Sortino ratioReturn per unit of downside risk | +1.96 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 0.99 | +0.23 |
| Calmar ratioReturn relative to maximum drawdown | 1.96 | -0.22 | +2.18 |
| Martin ratioReturn relative to average drawdown | 6.01 | -0.35 | +6.36 |
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Drawdowns
OVLY vs. BANF - Drawdown Comparison
The maximum OVLY drawdown since its inception was -85.81%, which is greater than BANF's maximum drawdown of -57.10%. Use the drawdown chart below to compare losses from any high point for OVLY and BANF.
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Drawdown Indicators
| OVLY | BANF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.81% | -57.10% | -28.71% |
Max Drawdown (1Y)Largest decline over 1 year | -13.92% | -23.63% | +9.71% |
Max Drawdown (3Y)Largest decline over 3 years | -26.31% | -23.63% | -2.68% |
Max Drawdown (5Y)Largest decline over 5 years | -26.31% | -37.97% | +11.66% |
Max Drawdown (10Y)Largest decline over 10 years | -51.82% | -57.10% | +5.28% |
Current DrawdownCurrent decline from peak | -5.53% | -17.36% | +11.83% |
Average DrawdownAverage peak-to-trough decline | -39.04% | -13.96% | -25.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.53% | 15.06% | -10.53% |
Volatility
OVLY vs. BANF - Volatility Comparison
Oak Valley Bancorp (OVLY) has a higher volatility of 8.06% compared to BancFirst Corporation (BANF) at 6.90%. This indicates that OVLY's price experiences larger fluctuations and is considered to be riskier than BANF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| OVLY | BANF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.06% | 6.90% | +1.16% |
Volatility (6M)Calculated over the trailing 6-month period | 14.85% | 19.54% | -4.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.12% | 27.21% | -5.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.45% | 30.24% | -0.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 37.66% | 35.74% | +1.92% |
Dividends
OVLY vs. BANF - Dividend Comparison
OVLY's dividend yield for the trailing twelve months is around 2.04%, more than BANF's 1.73% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANF BancFirst Corporation | 1.73% | 1.79% | 1.52% | 1.71% | 1.72% | 1.98% | 2.25% | 1.99% | 2.04% | 1.56% | 1.59% | 2.39% |
OVLY Oak Valley Bancorp | 2.04% | 2.00% | 1.54% | 1.07% | 1.32% | 1.67% | 1.68% | 1.39% | 1.42% | 1.28% | 1.91% | 2.02% |
Financials
OVLY vs. BANF - Financials Comparison
This section allows you to compare key financial metrics between Oak Valley Bancorp and BancFirst Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OVLY vs. BANF - Profitability Comparison
OVLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Oak Valley Bancorp reported a gross profit of 20.31M and revenue of 20.78M. Therefore, the gross margin over that period was 97.8%.
BANF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a gross profit of 181.00M and revenue of 181.00M. Therefore, the gross margin over that period was 100.0%.
OVLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Oak Valley Bancorp reported an operating income of 6.81M and revenue of 20.78M, resulting in an operating margin of 32.8%.
BANF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported an operating income of 73.61M and revenue of 181.00M, resulting in an operating margin of 40.7%.
OVLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Oak Valley Bancorp reported a net income of 5.31M and revenue of 20.78M, resulting in a net margin of 25.6%.
BANF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a net income of 59.50M and revenue of 181.00M, resulting in a net margin of 32.9%.
Frequently Asked Questions
OVLY and BANF have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OVLY has higher volatility (8.06%) compared to BANF (6.90%). In terms of maximum drawdown, OVLY dropped -85.81% vs BANF's -57.10%.
OVLY currently has the higher Sharpe Ratio (1.24 vs -0.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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