PLTHX vs. VOO
Compare and contrast key facts about Principal LifeTime Hybrid 2060 Fund (PLTHX) and Vanguard S&P 500 ETF (VOO).
PLTHX is managed by Principal. It was launched on Sep 29, 2014. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
PLTHX vs. VOO - Performance Comparison
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PLTHX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTHX Principal LifeTime Hybrid 2060 Fund | -4.47% | 19.91% | 17.18% | 20.28% | -18.52% | 20.05% | 16.11% | 26.46% | -9.93% | 21.32% |
VOO Vanguard S&P 500 ETF | -4.42% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
The year-to-date returns for both investments are quite close, with PLTHX having a -4.47% return and VOO slightly higher at -4.42%. Over the past 10 years, PLTHX has underperformed VOO with an annualized return of 10.60%, while VOO has yielded a comparatively higher 14.05% annualized return.
PLTHX
- 1D
- -0.32%
- 1M
- -8.10%
- YTD
- -4.47%
- 6M
- -1.58%
- 1Y
- 16.34%
- 3Y*
- 14.84%
- 5Y*
- 8.28%
- 10Y*
- 10.60%
VOO
- 1D
- 2.86%
- 1M
- -5.01%
- YTD
- -4.42%
- 6M
- -1.84%
- 1Y
- 17.67%
- 3Y*
- 18.27%
- 5Y*
- 11.75%
- 10Y*
- 14.05%
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PLTHX vs. VOO - Expense Ratio Comparison
PLTHX has a 0.05% expense ratio, which is higher than VOO's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PLTHX vs. VOO — Risk / Return Rank
PLTHX
VOO
PLTHX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2060 Fund (PLTHX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLTHX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.98 | +0.04 |
Sortino ratioReturn per unit of downside risk | 1.54 | 1.50 | +0.05 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.23 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.23 | 1.53 | -0.31 |
Martin ratioReturn relative to average drawdown | 6.18 | 7.29 | -1.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLTHX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.98 | +0.04 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.70 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.78 | -0.11 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.83 | -0.22 |
Correlation
The correlation between PLTHX and VOO is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLTHX vs. VOO - Dividend Comparison
PLTHX's dividend yield for the trailing twelve months is around 4.57%, more than VOO's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLTHX Principal LifeTime Hybrid 2060 Fund | 4.57% | 4.37% | 4.30% | 2.76% | 7.91% | 3.84% | 2.91% | 3.67% | 3.47% | 2.37% | 2.20% | 1.65% |
VOO Vanguard S&P 500 ETF | 1.19% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
PLTHX vs. VOO - Drawdown Comparison
The maximum PLTHX drawdown since its inception was -33.26%, roughly equal to the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for PLTHX and VOO.
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Drawdown Indicators
| PLTHX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.26% | -33.99% | +0.73% |
Max Drawdown (1Y)Largest decline over 1 year | -11.85% | -11.98% | +0.13% |
Max Drawdown (5Y)Largest decline over 5 years | -25.49% | -24.52% | -0.97% |
Max Drawdown (10Y)Largest decline over 10 years | -33.26% | -33.99% | +0.73% |
Current DrawdownCurrent decline from peak | -8.60% | -6.29% | -2.31% |
Average DrawdownAverage peak-to-trough decline | -4.86% | -3.72% | -1.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 2.52% | -0.17% |
Volatility
PLTHX vs. VOO - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2060 Fund (PLTHX) is 4.95%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.29%. This indicates that PLTHX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLTHX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.95% | 5.29% | -0.34% |
Volatility (6M)Calculated over the trailing 6-month period | 9.04% | 9.44% | -0.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.18% | 18.10% | -1.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.41% | 16.82% | -1.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.91% | 17.99% | -2.08% |