MA vs. CAR-UN.TO
MA (Mastercard Incorporated) and CAR-UN.TO (Canadian Apartment Properties Real Estate Investment Trust) are both stocks. MA operates in Credit Services (Financial Services), while CAR-UN.TO operates in REIT - Residential (Real Estate). Over the past 10 years, MA returned 18.76%/yr vs 3.54%/yr for CAR-UN.TO. At a 0.22 correlation, their price movements are largely independent.
Performance
MA vs. CAR-UN.TO - Performance Comparison
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Different Trading Currencies
MA is traded in USD, while CAR-UN.TO is traded in CAD. To make them comparable, the CAR-UN.TO values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, MA achieves a -13.78% return, which is significantly lower than CAR-UN.TO's -4.13% return. Over the past 10 years, MA has outperformed CAR-UN.TO with an annualized return of 18.76%, while CAR-UN.TO has yielded a comparatively lower 3.54% annualized return.
MA
- 1D
- 0.13%
- 1M
- -0.72%
- YTD
- -13.78%
- 6M
- -13.51%
- 1Y
- -12.19%
- 3Y*
- 9.87%
- 5Y*
- 6.78%
- 10Y*
- 18.76%
CAR-UN.TO
- 1D
- -0.97%
- 1M
- 4.70%
- YTD
- -4.13%
- 6M
- -3.65%
- 1Y
- -21.50%
- 3Y*
- -9.51%
- 5Y*
- -9.24%
- 10Y*
- 3.54%
MA vs. CAR-UN.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
MA Mastercard Incorporated | -13.78% | 9.04% | 24.17% | 23.40% | -2.66% | 1.16% | 20.19% | 59.16% | 25.31% | 47.69% |
CAR-UN.TO Canadian Apartment Properties Real Estate Investment Trust | -4.13% | -8.13% | -16.89% | 20.76% | -30.94% | 23.02% | -0.61% | 28.21% | 13.02% | 32.50% |
Correlation
The correlation between MA and CAR-UN.TO is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.30 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since Jul 13, 2006 | 0.22 |
The correlation between MA and CAR-UN.TO shifts across timeframes, from 0.15 (1 year) to 0.30 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
MA:
$438.14B
CAR-UN.TO:
CA$5.50B
MA:
$17.28
CAR-UN.TO:
CA$0.04
MA:
28.40
CAR-UN.TO:
846.26
MA:
1.66
CAR-UN.TO:
1.65
MA:
13.03
CAR-UN.TO:
5.61
MA:
65.18
CAR-UN.TO:
0.65
MA:
$33.94B
CAR-UN.TO:
CA$997.95M
MA:
$26.70B
CAR-UN.TO:
CA$593.40M
MA:
$21.23B
CAR-UN.TO:
CA$282.94M
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Return for Risk
MA vs. CAR-UN.TO — Risk / Return Rank
MA
CAR-UN.TO
MA vs. CAR-UN.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mastercard Incorporated (MA) and Canadian Apartment Properties Real Estate Investment Trust (CAR-UN.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MA | CAR-UN.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.60 | ||
| Sortino ratioReturn per unit of downside risk | +0.93 | ||
| Omega ratioGain probability vs. loss probability | 0.92 | 0.83 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | -0.58 | -0.78 | +0.20 |
| Martin ratioReturn relative to average drawdown | -1.18 | -1.24 | +0.07 |
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Drawdowns
MA vs. CAR-UN.TO - Drawdown Comparison
The maximum MA drawdown since its inception was -62.67%, which is greater than CAR-UN.TO's maximum drawdown of -50.42%. Use the drawdown chart below to compare losses from any high point for MA and CAR-UN.TO.
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Drawdown Indicators
| MA | CAR-UN.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -62.67% | -50.42% | -12.25% |
Max Drawdown (1Y)Largest decline over 1 year | -20.91% | -27.51% | +6.60% |
Max Drawdown (3Y)Largest decline over 3 years | -20.91% | -39.41% | +18.50% |
Max Drawdown (5Y)Largest decline over 5 years | -28.25% | -44.95% | +16.70% |
Max Drawdown (10Y)Largest decline over 10 years | -41.00% | -44.95% | +3.95% |
Current DrawdownCurrent decline from peak | -17.71% | -42.37% | +24.66% |
Average DrawdownAverage peak-to-trough decline | -9.83% | -14.11% | +4.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.38% | 17.35% | -6.97% |
Volatility
MA vs. CAR-UN.TO - Volatility Comparison
Mastercard Incorporated (MA) has a higher volatility of 6.46% compared to Canadian Apartment Properties Real Estate Investment Trust (CAR-UN.TO) at 6.10%. This indicates that MA's price experiences larger fluctuations and is considered to be riskier than CAR-UN.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MA | CAR-UN.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.46% | 6.10% | +0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 16.91% | 14.18% | +2.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.90% | 18.70% | +3.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.02% | 22.27% | +1.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.93% | 22.19% | +4.74% |
Dividends
MA vs. CAR-UN.TO - Dividend Comparison
MA's dividend yield for the trailing twelve months is around 0.66%, less than CAR-UN.TO's 4.43% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CAR-UN.TO Canadian Apartment Properties Real Estate Investment Trust | 4.43% | 4.29% | 3.45% | 2.97% | 3.40% | 2.35% | 2.76% | 2.59% | 2.96% | 3.42% | 3.94% | 4.50% |
MA Mastercard Incorporated | 0.66% | 0.53% | 0.50% | 0.53% | 0.56% | 0.49% | 0.45% | 0.44% | 0.53% | 0.58% | 0.74% | 0.66% |
Financials
MA vs. CAR-UN.TO - Financials Comparison
This section allows you to compare key financial metrics between Mastercard Incorporated and Canadian Apartment Properties Real Estate Investment Trust. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
MA vs. CAR-UN.TO - Profitability Comparison
MA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported a gross profit of 4.91B and revenue of 8.40B. Therefore, the gross margin over that period was 58.4%.
CAR-UN.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Canadian Apartment Properties Real Estate Investment Trust reported a gross profit of 141.10M and revenue of 247.90M. Therefore, the gross margin over that period was 56.9%.
MA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported an operating income of 4.91B and revenue of 8.40B, resulting in an operating margin of 58.4%.
CAR-UN.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Canadian Apartment Properties Real Estate Investment Trust reported an operating income of 147.73M and revenue of 247.90M, resulting in an operating margin of 59.6%.
MA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Mastercard Incorporated reported a net income of 3.88B and revenue of 8.40B, resulting in a net margin of 46.2%.
CAR-UN.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Canadian Apartment Properties Real Estate Investment Trust reported a net income of -182.45M and revenue of 247.90M, resulting in a net margin of -73.6%.
Frequently Asked Questions
MA and CAR-UN.TO have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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