LODI vs. SCHJ

Last updated Aug 1, 2026

LODI (AAM SLC Low Duration Income ETF) and SCHJ (Schwab 1-5 Year Corporate Bond ETF) are both Short-Term Bond funds. LODI is actively managed, while SCHJ is passively managed. Over the past year, LODI returned 4.66% vs 2.99% for SCHJ. Their 0.50 correlation means their historical movements had little consistent relationship. LODI charges 0.15%/yr vs 0.03%/yr for SCHJ.

Performance

LODI vs. SCHJ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in AAM SLC Low Duration Income ETF (LODI) and Schwab 1-5 Year Corporate Bond ETF (SCHJ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, LODI achieves a 2.32% return, which is significantly higher than SCHJ's 0.75% return.

LODI

• 1D: -0.04%
• 1M: 0.11%
• 6M: 1.38%
• YTD: 2.32%
• 1Y: 4.66%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 5.31%

SCHJ

• 1D: -0.06%
• 1M: -0.28%
• 6M: 0.42%
• YTD: 0.75%
• 1Y: 2.99%
• 3Y*: 5.46%
• 5Y*: 2.31%
• 10Y*: —
• ALL TIME*: 2.60%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
LODI AAM SLC Low Duration Income ETF	$236.09K	$200.53K	$410.28K
SCHJ Schwab 1-5 Year Corporate Bond ETF	$5.98M	$7.81M	$6.46M

LODI vs. SCHJ - Yearly Performance Comparison

	2026 (YTD)	2025	2024
LODI AAM SLC Low Duration Income ETF	2.32%	6.04%	0.40%
SCHJ Schwab 1-5 Year Corporate Bond ETF	0.75%	6.80%	-0.09%

Correlation

The correlation between LODI and SCHJ is 0.54, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.54
Correlation (All Time) Calculated using the full available price history since Dec 4, 2024	0.50

The correlation between LODI and SCHJ has been stable across timeframes, ranging from 0.50 to 0.54 - a consistent structural relationship.

Return for Risk

LODI vs. SCHJ — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

LODI

LODI Risk / Return Rank: 94
LODI Sharpe Ratio Rank: 92
LODI Sortino Ratio Rank: 94
LODI Omega Ratio Rank: 96
LODI Calmar Ratio Rank: 96
LODI Martin Ratio Rank: 95

SCHJ

SCHJ Risk / Return Rank: 79
SCHJ Sharpe Ratio Rank: 81
SCHJ Sortino Ratio Rank: 85
SCHJ Omega Ratio Rank: 83
SCHJ Calmar Ratio Rank: 70
SCHJ Martin Ratio Rank: 74

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

LODI vs. SCHJ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for AAM SLC Low Duration Income ETF (LODI) and Schwab 1-5 Year Corporate Bond ETF (SCHJ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	LODI	SCHJ	Difference
Sharpe ratio: Return per unit of total volatility	2.39	1.86	+0.54
Sortino ratio: Return per unit of downside risk	3.64	2.80	+0.84
Omega ratio: Gain probability vs. loss probability	1.59	1.35	+0.23
Calmar ratio: Return relative to maximum drawdown	6.70	2.44	+4.26
Martin ratio: Return relative to average drawdown	19.71	9.17	+10.54

LODI vs. SCHJ - Sharpe Ratio Comparison

The current LODI Sharpe Ratio is 2.39, which is comparable to the SCHJ Sharpe Ratio of 1.86. The chart below compares the historical Sharpe Ratios of LODI and SCHJ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

LODI vs. SCHJ - Drawdown Comparison

The maximum LODI drawdown since its inception was -1.01%, smaller than the maximum SCHJ drawdown of -13.62%. Use the drawdown chart below to compare losses from any high point for LODI and SCHJ.

Drawdown Indicators

	LODI	SCHJ	Difference
Max Drawdown Largest peak-to-trough decline	-1.01%	-13.62%	+12.61%
Max Drawdown (1Y) Largest decline over 1 year	-0.75%	-1.47%	+0.72%
Max Drawdown (3Y) Largest decline over 3 years	—	-1.47%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-9.43%	—
Current Drawdown Current decline from peak	-0.10%	-0.33%	+0.23%
Average Drawdown Average peak-to-trough decline	-0.19%	-1.85%	+1.66%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.25%	0.39%	-0.14%

Volatility

LODI vs. SCHJ - Volatility Comparison

The current volatility for AAM SLC Low Duration Income ETF (LODI) is 0.33%, while Schwab 1-5 Year Corporate Bond ETF (SCHJ) has a volatility of 0.53%. This indicates that LODI experiences smaller price fluctuations and is considered to be less risky than SCHJ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	LODI	SCHJ	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.33%	0.53%	-0.20%
Volatility (6M) Calculated over the trailing 6-month period	1.08%	1.53%	-0.45%
Volatility (1Y) Calculated over the trailing 1-year period	2.09%	1.93%	+0.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	2.26%	2.95%	-0.69%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	2.26%	4.10%	-1.84%

LODI vs. SCHJ - Expense Ratio Comparison

LODI has a 0.15% expense ratio, which is higher than SCHJ's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

LODI vs. SCHJ - Dividend Comparison

LODI's dividend yield for the trailing twelve months is around 5.00%, more than SCHJ's 4.50% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
LODI AAM SLC Low Duration Income ETF	5.00%	5.11%	0.38%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHJ Schwab 1-5 Year Corporate Bond ETF	4.09%	4.42%	4.00%	2.98%	1.64%	0.94%	2.54%	0.42%

Frequently Asked Questions

Can I hold both LODI and SCHJ in my portfolio?

LODI and SCHJ have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, LODI or SCHJ?

SCHJ has higher volatility (0.53%) compared to LODI (0.33%). In terms of maximum drawdown, LODI dropped -1.01% vs SCHJ's -13.62%.

Which ETF is better, LODI or SCHJ?

On 1-year performance, LODI leads with 4.66% vs 2.99% for SCHJ. On fees, SCHJ is cheaper at 0.03% per year. On volatility, LODI has been the lower-risk option at 0.33%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, LODI or SCHJ?

Over the 1-year period, LODI has performed better with a 4.66% return vs 2.99%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, LODI or SCHJ?

SCHJ is cheaper with a 0.03% expense ratio, compared with 0.15% for LODI.

Which ETF pays a higher dividend yield, LODI or SCHJ?

LODI has the higher dividend yield at 5.00%, compared with 4.09% for SCHJ.

What is the main difference between LODI and SCHJ?

They also come from different issuers: AAM and Charles Schwab. Their fees differ too: 0.15% for LODI and 0.03% for SCHJ.

Which has better risk-adjusted returns?

LODI currently has the higher Sharpe Ratio (2.39 vs 1.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.