MA vs. V

Last updated Jul 29, 2026

MA (Mastercard Incorporated) and V (Visa Inc.) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 10 years, MA returned 20.14%/yr vs 17.55%/yr for V. Their correlation of 0.80 means they have usually moved in the same direction.

Performance

MA vs. V - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Mastercard Incorporated (MA) and Visa Inc. (V). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, MA achieves a -0.94% return, which is significantly lower than V's 4.96% return. Over the past 10 years, MA has outperformed V with an annualized return of 20.14%, while V has yielded a comparatively lower 17.55% annualized return.

MA

• 1D: 2.00%
• 1M: 12.96%
• 6M: 8.50%
• YTD: -0.94%
• 1Y: -0.36%
• 3Y*: 13.39%
• 5Y*: 8.31%
• 10Y*: 20.14%
• ALL TIME*: 28.38%

V

• 1D: 1.12%
• 1M: 9.03%
• 6M: 13.17%
• YTD: 4.96%
• 1Y: 3.94%
• 3Y*: 16.74%
• 5Y*: 8.95%
• 10Y*: 17.55%
• ALL TIME*: 19.92%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
MA Mastercard Incorporated	$1.48B	$1.66B	$1.88B
V Visa Inc.	$2.51B	$2.86B	$2.77B

MA vs. V - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
MA Mastercard Incorporated	-0.94%	9.04%	24.17%	23.40%	-2.66%	1.16%	20.19%	59.16%	25.31%	47.69%
V Visa Inc.	4.96%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%

Correlation

The correlation between MA and V is 0.86, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.86
Correlation (3Y) Balances recent behavior with more history.	0.84
Correlation (5Y) Shows whether the relationship held over a longer period.	0.86
Correlation (10Y) Provides a long-term view across more market conditions.	0.87
Correlation (All Time) Calculated using the full available price history since Mar 19, 2008	0.80

The correlation between MA and V has been stable across timeframes, ranging from 0.80 to 0.87 - a consistent structural relationship.

Fundamentals

Market Cap MA : $497.23B V : $702.69B
EPS MA : $17.33 V : $15.55
PE Ratio MA : 32.48 V : 23.57
PEG Ratio MA : 1.89 V : 1.45
PS Ratio MA : 14.90 V : 11.97
Total Revenue (TTM) MA : $33.94B V : $44.49B
Gross Profit (TTM) MA : $26.70B V : $8.74B
EBITDA (TTM) MA : $21.23B V : $27.77B

Return for Risk

MA vs. V — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MA

MA Risk / Return Rank: 43
MA Sharpe Ratio Rank: 46
MA Sortino Ratio Rank: 38
MA Omega Ratio Rank: 39
MA Calmar Ratio Rank: 46
MA Martin Ratio Rank: 45

V

V Risk / Return Rank: 50
V Sharpe Ratio Rank: 54
V Sortino Ratio Rank: 46
V Omega Ratio Rank: 45
V Calmar Ratio Rank: 53
V Martin Ratio Rank: 53

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MA vs. V - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Mastercard Incorporated (MA) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	MA	V	Difference
Sharpe ratio: Return per unit of total volatility	-0.02	0.18	-0.20
Sortino ratio: Return per unit of downside risk	0.13	0.44	-0.30
Omega ratio: Gain probability vs. loss probability	1.02	1.05	-0.04
Calmar ratio: Return relative to maximum drawdown	-0.02	0.23	-0.25
Martin ratio: Return relative to average drawdown	-0.03	0.51	-0.54

MA vs. V - Sharpe Ratio Comparison

The current MA Sharpe Ratio is -0.02, which is lower than the V Sharpe Ratio of 0.18. The chart below compares the historical Sharpe Ratios of MA and V, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

MA vs. V - Drawdown Comparison

The maximum MA drawdown since its inception was -62.67%, which is greater than V's maximum drawdown of -51.90%. Use the drawdown chart below to compare losses from any high point for MA and V.

Drawdown Indicators

	MA	V	Difference
Max Drawdown Largest peak-to-trough decline	-62.67%	-51.90%	-10.77%
Max Drawdown (1Y) Largest decline over 1 year	-20.91%	-17.18%	-3.73%
Max Drawdown (3Y) Largest decline over 3 years	-20.91%	-20.38%	-0.53%
Max Drawdown (5Y) Largest decline over 5 years	-28.25%	-27.29%	-0.96%
Max Drawdown (10Y) Largest decline over 10 years	-41.00%	-36.36%	-4.64%
Current Drawdown Current decline from peak	-5.46%	-1.02%	-4.44%
Average Drawdown Average peak-to-trough decline	-9.84%	-8.25%	-1.59%
Ulcer Index Depth and duration of drawdowns from previous peaks	11.21%	7.90%	+3.31%

Volatility

MA vs. V - Volatility Comparison

Mastercard Incorporated (MA) has a higher volatility of 7.32% compared to Visa Inc. (V) at 6.97%. This indicates that MA's price experiences larger fluctuations and is considered to be riskier than V based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MA	V	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.32%	6.97%	+0.35%
Volatility (6M) Calculated over the trailing 6-month period	18.01%	17.27%	+0.74%
Volatility (1Y) Calculated over the trailing 1-year period	22.17%	22.07%	+0.10%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.98%	22.93%	+1.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.92%	24.45%	+2.47%

Dividends

MA vs. V - Dividend Comparison

MA's dividend yield for the trailing twelve months is around 0.60%, less than V's 0.71% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MA Mastercard Incorporated	0.60%	0.53%	0.50%	0.53%	0.56%	0.49%	0.45%	0.44%	0.53%	0.58%	0.74%	0.66%
V Visa Inc.	0.71%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%

Financials

Frequently Asked Questions

Can I hold both MA and V in my portfolio?

MA and V have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, MA or V?

MA has higher volatility (7.32%) compared to V (6.97%). In terms of maximum drawdown, MA dropped -62.67% vs V's -51.90%.

Which has better risk-adjusted returns?

V currently has the higher Sharpe Ratio (0.18 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.