NEAR vs. VTI
NEAR (iShares Short Duration Bond Active ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - NEAR is a Short-Term Bond fund actively managed by iShares, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. NEAR is actively managed, while VTI is passively managed. Over the past 10 years, NEAR returned 2.85%/yr vs 15.02%/yr for VTI. At a 0.05 correlation, their price movements are largely independent. NEAR charges 0.25%/yr vs 0.03%/yr for VTI.
Performance
NEAR vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, NEAR achieves a 0.79% return, which is significantly lower than VTI's 9.62% return. Over the past 10 years, NEAR has underperformed VTI with an annualized return of 2.85%, while VTI has yielded a comparatively higher 15.02% annualized return.
NEAR
- 1D
- -0.03%
- 1M
- 0.35%
- YTD
- 0.79%
- 6M
- 1.16%
- 1Y
- 4.12%
- 3Y*
- 5.61%
- 5Y*
- 3.87%
- 10Y*
- 2.85%
VTI
- 1D
- 0.57%
- 1M
- 1.00%
- YTD
- 9.62%
- 6M
- 9.69%
- 1Y
- 26.27%
- 3Y*
- 20.60%
- 5Y*
- 12.20%
- 10Y*
- 15.02%
NEAR vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NEAR iShares Short Duration Bond Active ETF | 0.79% | 5.90% | 5.09% | 7.42% | 0.41% | 0.32% | 1.39% | 3.55% | 1.71% | 1.41% |
VTI Vanguard Total Stock Market ETF | 9.62% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Correlation
The correlation between NEAR and VTI is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.29 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.12 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.08 |
Correlation (All Time) Calculated using the full available price history since Sep 26, 2013 | 0.05 |
Over the past year, NEAR and VTI have become more correlated (0.29) than their long-term average of 0.05, meaning their price movements have been converging.
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Return for Risk
NEAR vs. VTI — Risk / Return Rank
NEAR
VTI
NEAR vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Short Duration Bond Active ETF (NEAR) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NEAR | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.02 | ||
| Sortino ratioReturn per unit of downside risk | +2.04 | ||
| Omega ratioGain probability vs. loss probability | 1.62 | 1.35 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 3.59 | 2.79 | +0.80 |
| Martin ratioReturn relative to average drawdown | 16.36 | 12.52 | +3.84 |
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Drawdowns
NEAR vs. VTI - Drawdown Comparison
The maximum NEAR drawdown since its inception was -9.61%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for NEAR and VTI.
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Drawdown Indicators
| NEAR | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -9.61% | -55.45% | +45.84% |
Max Drawdown (1Y)Largest decline over 1 year | -1.13% | -8.92% | +7.79% |
Max Drawdown (3Y)Largest decline over 3 years | -1.16% | -19.30% | +18.14% |
Max Drawdown (5Y)Largest decline over 5 years | -1.32% | -25.36% | +24.04% |
Max Drawdown (10Y)Largest decline over 10 years | -9.61% | -35.00% | +25.39% |
Current DrawdownCurrent decline from peak | -0.03% | -2.14% | +2.11% |
Average DrawdownAverage peak-to-trough decline | -0.16% | -8.02% | +7.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.25% | 1.99% | -1.74% |
Volatility
NEAR vs. VTI - Volatility Comparison
The current volatility for iShares Short Duration Bond Active ETF (NEAR) is 0.44%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.50%. This indicates that NEAR experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NEAR | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.44% | 4.50% | -4.06% |
Volatility (6M)Calculated over the trailing 6-month period | 1.02% | 9.82% | -8.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.36% | 12.64% | -11.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.34% | 17.47% | -16.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.50% | 18.33% | -15.83% |
NEAR vs. VTI - Expense Ratio Comparison
NEAR has a 0.25% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
NEAR vs. VTI - Dividend Comparison
NEAR's dividend yield for the trailing twelve months is around 4.43%, more than VTI's 1.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NEAR iShares Short Duration Bond Active ETF | 4.43% | 4.54% | 5.00% | 4.59% | 1.78% | 0.76% | 1.53% | 2.69% | 2.25% | 1.52% | 1.07% | 0.85% |
VTI Vanguard Total Stock Market ETF | 1.03% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
NEAR and VTI have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTI has higher volatility (4.50%) compared to NEAR (0.44%). In terms of maximum drawdown, NEAR dropped -9.61% vs VTI's -55.45%.
On 10-year performance, VTI leads with 15.02% vs 2.85% for NEAR. On fees, VTI is cheaper at 0.03% per year. On volatility, NEAR has been the lower-risk option at 0.44%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, VTI has performed better with a 15.02% return vs 2.85%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 0.25% for NEAR.
NEAR has the higher dividend yield at 4.43%, compared with 1.03% for VTI.
NEAR is categorized as Short-Term Bond, while VTI is Large Cap Blend Equities. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.25% for NEAR and 0.03% for VTI.
NEAR currently has the higher Sharpe Ratio (2.99 vs 1.97), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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