NESTE.HE vs. OPFI

Last updated Jun 5, 2026

NESTE.HE (Neste Oyj) and OPFI (OppFi Inc.) are both stocks. NESTE.HE operates in Oil & Gas Refining & Marketing (Energy), while OPFI operates in Software - Application (Technology). Over the past 5 years, NESTE.HE returned -9.82%/yr vs -1.33%/yr for OPFI. At a 0.06 correlation, their price movements are largely independent.

Performance

NESTE.HE vs. OPFI - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Neste Oyj (NESTE.HE) and OppFi Inc. (OPFI). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

NESTE.HE is traded in EUR, while OPFI is traded in USD. To make them comparable, the OPFI values have been converted to EUR using the latest available exchange rates.

Returns By Period

In the year-to-date period, NESTE.HE achieves a 51.76% return, which is significantly higher than OPFI's -18.30% return.

NESTE.HE

• 1D: -2.86%
• 1M: -0.88%
• YTD: 51.76%
• 6M: 69.63%
• 1Y: 208.51%
• 3Y*: -4.98%
• 5Y*: -9.82%
• 10Y*: 14.08%

OPFI

• 1D: 5.48%
• 1M: -12.76%
• YTD: -18.30%
• 6M: -17.66%
• 1Y: -38.41%
• 3Y*: 60.18%
• 5Y*: -1.33%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

NESTE.HE vs. OPFI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
NESTE.HE Neste Oyj	51.76%	63.77%	-60.23%	-23.41%	1.17%	-25.47%	7.84%
OPFI OppFi Inc.	-18.30%	24.15%	66.32%	142.27%	-52.05%	-52.07%	0.26%

Correlation

The correlation between NESTE.HE and OPFI is -0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.08
Correlation (3Y) Calculated over the trailing 3-year period	0.02
Correlation (5Y) Calculated over the trailing 5-year period	0.06
Correlation (All Time) Calculated using the full available price history since Nov 23, 2020	0.06

The correlation between NESTE.HE and OPFI shifts across timeframes, from -0.08 (1 year) to 0.06 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

NESTE.HE vs. OPFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NESTE.HE

NESTE.HE Risk / Return Rank: 98
NESTE.HE Sharpe Ratio Rank: 98
NESTE.HE Sortino Ratio Rank: 98
NESTE.HE Omega Ratio Rank: 96
NESTE.HE Calmar Ratio Rank: 97
NESTE.HE Martin Ratio Rank: 98

OPFI

OPFI Risk / Return Rank: 12
OPFI Sharpe Ratio Rank: 9
OPFI Sortino Ratio Rank: 10
OPFI Omega Ratio Rank: 12
OPFI Calmar Ratio Rank: 13
OPFI Martin Ratio Rank: 16

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NESTE.HE vs. OPFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Neste Oyj (NESTE.HE) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NESTE.HE	OPFI	Difference
Sharpe ratio: Return per unit of total volatility	4.95	-0.84	+5.79
Sortino ratio: Return per unit of downside risk	5.40	-1.14	+6.54
Omega ratio: Gain probability vs. loss probability	1.63	0.87	+0.76
Calmar ratio: Return relative to maximum drawdown	10.38	-0.81	+11.19
Martin ratio: Return relative to average drawdown	36.81	-1.20	+38.01
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NESTE.HE vs. OPFI - Sharpe Ratio Comparison

The current NESTE.HE Sharpe Ratio is 4.95, which is higher than the OPFI Sharpe Ratio of -0.84. The chart below compares the historical Sharpe Ratios of NESTE.HE and OPFI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	NESTE.HE	OPFI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	4.95	-0.84	+5.79
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.24	-0.02	-0.22
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.38	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.32	-0.02	+0.34

Drawdowns

NESTE.HE vs. OPFI - Drawdown Comparison

The maximum NESTE.HE drawdown since its inception was -87.42%, which is greater than OPFI's maximum drawdown of -83.11%. Use the drawdown chart below to compare losses from any high point for NESTE.HE and OPFI.

Drawdown Indicators

	NESTE.HE	OPFI	Difference
Max Drawdown Largest peak-to-trough decline	-87.42%	-83.11%	-4.31%
Max Drawdown (1Y) Largest decline over 1 year	-20.35%	-47.76%	+27.41%
Max Drawdown (3Y) Largest decline over 3 years	-81.22%	-59.03%	-22.19%
Max Drawdown (5Y) Largest decline over 5 years	-85.97%	-83.11%	-2.86%
Max Drawdown (10Y) Largest decline over 10 years	-87.42%	—	—
Current Drawdown Current decline from peak	-47.38%	-54.24%	+6.86%
Average Drawdown Average peak-to-trough decline	-32.59%	-50.90%	+18.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.72%	32.05%	-26.33%

Volatility

NESTE.HE vs. OPFI - Volatility Comparison

Neste Oyj (NESTE.HE) and OppFi Inc. (OPFI) have volatilities of 12.14% and 12.13%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NESTE.HE	OPFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.14%	12.13%	+0.01%
Volatility (6M) Calculated over the trailing 6-month period	31.03%	25.48%	+5.55%
Volatility (1Y) Calculated over the trailing 1-year period	42.73%	45.82%	-3.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	40.76%	66.83%	-26.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	37.32%	63.74%	-26.42%

Dividends

NESTE.HE vs. OPFI - Dividend Comparison

NESTE.HE's dividend yield for the trailing twelve months is around 0.68%, while OPFI has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NESTE.HE Neste Oyj	0.68%	1.03%	9.90%	2.35%	1.91%	1.85%	0.95%	12.25%	2.52%	2.44%	2.74%	2.35%
OPFI OppFi Inc.	0.00%	2.39%	1.57%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both NESTE.HE and OPFI in my portfolio?

NESTE.HE and OPFI have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.