PortfoliosLab logoPortfoliosLab logo
Northrim BanCorp, Inc. (NRIM)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US6667621097
CUSIP
666762109
IPO Date
Oct 25, 1993

Highlights

Market Cap
$515.56M
Enterprise Value
$479.52M
EPS (TTM)
$2.87
PE Ratio
7.96
PEG Ratio
0.83
Total Revenue (TTM)
$226.25M
Gross Profit (TTM)
$145.82M
EBITDA (TTM)
$86.86M
Year Range
$16.18 - $30.82
ROA (TTM)
1.96%
ROE (TTM)
19.79%

Share Price Chart


Loading graphics...

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Northrim BanCorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


Loading graphics...

S&P 500 Index

Returns By Period

Northrim BanCorp, Inc. (NRIM) has returned -13.45% so far this year and 28.36% over the past 12 months. Looking at the last ten years, NRIM has achieved an annualized return of 18.85%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.


Northrim BanCorp, Inc.

1D
0.84%
1M
-1.95%
YTD
-13.45%
6M
6.96%
1Y
28.36%
3Y*
29.62%
5Y*
20.53%
10Y*
18.85%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 25, 1993, NRIM's average daily return is +0.07%, while the average monthly return is +1.20%. At this rate, your investment would double in approximately 4.8 years.

Historically, 54% of months were positive and 46% were negative. The best month was Jun 1997 with a return of +31.3%, while the worst month was Apr 2023 at -26.8%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.

On a daily basis, NRIM closed higher 46% of trading days. The best single day was Apr 16, 1998 with a return of +19.5%, while the worst single day was Mar 18, 2020 at -23.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-11.46%-0.30%-1.95%-13.45%
20259.23%-3.32%-10.29%9.66%14.09%2.54%-10.43%12.57%-7.21%1.48%11.74%8.98%40.49%
2024-11.68%-1.58%2.84%-5.37%22.20%-0.20%18.67%0.83%4.23%-8.35%30.34%-7.65%41.92%
2023-1.91%-1.91%-9.10%-26.77%9.73%5.29%21.54%-13.12%-3.23%5.28%18.36%17.16%10.39%
20221.10%1.93%-1.81%-8.03%3.72%-2.19%3.45%-2.64%3.76%17.25%14.12%-0.98%30.72%
2021-5.39%19.83%11.34%0.33%2.11%-1.03%-4.51%2.82%2.21%4.49%-8.71%8.13%32.47%

Benchmark Metrics

Northrim BanCorp, Inc. has an annualized alpha of 13.28%, beta of 0.45, and R² of 0.05 versus S&P 500 Index. Calculated based on daily prices since October 26, 1993.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (81.80%) than losses (71.06%) — typical of diversified or defensive assets.
  • Beta of 0.45 may look defensive, but with R² of 0.05 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
  • R² of 0.05 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
13.28%
Beta
0.45
0.05
Upside Capture
81.80%
Downside Capture
71.06%

Return for Risk

Risk / Return Rank

NRIM ranks 63 for risk / return — better than 63% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


NRIM Risk / Return Rank: 6363
Overall Rank
NRIM Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
NRIM Sortino Ratio Rank: 5959
Sortino Ratio Rank
NRIM Omega Ratio Rank: 6262
Omega Ratio Rank
NRIM Calmar Ratio Rank: 6565
Calmar Ratio Rank
NRIM Martin Ratio Rank: 6464
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Northrim BanCorp, Inc. (NRIM) and compare them to a chosen benchmark (S&P 500 Index).


NRIMBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.79

0.90

-0.11

Sortino ratio

Return per unit of downside risk

1.18

1.39

-0.21

Omega ratio

Gain probability vs. loss probability

1.17

1.21

-0.04

Calmar ratio

Return relative to maximum drawdown

1.14

1.40

-0.26

Martin ratio

Return relative to average drawdown

2.58

6.61

-4.02

Explore NRIM risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Northrim BanCorp, Inc. provided a 2.80% dividend yield over the last twelve months, with an annual payout of $0.64 per share. The company has been increasing its dividends for 16 consecutive years.


2.50%3.00%3.50%4.00%$0.00$0.10$0.20$0.30$0.40$0.50$0.6020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.64$0.64$0.62$0.60$0.46$0.38$0.35$0.32$0.26$0.22$0.20$0.19

Dividend yield

2.80%2.41%3.16%4.20%3.34%3.45%4.06%3.29%3.10%2.54%2.47%2.78%

Monthly Dividends

The table displays the monthly dividend distributions for Northrim BanCorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.16$0.16
2025$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.64
2024$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.16$0.00$0.00$0.16$0.62
2023$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.60
2022$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.13$0.00$0.00$0.13$0.46
2021$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.38

Dividend Yield & Payout


Dividend Yield

Northrim BanCorp, Inc. has a dividend yield of 2.80%, which is quite average when compared to the overall market.

Payout Ratio

Northrim BanCorp, Inc. has a payout ratio of 22.03%, which is below the market average. This means Northrim BanCorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading graphics...

Worst Drawdowns

The table below displays the maximum drawdowns of the Northrim BanCorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Northrim BanCorp, Inc. was 74.58%, occurring on Mar 9, 2009. Recovery took 1085 trading sessions.

The current Northrim BanCorp, Inc. drawdown is 22.61%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-74.58%Apr 16, 2007479Mar 9, 20091085Jun 28, 20131564
-60.19%Apr 17, 1998557Jun 29, 2000747Jun 24, 20031304
-54.04%Sep 5, 2018426May 14, 2020200Mar 2, 2021626
-39.73%Dec 13, 1993242Nov 25, 1994229Oct 23, 1995471
-37.2%Nov 28, 2022105Apr 28, 2023154Dec 7, 2023259

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading graphics...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Northrim BanCorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Northrim BanCorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for NRIM, comparing it with other companies in the Banks - Regional industry. Currently, NRIM has a P/E ratio of 8.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for NRIM compared to other companies in the Banks - Regional industry. NRIM currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for NRIM relative to other companies in the Banks - Regional industry. Currently, NRIM has a P/S ratio of 2.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for NRIM in comparison with other companies in the Banks - Regional industry. Currently, NRIM has a P/B value of 1.6. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items