KRT vs. PYPL
KRT (Karat Packaging Inc.) and PYPL (PayPal Holdings, Inc.) are both stocks. KRT operates in Packaging & Containers (Consumer Cyclical), while PYPL operates in Credit Services (Financial Services). Over the past 5 years, KRT returned 13.78%/yr vs -31.18%/yr for PYPL. At a 0.23 correlation, their price movements are largely independent.
Performance
KRT vs. PYPL - Performance Comparison
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Returns By Period
In the year-to-date period, KRT achieves a 37.80% return, which is significantly higher than PYPL's -28.41% return.
KRT
- 1D
- 0.77%
- 1M
- 16.45%
- YTD
- 37.80%
- 6M
- 35.05%
- 1Y
- 22.32%
- 3Y*
- 27.62%
- 5Y*
- 13.78%
- 10Y*
- —
PYPL
- 1D
- 0.70%
- 1M
- -6.18%
- YTD
- -28.41%
- 6M
- -32.22%
- 1Y
- -40.86%
- 3Y*
- -12.98%
- 5Y*
- -31.18%
- 10Y*
- 1.21%
KRT vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
KRT Karat Packaging Inc. | 37.80% | -20.12% | 28.81% | 86.11% | -27.07% | 8.66% |
PYPL PayPal Holdings, Inc. | -28.41% | -31.44% | 38.98% | -13.77% | -62.23% | -29.43% |
Correlation
The correlation between KRT and PYPL is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.21 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.31 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.23 |
Correlation (All Time) Calculated using the full available price history since Apr 15, 2021 | 0.23 |
Fundamentals
KRT:
$603.41M
PYPL:
$38.21B
KRT:
$1.58
PYPL:
$5.31
KRT:
19.04
PYPL:
7.83
KRT:
1.95
PYPL:
0.38
KRT:
1.26
PYPL:
1.17
KRT:
3.89
PYPL:
1.91
KRT:
$481.07M
PYPL:
$33.73B
KRT:
$172.90M
PYPL:
$15.56B
KRT:
$56.33M
PYPL:
$7.23B
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Return for Risk
KRT vs. PYPL — Risk / Return Rank
KRT
PYPL
KRT vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Karat Packaging Inc. (KRT) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KRT | PYPL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.71 | ||
| Sortino ratioReturn per unit of downside risk | +2.69 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 0.79 | +0.36 |
| Calmar ratioReturn relative to maximum drawdown | 0.80 | -0.88 | +1.68 |
| Martin ratioReturn relative to average drawdown | 1.66 | -1.54 | +3.20 |
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Drawdowns
KRT vs. PYPL - Drawdown Comparison
The maximum KRT drawdown since its inception was -48.46%, smaller than the maximum PYPL drawdown of -87.30%. Use the drawdown chart below to compare losses from any high point for KRT and PYPL.
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Drawdown Indicators
| KRT | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.46% | -87.30% | +38.84% |
Max Drawdown (1Y)Largest decline over 1 year | -26.80% | -49.92% | +23.12% |
Max Drawdown (3Y)Largest decline over 3 years | -34.03% | -57.34% | +23.31% |
Max Drawdown (5Y)Largest decline over 5 years | -48.46% | -87.30% | +38.84% |
Max Drawdown (10Y)Largest decline over 10 years | — | -87.30% | — |
Current DrawdownCurrent decline from peak | -0.45% | -86.42% | +85.97% |
Average DrawdownAverage peak-to-trough decline | -18.50% | -35.90% | +17.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.84% | 28.60% | -15.76% |
Volatility
KRT vs. PYPL - Volatility Comparison
Karat Packaging Inc. (KRT) has a higher volatility of 9.84% compared to PayPal Holdings, Inc. (PYPL) at 7.01%. This indicates that KRT's price experiences larger fluctuations and is considered to be riskier than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KRT | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.84% | 7.01% | +2.83% |
Volatility (6M)Calculated over the trailing 6-month period | 28.08% | 31.72% | -3.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 36.86% | 39.10% | -2.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 45.39% | 42.08% | +3.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 45.43% | 38.77% | +6.66% |
Dividends
KRT vs. PYPL - Dividend Comparison
KRT's dividend yield for the trailing twelve months is around 5.99%, more than PYPL's 1.01% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
KRT Karat Packaging Inc. | 5.99% | 7.98% | 5.12% | 6.24% | 2.44% |
PYPL PayPal Holdings, Inc. | 1.01% | 0.24% | 0.00% | 0.00% | 0.00% |
Financials
KRT vs. PYPL - Financials Comparison
This section allows you to compare key financial metrics between Karat Packaging Inc. and PayPal Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KRT vs. PYPL - Profitability Comparison
KRT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Karat Packaging Inc. reported a gross profit of 41.53M and revenue of 116.95M. Therefore, the gross margin over that period was 35.5%.
PYPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a gross profit of 3.81B and revenue of 8.35B. Therefore, the gross margin over that period was 45.6%.
KRT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Karat Packaging Inc. reported an operating income of 8.46M and revenue of 116.95M, resulting in an operating margin of 7.2%.
PYPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported an operating income of 1.49B and revenue of 8.35B, resulting in an operating margin of 17.8%.
KRT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Karat Packaging Inc. reported a net income of 6.74M and revenue of 116.95M, resulting in a net margin of 5.8%.
PYPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PayPal Holdings, Inc. reported a net income of 1.11B and revenue of 8.35B, resulting in a net margin of 13.3%.
Frequently Asked Questions
KRT and PYPL have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
KRT has higher volatility (9.84%) compared to PYPL (7.01%). In terms of maximum drawdown, KRT dropped -48.46% vs PYPL's -87.30%.
KRT currently has the higher Sharpe Ratio (0.58 vs -1.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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