MOTI vs. SCHD

Last updated Jun 13, 2026

MOTI (VanEck Vectors Morningstar International Moat ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - MOTI is a Foreign Large Cap Equities fund tracking the Morningstar Global ex-US Moat Focus Index, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 10 years, MOTI returned 6.54%/yr vs 12.91%/yr for SCHD. A 0.58 correlation means they provide meaningful diversification when combined. MOTI charges 0.57%/yr vs 0.06%/yr for SCHD.

Performance

MOTI vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VanEck Vectors Morningstar International Moat ETF (MOTI) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, MOTI achieves a -7.33% return, which is significantly lower than SCHD's 20.66% return. Over the past 10 years, MOTI has underperformed SCHD with an annualized return of 6.54%, while SCHD has yielded a comparatively higher 12.91% annualized return.

MOTI

• 1D: -0.21%
• 1M: -1.88%
• YTD: -7.33%
• 6M: -7.11%
• 1Y: 0.99%
• 3Y*: 5.49%
• 5Y*: 1.64%
• 10Y*: 6.54%

SCHD

• 1D: 0.89%
• 1M: 3.37%
• YTD: 20.66%
• 6M: 19.57%
• 1Y: 26.16%
• 3Y*: 14.90%
• 5Y*: 8.75%
• 10Y*: 12.91%

*Multi-year figures are annualized to reflect compound growth (CAGR)

MOTI vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
MOTI VanEck Vectors Morningstar International Moat ETF	-7.33%	25.01%	1.94%	10.18%	-6.93%	0.03%	7.24%	17.63%	-13.92%	34.27%
SCHD Schwab U.S. Dividend Equity ETF	20.66%	4.34%	11.66%	4.54%	-3.26%	29.87%	15.03%	27.29%	-5.56%	20.85%

Correlation

The correlation between MOTI and SCHD is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.40
Correlation (3Y) Calculated over the trailing 3-year period	0.47
Correlation (5Y) Calculated over the trailing 5-year period	0.56
Correlation (10Y) Calculated over the trailing 10-year period	0.60
Correlation (All Time) Calculated using the full available price history since Jul 14, 2015	0.58

The correlation between MOTI and SCHD shifts across timeframes, from 0.40 (1 year) to 0.60 (10 years), reflecting how their relationship changes across market environments.

MOTI vs. SCHD - Sectors Allocation Comparison

Sectors	MOTI	SCHD
Industrials	23.0%	7.5%
Consumer Defensive	21.5%	19.2%
Consumer Cyclical	13.4%	6.3%
Healthcare	12.3%	18.8%
Technology	10.6%	16.4%
Basic Materials	8.7%	1.2%
Communication Services	7.4%	6.3%
Financial Services	3.1%	9.3%
Energy	-	16.2%
Real Estate	-	-
Utilities	-	0.0%

Return for Risk

MOTI vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MOTI

MOTI Risk / Return Rank: 10
MOTI Sharpe Ratio Rank: 11
MOTI Sortino Ratio Rank: 10
MOTI Omega Ratio Rank: 10
MOTI Calmar Ratio Rank: 10
MOTI Martin Ratio Rank: 10

SCHD

SCHD Risk / Return Rank: 87
SCHD Sharpe Ratio Rank: 86
SCHD Sortino Ratio Rank: 90
SCHD Omega Ratio Rank: 83
SCHD Calmar Ratio Rank: 93
SCHD Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MOTI vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VanEck Vectors Morningstar International Moat ETF (MOTI) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	MOTI	SCHD	Difference
Sharpe ratio: Return per unit of total volatility	0.07	2.41	-2.34
Sortino ratio: Return per unit of downside risk	0.20	3.72	-3.52
Omega ratio: Gain probability vs. loss probability	1.02	1.43	-0.41
Calmar ratio: Return relative to maximum drawdown	0.06	5.70	-5.63
Martin ratio: Return relative to average drawdown	0.16	13.97	-13.80

MOTI vs. SCHD - Sharpe Ratio Comparison

The current MOTI Sharpe Ratio is 0.07, which is lower than the SCHD Sharpe Ratio of 2.41. The chart below compares the historical Sharpe Ratios of MOTI and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

MOTI vs. SCHD - Drawdown Comparison

The maximum MOTI drawdown since its inception was -36.70%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for MOTI and SCHD.

Drawdown Indicators

	MOTI	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-36.70%	-33.37%	-3.33%
Max Drawdown (1Y) Largest decline over 1 year	-15.45%	-4.61%	-10.84%
Max Drawdown (3Y) Largest decline over 3 years	-16.35%	-16.13%	-0.22%
Max Drawdown (5Y) Largest decline over 5 years	-30.83%	-16.85%	-13.98%
Max Drawdown (10Y) Largest decline over 10 years	-36.70%	-33.37%	-3.33%
Current Drawdown Current decline from peak	-12.76%	-0.03%	-12.73%
Average Drawdown Average peak-to-trough decline	-9.14%	-3.31%	-5.83%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.09%	1.89%	+4.20%

Volatility

MOTI vs. SCHD - Volatility Comparison

VanEck Vectors Morningstar International Moat ETF (MOTI) has a higher volatility of 3.50% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 3.05%. This indicates that MOTI's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MOTI	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.50%	3.05%	+0.45%
Volatility (6M) Calculated over the trailing 6-month period	11.05%	7.53%	+3.52%
Volatility (1Y) Calculated over the trailing 1-year period	14.40%	10.93%	+3.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.55%	14.38%	+3.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.04%	16.72%	+1.32%

MOTI vs. SCHD - Expense Ratio Comparison

MOTI has a 0.57% expense ratio, which is higher than SCHD's 0.06% expense ratio.

Dividends

MOTI vs. SCHD - Dividend Comparison

MOTI's dividend yield for the trailing twelve months is around 3.48%, more than SCHD's 3.22% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MOTI VanEck Vectors Morningstar International Moat ETF	3.48%	3.22%	4.79%	2.34%	3.27%	4.67%	2.14%	3.90%	3.73%	8.87%	1.33%	0.84%
SCHD Schwab U.S. Dividend Equity ETF	3.22%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%

Frequently Asked Questions

Can I hold both MOTI and SCHD in my portfolio?

MOTI and SCHD have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, MOTI or SCHD?

MOTI has higher volatility (3.50%) compared to SCHD (3.05%). In terms of maximum drawdown, MOTI dropped -36.70% vs SCHD's -33.37%.

Which ETF is better, MOTI or SCHD?

On 10-year performance, SCHD leads with 12.91% vs 6.54% for MOTI. On fees, SCHD is cheaper at 0.06% per year. On volatility, SCHD has been the lower-risk option at 3.05%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, MOTI or SCHD?

Over the 10-year period, SCHD has performed better with a 12.91% return vs 6.54%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, MOTI or SCHD?

SCHD is cheaper with a 0.06% expense ratio, compared with 0.57% for MOTI.

Which ETF pays a higher dividend yield, MOTI or SCHD?

MOTI has the higher dividend yield at 3.48%, compared with 3.22% for SCHD.

What is the main difference between MOTI and SCHD?

MOTI is categorized as Foreign Large Cap Equities, while SCHD is Dividend. MOTI tracks Morningstar Global ex-US Moat Focus Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: VanEck and Charles Schwab. Their fees differ too: 0.57% for MOTI and 0.06% for SCHD.

Which has better risk-adjusted returns?

SCHD currently has the higher Sharpe Ratio (2.41 vs 0.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.