JLKYX vs. PLTHX
JLKYX (John Hancock Funds Multi-Index 2055 Lifetime Portfolio) and PLTHX (Principal LifeTime Hybrid 2060 Fund) are both Target Retirement Date funds. Over the past 10 years, JLKYX returned 11.62%/yr vs 12.09%/yr for PLTHX. With a 0.98 correlation, they move nearly in lockstep. JLKYX charges 0.01%/yr vs 0.05%/yr for PLTHX.
Performance
JLKYX vs. PLTHX - Performance Comparison
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Returns By Period
In the year-to-date period, JLKYX achieves a 12.94% return, which is significantly higher than PLTHX's 11.70% return. Both investments have delivered pretty close results over the past 10 years, with JLKYX having a 11.62% annualized return and PLTHX not far ahead at 12.09%.
JLKYX
- 1D
- 0.48%
- 1M
- 5.49%
- YTD
- 12.94%
- 6M
- 13.74%
- 1Y
- 29.09%
- 3Y*
- 19.79%
- 5Y*
- 10.13%
- 10Y*
- 11.62%
PLTHX
- 1D
- 0.51%
- 1M
- 5.53%
- YTD
- 11.70%
- 6M
- 12.29%
- 1Y
- 28.05%
- 3Y*
- 19.98%
- 5Y*
- 10.55%
- 10Y*
- 12.09%
JLKYX vs. PLTHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 12.94% | 20.04% | 15.41% | 18.53% | -18.04% | 18.38% | 16.13% | 25.07% | -8.32% | 17.29% |
PLTHX Principal LifeTime Hybrid 2060 Fund | 11.70% | 19.91% | 17.18% | 20.28% | -18.52% | 20.05% | 16.11% | 26.46% | -9.93% | 21.32% |
Correlation
The correlation between JLKYX and PLTHX is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.98 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.98 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.99 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.98 |
Correlation (All Time) Calculated using the full available price history since Oct 2, 2014 | 0.98 |
The correlation between JLKYX and PLTHX has been stable across timeframes, ranging from 0.98 to 0.99 - a consistent structural relationship.
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Return for Risk
JLKYX vs. PLTHX — Risk / Return Rank
JLKYX
PLTHX
JLKYX vs. PLTHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX) and Principal LifeTime Hybrid 2060 Fund (PLTHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JLKYX | PLTHX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.04 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.44 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 3.24 | 3.34 | -0.10 |
| Martin ratioReturn relative to average drawdown | 14.36 | 15.30 | -0.94 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JLKYX | PLTHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.46 | 2.41 | +0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.67 | 0.68 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.76 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.69 | -0.04 |
Drawdowns
JLKYX vs. PLTHX - Drawdown Comparison
The maximum JLKYX drawdown since its inception was -32.55%, roughly equal to the maximum PLTHX drawdown of -33.26%. Use the drawdown chart below to compare losses from any high point for JLKYX and PLTHX.
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Drawdown Indicators
| JLKYX | PLTHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.55% | -33.26% | +0.71% |
Max Drawdown (1Y)Largest decline over 1 year | -9.16% | -8.60% | -0.56% |
Max Drawdown (3Y)Largest decline over 3 years | -16.11% | -16.64% | +0.53% |
Max Drawdown (5Y)Largest decline over 5 years | -25.75% | -25.49% | -0.26% |
Max Drawdown (10Y)Largest decline over 10 years | -32.55% | -33.26% | +0.71% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -4.66% | -4.81% | +0.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.06% | 1.87% | +0.19% |
Volatility
JLKYX vs. PLTHX - Volatility Comparison
John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX) and Principal LifeTime Hybrid 2060 Fund (PLTHX) have volatilities of 3.55% and 3.42%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JLKYX | PLTHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.55% | 3.42% | +0.13% |
Volatility (6M)Calculated over the trailing 6-month period | 9.59% | 9.46% | +0.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.05% | 11.93% | +0.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.21% | 15.50% | -0.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.21% | 15.97% | +0.24% |
JLKYX vs. PLTHX - Expense Ratio Comparison
JLKYX has a 0.01% expense ratio, which is lower than PLTHX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
JLKYX vs. PLTHX - Dividend Comparison
JLKYX's dividend yield for the trailing twelve months is around 3.19%, less than PLTHX's 3.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 3.19% | 3.61% | 1.77% | 2.16% | 8.08% | 5.71% | 3.88% | 8.54% | 10.69% | 4.33% | 3.23% | 1.75% |
PLTHX Principal LifeTime Hybrid 2060 Fund | 3.91% | 4.37% | 4.30% | 2.76% | 7.91% | 3.84% | 2.91% | 3.67% | 3.47% | 2.37% | 2.20% | 1.65% |
Frequently Asked Questions
With a correlation of 0.98, JLKYX and PLTHX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JLKYX has higher volatility (3.55%) compared to PLTHX (3.42%). In terms of maximum drawdown, JLKYX dropped -32.55% vs PLTHX's -33.26%.
JLKYX currently has the higher Sharpe Ratio (2.46 vs 2.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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