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KLAR vs. CRCL
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

KLAR vs. CRCL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Klarna Group PLC (KLAR) and Circle Internet Group, Inc (CRCL). The values are adjusted to include any dividend payments, if applicable.

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KLAR vs. CRCL - Yearly Performance Comparison


2026 (YTD)2025
KLAR
Klarna Group PLC
-54.72%-36.91%
CRCL
Circle Internet Group, Inc
20.32%-30.25%

Fundamentals

Market Cap

KLAR:

$5.15B

CRCL:

$23.12B

EPS

KLAR:

-$0.78

CRCL:

-$0.36

PS Ratio

KLAR:

1.42

CRCL:

6.76

PB Ratio

KLAR:

2.05

CRCL:

6.94

Total Revenue (TTM)

KLAR:

$3.48B

CRCL:

$2.75B

Gross Profit (TTM)

KLAR:

$2.04B

CRCL:

$212.58M

EBITDA (TTM)

KLAR:

$119.00M

CRCL:

-$108.84M

Returns By Period

In the year-to-date period, KLAR achieves a -54.72% return, which is significantly lower than CRCL's 20.32% return.


KLAR

1D
4.89%
1M
-3.47%
YTD
-54.72%
6M
-64.28%
1Y
3Y*
5Y*
10Y*

CRCL

1D
6.12%
1M
14.35%
YTD
20.32%
6M
-28.04%
1Y
3Y*
5Y*
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

KLAR vs. CRCL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Klarna Group PLC (KLAR) and Circle Internet Group, Inc (CRCL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

KLAR vs. CRCL - Sharpe Ratio Comparison


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Sharpe Ratios by Period


KLARCRCLDifference

Sharpe Ratio (All Time)

Calculated using the full available price history

-1.24

1.34

-2.59

Correlation

The correlation between KLAR and CRCL is 0.37, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

KLAR vs. CRCL - Dividend Comparison

Neither KLAR nor CRCL has paid dividends to shareholders.


Tickers have no history of dividend payments

Drawdowns

KLAR vs. CRCL - Drawdown Comparison

The maximum KLAR drawdown since its inception was -73.22%, smaller than the maximum CRCL drawdown of -80.93%. Use the drawdown chart below to compare losses from any high point for KLAR and CRCL.


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Drawdown Indicators


KLARCRCLDifference

Max Drawdown

Largest peak-to-trough decline

-73.22%

-80.93%

+7.71%

Current Drawdown

Current decline from peak

-71.43%

-63.78%

-7.65%

Average Drawdown

Average peak-to-trough decline

-37.17%

-52.05%

+14.88%

Volatility

KLAR vs. CRCL - Volatility Comparison


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Volatility by Period


KLARCRCLDifference

Volatility (1Y)

Calculated over the trailing 1-year period

72.37%

220.90%

-148.53%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

72.37%

220.90%

-148.53%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

72.37%

220.90%

-148.53%

Financials

KLAR vs. CRCL - Financials Comparison

This section allows you to compare key financial metrics between Klarna Group PLC and Circle Internet Group, Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


400.00M600.00M800.00M1.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
1.08B
770.23M
(KLAR) Total Revenue
(CRCL) Total Revenue
Values in USD except per share items

KLAR vs. CRCL - Profitability Comparison

The chart below illustrates the profitability comparison between Klarna Group PLC and Circle Internet Group, Inc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

-40.0%-20.0%0.0%20.0%40.0%60.0%80.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
57.0%
19.0%
Portfolio components
KLAR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported a gross profit of 617.00M and revenue of 1.08B. Therefore, the gross margin over that period was 57.0%.

CRCL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Circle Internet Group, Inc reported a gross profit of 146.68M and revenue of 770.23M. Therefore, the gross margin over that period was 19.0%.

KLAR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported an operating income of -11.00M and revenue of 1.08B, resulting in an operating margin of -1.0%.

CRCL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Circle Internet Group, Inc reported an operating income of 56.57M and revenue of 770.23M, resulting in an operating margin of 7.4%.

KLAR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported a net income of -47.00M and revenue of 1.08B, resulting in a net margin of -4.3%.

CRCL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Circle Internet Group, Inc reported a net income of 133.42M and revenue of 770.23M, resulting in a net margin of 17.3%.