BANF vs. TCBI
BANF (BancFirst Corporation) and TCBI (Texas Capital Bancshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BANF returned 16.40%/yr vs 8.49%/yr for TCBI. A 0.59 correlation means they provide meaningful diversification when combined.
Performance
BANF vs. TCBI - Performance Comparison
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Returns By Period
In the year-to-date period, BANF achieves a 6.11% return, which is significantly lower than TCBI's 12.16% return. Over the past 10 years, BANF has outperformed TCBI with an annualized return of 16.40%, while TCBI has yielded a comparatively lower 8.49% annualized return.
BANF
- 1D
- 0.58%
- 1M
- 0.61%
- YTD
- 6.11%
- 6M
- 2.62%
- 1Y
- -7.70%
- 3Y*
- 10.08%
- 5Y*
- 13.36%
- 10Y*
- 16.40%
TCBI
- 1D
- 1.76%
- 1M
- 2.18%
- YTD
- 12.16%
- 6M
- 8.68%
- 1Y
- 31.44%
- 3Y*
- 27.55%
- 5Y*
- 9.14%
- 10Y*
- 8.49%
BANF vs. TCBI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BANF BancFirst Corporation | 6.11% | -8.04% | 22.62% | 12.44% | 27.10% | 22.79% | -2.90% | 27.93% | -0.62% | 11.72% |
TCBI Texas Capital Bancshares, Inc. | 12.16% | 15.78% | 21.00% | 7.16% | 0.10% | 1.26% | 4.81% | 11.12% | -42.53% | 13.39% |
Correlation
The correlation between BANF and TCBI is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.70 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.72 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.68 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.69 |
Correlation (All Time) Calculated using the full available price history since Aug 14, 2003 | 0.59 |
The correlation between BANF and TCBI shifts across timeframes, from 0.59 (all time) to 0.72 (3 years), reflecting how their relationship changes across market environments.
Fundamentals
BANF:
$7.11
TCBI:
$10.36
BANF:
15.76
TCBI:
9.79
BANF:
1.74
TCBI:
0.11
BANF:
4.60
TCBI:
1.80
BANF:
$824.33M
TCBI:
$1.95B
BANF:
$683.43M
TCBI:
$948.30M
BANF:
$325.92M
TCBI:
$410.33M
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Return for Risk
BANF vs. TCBI — Risk / Return Rank
BANF
TCBI
BANF vs. TCBI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BancFirst Corporation (BANF) and Texas Capital Bancshares, Inc. (TCBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BANF | TCBI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.40 | ||
| Sortino ratioReturn per unit of downside risk | -1.78 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 1.21 | -0.24 |
| Calmar ratioReturn relative to maximum drawdown | -0.33 | 2.22 | -2.55 |
| Martin ratioReturn relative to average drawdown | -0.51 | 5.21 | -5.72 |
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Drawdowns
BANF vs. TCBI - Drawdown Comparison
The maximum BANF drawdown since its inception was -57.10%, smaller than the maximum TCBI drawdown of -81.15%. Use the drawdown chart below to compare losses from any high point for BANF and TCBI.
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Drawdown Indicators
| BANF | TCBI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -57.10% | -81.15% | +24.05% |
Max Drawdown (1Y)Largest decline over 1 year | -23.63% | -14.21% | -9.42% |
Max Drawdown (3Y)Largest decline over 3 years | -23.63% | -31.71% | +8.08% |
Max Drawdown (5Y)Largest decline over 5 years | -37.97% | -38.35% | +0.38% |
Max Drawdown (10Y)Largest decline over 10 years | -57.10% | -81.15% | +24.05% |
Current DrawdownCurrent decline from peak | -16.88% | -4.18% | -12.70% |
Average DrawdownAverage peak-to-trough decline | -13.96% | -23.96% | +10.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.10% | 6.05% | +9.05% |
Volatility
BANF vs. TCBI - Volatility Comparison
BancFirst Corporation (BANF) has a higher volatility of 6.92% compared to Texas Capital Bancshares, Inc. (TCBI) at 6.16%. This indicates that BANF's price experiences larger fluctuations and is considered to be riskier than TCBI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BANF | TCBI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.92% | 6.16% | +0.76% |
Volatility (6M)Calculated over the trailing 6-month period | 19.54% | 19.59% | -0.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.16% | 28.49% | -1.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.24% | 35.30% | -5.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.70% | 41.40% | -5.70% |
Dividends
BANF vs. TCBI - Dividend Comparison
BANF's dividend yield for the trailing twelve months is around 1.72%, more than TCBI's 0.20% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BANF BancFirst Corporation | 1.72% | 1.79% | 1.52% | 1.71% | 1.72% | 1.98% | 2.25% | 1.99% | 2.04% | 1.56% | 1.59% | 2.39% |
TCBI Texas Capital Bancshares, Inc. | 0.20% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
BANF vs. TCBI - Financials Comparison
This section allows you to compare key financial metrics between BancFirst Corporation and Texas Capital Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BANF vs. TCBI - Profitability Comparison
BANF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a gross profit of 181.00M and revenue of 181.00M. Therefore, the gross margin over that period was 100.0%.
TCBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Texas Capital Bancshares, Inc. reported a gross profit of 0.00 and revenue of 419.09M. Therefore, the gross margin over that period was 0.0%.
BANF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported an operating income of 73.61M and revenue of 181.00M, resulting in an operating margin of 40.7%.
TCBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Texas Capital Bancshares, Inc. reported an operating income of 0.00 and revenue of 419.09M, resulting in an operating margin of 0.0%.
BANF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BancFirst Corporation reported a net income of 59.50M and revenue of 181.00M, resulting in a net margin of 32.9%.
TCBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Texas Capital Bancshares, Inc. reported a net income of 73.79M and revenue of 419.09M, resulting in a net margin of 17.6%.
Frequently Asked Questions
BANF and TCBI have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BANF has higher volatility (6.92%) compared to TCBI (6.16%). In terms of maximum drawdown, BANF dropped -57.10% vs TCBI's -81.15%.
TCBI currently has the higher Sharpe Ratio (1.11 vs -0.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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