Oak Valley Bancorp (OVLY)
Company Info
Highlights
$218.35M
$2.93
8.76
$80.23M
$56.41M
$24.30M
$22.55 - $31.87
0.39%
2.59
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Oak Valley Bancorp (OVLY) returned -11.18% year-to-date (YTD) and 9.98% over the past 12 months. Over the past 10 years, OVLY delivered an annualized return of 12.10%, outperforming the S&P 500 benchmark at 10.84%.
OVLY
-11.18%
-0.04%
-16.89%
9.98%
16.95%
15.24%
12.10%
^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of OVLY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -11.56% | 5.87% | -7.79% | 4.97% | -1.98% | -11.18% | |||||||
| 2024 | -12.30% | -4.30% | -0.60% | -2.54% | -1.37% | 4.83% | 14.96% | -6.32% | -0.37% | 1.62% | 15.41% | -6.13% | -0.71% |
| 2023 | 12.52% | 8.02% | -13.49% | 9.00% | -10.47% | 9.09% | 9.37% | -8.32% | -0.12% | -0.52% | 4.65% | 14.71% | 33.87% |
| 2022 | 5.59% | 4.28% | -2.89% | -5.26% | -2.75% | 1.18% | 5.47% | 0.56% | -1.22% | 10.35% | -1.06% | 16.09% | 32.36% |
| 2021 | -5.58% | 3.92% | 6.13% | 3.44% | 6.54% | -3.86% | -2.99% | -0.17% | 0.52% | -1.65% | 1.39% | -0.51% | 6.53% |
| 2020 | -4.23% | -9.78% | -5.69% | -17.03% | 5.36% | -7.85% | 2.04% | 5.47% | -15.11% | 21.03% | 29.20% | -7.25% | -13.03% |
| 2019 | -2.82% | 1.13% | -1.18% | 8.67% | -1.88% | 3.93% | -3.47% | -13.82% | 3.84% | -0.42% | 12.16% | 3.90% | 7.90% |
| 2018 | 6.17% | 3.88% | 4.11% | -4.26% | -7.12% | 15.33% | -3.56% | -4.38% | -6.29% | -7.63% | 3.20% | -2.30% | -5.24% |
| 2017 | 13.73% | 2.76% | -9.22% | 7.27% | 0.85% | -2.66% | 15.13% | -6.44% | 13.06% | 1.54% | 6.98% | 7.13% | 58.34% |
| 2016 | -8.83% | 0.96% | -1.90% | 2.05% | 3.07% | 0.00% | 3.83% | -0.25% | 2.25% | 2.75% | 10.30% | 8.57% | 23.75% |
| 2015 | 3.46% | -4.13% | -1.21% | -3.65% | 1.26% | 2.44% | 5.30% | -5.52% | -2.47% | 2.32% | 4.34% | 2.97% | 4.48% |
| 2014 | 33.06% | -12.85% | -1.88% | 4.14% | 1.32% | 0.00% | 1.06% | 2.51% | -1.86% | -0.06% | 2.26% | -0.88% | 23.66% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of OVLY is 57, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Oak Valley Bancorp (OVLY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Oak Valley Bancorp provided a 2.04% dividend yield over the last twelve months, with an annual payout of $0.53 per share. The company has been increasing its dividends for 10 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.53 | $0.45 | $0.32 | $0.30 | $0.29 | $0.28 | $0.27 | $0.26 | $0.25 | $0.24 | $0.21 | $0.17 |
Dividend yield | 2.04% | 1.54% | 1.07% | 1.32% | 1.67% | 1.68% | 1.39% | 1.42% | 1.28% | 1.91% | 2.02% | 1.62% |
Monthly Dividends
The table displays the monthly dividend distributions for Oak Valley Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.30 | $0.00 | $0.00 | $0.00 | $0.30 | |||||||
| 2024 | $0.23 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 |
| 2023 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.32 |
| 2022 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 |
| 2021 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 |
| 2020 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 |
| 2019 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 |
| 2018 | $0.13 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 |
| 2017 | $0.13 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.25 |
| 2016 | $0.12 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 |
| 2015 | $0.10 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.21 |
| 2014 | $0.10 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 |
Dividend Yield & Payout
Dividend Yield
Oak Valley Bancorp has a dividend yield of 2.04%, which is quite average when compared to the overall market.
Payout Ratio
Oak Valley Bancorp has a payout ratio of 17.70%, which is below the market average. This means Oak Valley Bancorp returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Oak Valley Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Oak Valley Bancorp was 79.27%, occurring on Apr 14, 2009. Recovery took 1471 trading sessions.
The current Oak Valley Bancorp drawdown is 18.40%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -79.27% | May 12, 2006 | 498 | Apr 14, 2009 | 1471 | Jan 20, 2017 | 1969 |
| -51.82% | Jan 11, 2018 | 549 | Mar 18, 2020 | 690 | Dec 13, 2022 | 1239 |
| -26.31% | Dec 11, 2024 | 86 | Apr 16, 2025 | — | — | — |
| -23.62% | Jan 12, 2005 | 113 | Sep 6, 2005 | 125 | May 11, 2006 | 238 |
| -23.11% | Dec 29, 2023 | 73 | Apr 15, 2024 | 143 | Nov 6, 2024 | 216 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Oak Valley Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Oak Valley Bancorp, comparing actual results with analytics estimates.
Valuation
The Valuation section provides an overview of how Oak Valley Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OVLY, comparing it with other companies in the Banks - Regional industry. Currently, OVLY has a P/E ratio of 8.8. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for OVLY compared to other companies in the Banks - Regional industry. OVLY currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OVLY relative to other companies in the Banks - Regional industry. Currently, OVLY has a P/S ratio of 2.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OVLY in comparison with other companies in the Banks - Regional industry. Currently, OVLY has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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