NRIM vs. MS
NRIM (Northrim BanCorp, Inc.) and MS (Morgan Stanley) are both stocks. Both are in the Financial Services sector — NRIM in Banks - Regional, MS in Capital Markets. Over the past 10 years, NRIM returned 19.10%/yr vs 25.84%/yr for MS. Their 0.21 correlation means their historical movements had little consistent relationship.
Performance
NRIM vs. MS - Performance Comparison
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Returns By Period
In the year-to-date period, NRIM achieves a 0.92% return, which is significantly lower than MS's 20.48% return. Over the past 10 years, NRIM has underperformed MS with an annualized return of 19.10%, while MS has yielded a comparatively higher 25.84% annualized return.
NRIM
- 1D
- 0.68%
- 1M
- -2.25%
- 6M
- 13.98%
- YTD
- 0.92%
- 1Y
- 33.21%
- 3Y*
- 35.23%
- 5Y*
- 25.77%
- 10Y*
- 19.10%
- ALL TIME*
- 11.01%
MS
- 1D
- 0.72%
- 1M
- -1.10%
- 6M
- 16.37%
- YTD
- 20.48%
- 1Y
- 54.71%
- 3Y*
- 36.38%
- 5Y*
- 20.78%
- 10Y*
- 25.84%
- ALL TIME*
- 13.01%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.18B | $1.27B | $1.26B | |
| $4.83M | $4.43M | $4.12M |
NRIM vs. MS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NRIM Northrim BanCorp, Inc. | 0.92% | 40.49% | 41.92% | 10.39% | 30.72% | 32.47% | -7.18% | 20.60% | -0.26% | 10.12% |
MS Morgan Stanley | 20.48% | 45.16% | 39.73% | 13.93% | -10.34% | 46.65% | 38.09% | 32.67% | -22.76% | 26.61% |
Correlation
The correlation between NRIM and MS is 0.30, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.30 |
Correlation (3Y) Balances recent behavior with more history. | 0.39 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.41 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.43 |
Correlation (All Time) Calculated using the full available price history since Oct 25, 1993 | 0.21 |
The correlation between NRIM and MS shifts across timeframes, from 0.21 (all time) to 0.43 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
NRIM:
$589.71M
MS:
$332.03B
NRIM:
$3.04
MS:
$11.41
NRIM:
8.72
MS:
18.43
NRIM:
0.37
MS:
1.73
NRIM:
2.40
MS:
2.79
NRIM:
1.72
MS:
3.21
NRIM:
$248.98M
MS:
$120.22B
NRIM:
$203.13M
MS:
$69.72B
NRIM:
$94.33M
MS:
$27.21B
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Return for Risk
NRIM vs. MS — Risk / Return Rank
NRIM
MS
NRIM vs. MS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Northrim BanCorp, Inc. (NRIM) and Morgan Stanley (MS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NRIM | MS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.96 | ||
| Sortino ratioReturn per unit of downside risk | -1.09 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.31 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 1.22 | 2.72 | -1.51 |
| Martin ratioReturn relative to average drawdown | 2.42 | 8.59 | -6.17 |
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Drawdowns
NRIM vs. MS - Drawdown Comparison
The maximum NRIM drawdown since its inception was -74.58%, smaller than the maximum MS drawdown of -88.12%. Use the drawdown chart below to compare losses from any high point for NRIM and MS.
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Drawdown Indicators
| NRIM | MS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.58% | -88.12% | +13.54% |
Max Drawdown (1Y)Largest decline over 1 year | -24.94% | -18.83% | -6.11% |
Max Drawdown (3Y)Largest decline over 3 years | -24.94% | -29.24% | +4.30% |
Max Drawdown (5Y)Largest decline over 5 years | -37.20% | -32.38% | -4.82% |
Max Drawdown (10Y)Largest decline over 10 years | -54.04% | -51.33% | -2.71% |
Current DrawdownCurrent decline from peak | -9.76% | -7.43% | -2.33% |
Average DrawdownAverage peak-to-trough decline | -17.27% | -33.57% | +16.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.52% | 5.96% | +6.56% |
Volatility
NRIM vs. MS - Volatility Comparison
The current volatility for Northrim BanCorp, Inc. (NRIM) is 7.25%, while Morgan Stanley (MS) has a volatility of 10.15%. This indicates that NRIM experiences smaller price fluctuations and is considered to be less risky than MS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NRIM | MS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.25% | 10.15% | -2.90% |
Volatility (6M)Calculated over the trailing 6-month period | 20.06% | 22.56% | -2.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.46% | 27.83% | +6.63% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.38% | 28.82% | +4.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 37.39% | 31.37% | +6.02% |
Dividends
NRIM vs. MS - Dividend Comparison
NRIM's dividend yield for the trailing twelve months is around 2.41%, more than MS's 1.97% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MS Morgan Stanley | 1.97% | 2.17% | 2.82% | 3.49% | 3.47% | 2.14% | 2.04% | 2.54% | 2.77% | 1.72% | 1.66% | 1.73% |
NRIM Northrim BanCorp, Inc. | 2.41% | 2.41% | 3.16% | 4.20% | 3.34% | 3.45% | 4.06% | 3.29% | 3.10% | 2.54% | 2.47% | 2.78% |
Financials
NRIM vs. MS - Financials Comparison
This section allows you to compare key financial metrics between Northrim BanCorp, Inc. and Morgan Stanley. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NRIM vs. MS - Profitability Comparison
NRIM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Northrim BanCorp, Inc. reported a gross profit of 52.25M and revenue of 63.89M. Therefore, the gross margin over that period was 81.8%.
MS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Morgan Stanley reported a gross profit of 20.48B and revenue of 33.15B. Therefore, the gross margin over that period was 61.8%.
NRIM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Northrim BanCorp, Inc. reported an operating income of 20.22M and revenue of 63.89M, resulting in an operating margin of 31.7%.
MS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Morgan Stanley reported an operating income of 7.01B and revenue of 33.15B, resulting in an operating margin of 21.2%.
NRIM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Northrim BanCorp, Inc. reported a net income of 15.34M and revenue of 63.89M, resulting in a net margin of 24.0%.
MS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Morgan Stanley reported a net income of 5.64B and revenue of 33.15B, resulting in a net margin of 17.0%.
Frequently Asked Questions
NRIM and MS have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
MS has higher volatility (10.15%) compared to NRIM (7.25%). In terms of maximum drawdown, NRIM dropped -74.58% vs MS's -88.12%.
MS currently has the higher Sharpe Ratio (1.84 vs 0.88), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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