MXBSX vs. URINX

Last updated Apr 2, 2026

Compare and contrast key facts about Great-West Lifetime 2050 Fund (MXBSX) and USAA Target Retirement Income Fund (URINX).

MXBSX is managed by Great-West. It was launched on Apr 27, 2016. URINX is managed by Victory. It was launched on Jul 30, 2008.

Performance

MXBSX vs. URINX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Great-West Lifetime 2050 Fund (MXBSX) and USAA Target Retirement Income Fund (URINX). The values are adjusted to include any dividend payments, if applicable.

MXBSX vs. URINX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
MXBSX Great-West Lifetime 2050 Fund	-1.35%	17.70%	11.16%	17.79%	-16.61%	16.82%	13.96%	26.31%	-10.30%	20.41%
URINX USAA Target Retirement Income Fund	0.62%	12.36%	6.66%	10.79%	-10.38%	6.47%	8.74%	11.72%	-3.00%	8.34%

Returns By Period

In the year-to-date period, MXBSX achieves a -1.35% return, which is significantly lower than URINX's 0.62% return.

MXBSX

• 1D: 2.56%
• 1M: -5.69%
• YTD: -1.35%
• 6M: 0.88%
• 1Y: 16.01%
• 3Y*: 12.88%
• 5Y*: 6.89%
• 10Y*: —

URINX

• 1D: 1.07%
• 1M: -2.47%
• YTD: 0.62%
• 6M: 2.27%
• 1Y: 10.88%
• 3Y*: 8.94%
• 5Y*: 4.52%
• 10Y*: 5.47%

*Multi-year figures are annualized to reflect compound growth (CAGR)

MXBSX vs. URINX - Expense Ratio Comparison

MXBSX has a 0.12% expense ratio, which is higher than URINX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

MXBSX

Great-West Lifetime 2050 Fund

URINX

USAA Target Retirement Income Fund

Return for Risk

MXBSX vs. URINX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MXBSX

MXBSX Risk / Return Rank: 49
MXBSX Sharpe Ratio Rank: 46
MXBSX Sortino Ratio Rank: 47
MXBSX Omega Ratio Rank: 47
MXBSX Calmar Ratio Rank: 49
MXBSX Martin Ratio Rank: 58

URINX

URINX Risk / Return Rank: 88
URINX Sharpe Ratio Rank: 88
URINX Sortino Ratio Rank: 90
URINX Omega Ratio Rank: 86
URINX Calmar Ratio Rank: 88
URINX Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MXBSX vs. URINX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Great-West Lifetime 2050 Fund (MXBSX) and USAA Target Retirement Income Fund (URINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MXBSX	URINX	Difference
Sharpe ratio Return per unit of total volatility	1.02	1.83	-0.81
Sortino ratio Return per unit of downside risk	1.51	2.62	-1.10
Omega ratio Gain probability vs. loss probability	1.22	1.38	-0.15
Calmar ratio Return relative to maximum drawdown	1.45	2.52	-1.06
Martin ratio Return relative to average drawdown	6.47	10.91	-4.44
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MXBSX vs. URINX - Sharpe Ratio Comparison

The current MXBSX Sharpe Ratio is 1.02, which is lower than the URINX Sharpe Ratio of 1.83. The chart below compares the historical Sharpe Ratios of MXBSX and URINX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	MXBSX	URINX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.02	1.83	-0.81
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.44	0.73	-0.29
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.95	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.58	1.11	-0.53

Correlation

The correlation between MXBSX and URINX is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

MXBSX vs. URINX - Dividend Comparison

MXBSX's dividend yield for the trailing twelve months is around 5.34%, less than URINX's 6.08% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MXBSX Great-West Lifetime 2050 Fund	5.34%	5.27%	7.38%	5.63%	10.66%	11.14%	6.57%	9.46%	8.18%	3.54%	0.00%	0.00%
URINX USAA Target Retirement Income Fund	6.08%	6.07%	4.22%	3.48%	6.63%	6.66%	3.97%	6.37%	6.11%	5.68%	3.34%	4.54%

Drawdowns

MXBSX vs. URINX - Drawdown Comparison

The maximum MXBSX drawdown since its inception was -31.88%, which is greater than URINX's maximum drawdown of -15.27%. Use the drawdown chart below to compare losses from any high point for MXBSX and URINX.

Drawdown Indicators

	MXBSX	URINX	Difference
Max Drawdown Largest peak-to-trough decline	-31.88%	-15.27%	-16.61%
Max Drawdown (1Y) Largest decline over 1 year	-11.16%	-4.41%	-6.75%
Max Drawdown (5Y) Largest decline over 5 years	-29.68%	-15.27%	-14.41%
Max Drawdown (10Y) Largest decline over 10 years	—	-15.27%	—
Current Drawdown Current decline from peak	-6.47%	-2.81%	-3.66%
Average Drawdown Average peak-to-trough decline	-6.02%	-1.93%	-4.09%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.51%	1.02%	+1.49%

Volatility

MXBSX vs. URINX - Volatility Comparison

Great-West Lifetime 2050 Fund (MXBSX) has a higher volatility of 5.49% compared to USAA Target Retirement Income Fund (URINX) at 2.61%. This indicates that MXBSX's price experiences larger fluctuations and is considered to be riskier than URINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MXBSX	URINX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.49%	2.61%	+2.88%
Volatility (6M) Calculated over the trailing 6-month period	9.19%	3.83%	+5.36%
Volatility (1Y) Calculated over the trailing 1-year period	15.96%	6.07%	+9.89%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.87%	6.23%	+9.64%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.38%	5.79%	+10.59%