KLAR vs. AFRM
Compare and contrast key facts about Klarna Group PLC (KLAR) and Affirm Holdings, Inc. (AFRM).
Performance
KLAR vs. AFRM - Performance Comparison
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KLAR vs. AFRM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
KLAR Klarna Group PLC | -54.72% | -36.91% |
AFRM Affirm Holdings, Inc. | -38.44% | -12.30% |
Fundamentals
KLAR:
$5.15B
AFRM:
$16.01B
KLAR:
-$0.78
AFRM:
$0.81
KLAR:
1.42
AFRM:
5.44
KLAR:
2.05
AFRM:
4.51
KLAR:
$3.48B
AFRM:
$2.92B
KLAR:
$2.04B
AFRM:
$1.74B
KLAR:
$119.00M
AFRM:
$789.93M
Returns By Period
In the year-to-date period, KLAR achieves a -54.72% return, which is significantly lower than AFRM's -38.44% return.
KLAR
- 1D
- 4.89%
- 1M
- -3.47%
- YTD
- -54.72%
- 6M
- -64.28%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
AFRM
- 1D
- 6.48%
- 1M
- -2.47%
- YTD
- -38.44%
- 6M
- -37.30%
- 1Y
- 1.39%
- 3Y*
- 59.60%
- 5Y*
- -8.50%
- 10Y*
- —
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Return for Risk
KLAR vs. AFRM — Risk / Return Rank
KLAR
AFRM
KLAR vs. AFRM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Klarna Group PLC (KLAR) and Affirm Holdings, Inc. (AFRM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
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Sharpe Ratios by Period
| KLAR | AFRM | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | — | 0.02 | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | -0.09 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -1.24 | -0.14 | -1.10 |
Correlation
The correlation between KLAR and AFRM is 0.61, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
KLAR vs. AFRM - Dividend Comparison
Neither KLAR nor AFRM has paid dividends to shareholders.
Drawdowns
KLAR vs. AFRM - Drawdown Comparison
The maximum KLAR drawdown since its inception was -73.22%, smaller than the maximum AFRM drawdown of -94.71%. Use the drawdown chart below to compare losses from any high point for KLAR and AFRM.
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Drawdown Indicators
| KLAR | AFRM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -73.22% | -94.71% | +21.49% |
Max Drawdown (1Y)Largest decline over 1 year | — | -53.86% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -94.71% | — |
Current DrawdownCurrent decline from peak | -71.43% | -72.81% | +1.38% |
Average DrawdownAverage peak-to-trough decline | -37.17% | -68.94% | +31.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 23.21% | — |
Volatility
KLAR vs. AFRM - Volatility Comparison
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Volatility by Period
| KLAR | AFRM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 17.61% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 44.04% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 72.37% | 70.18% | +2.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.37% | 96.66% | -24.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 72.37% | 96.58% | -24.21% |
Financials
KLAR vs. AFRM - Financials Comparison
This section allows you to compare key financial metrics between Klarna Group PLC and Affirm Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KLAR vs. AFRM - Profitability Comparison
KLAR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported a gross profit of 617.00M and revenue of 1.08B. Therefore, the gross margin over that period was 57.0%.
AFRM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Affirm Holdings, Inc. reported a gross profit of 0.00 and revenue of 328.38M. Therefore, the gross margin over that period was 0.0%.
KLAR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported an operating income of -11.00M and revenue of 1.08B, resulting in an operating margin of -1.0%.
AFRM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Affirm Holdings, Inc. reported an operating income of 117.63M and revenue of 328.38M, resulting in an operating margin of 35.8%.
KLAR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Klarna Group PLC reported a net income of -47.00M and revenue of 1.08B, resulting in a net margin of -4.3%.
AFRM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Affirm Holdings, Inc. reported a net income of 129.59M and revenue of 328.38M, resulting in a net margin of 39.5%.