JLKYX vs. PLWIX
JLKYX (John Hancock Funds Multi-Index 2055 Lifetime Portfolio) and PLWIX (Principal LifeTime 2020 Fund) are both Target Retirement Date funds. Over the past 10 years, JLKYX returned 11.06%/yr vs 7.07%/yr for PLWIX. Their 0.95 correlation means they have historically moved very closely together. Both charge a 0.01% expense ratio.
Performance
JLKYX vs. PLWIX - Performance Comparison
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Returns By Period
In the year-to-date period, JLKYX achieves a 11.16% return, which is significantly higher than PLWIX's 3.96% return. Over the past 10 years, JLKYX has outperformed PLWIX with an annualized return of 11.06%, while PLWIX has yielded a comparatively lower 7.07% annualized return.
JLKYX
- 1D
- 1.90%
- 1M
- -0.32%
- 6M
- 7.83%
- YTD
- 11.16%
- 1Y
- 22.87%
- 3Y*
- 16.64%
- 5Y*
- 9.40%
- 10Y*
- 11.06%
- ALL TIME*
- 9.90%
PLWIX
- 1D
- 0.72%
- 1M
- -0.16%
- 6M
- 2.52%
- YTD
- 3.96%
- 1Y
- 9.09%
- 3Y*
- 10.38%
- 5Y*
- 4.88%
- 10Y*
- 7.07%
- ALL TIME*
- 5.98%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
JLKYX vs. PLWIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 11.16% | 20.04% | 15.41% | 18.53% | -18.04% | 18.38% | 16.13% | 25.07% | -8.32% | 17.29% |
PLWIX Principal LifeTime 2020 Fund | 3.96% | 11.32% | 12.21% | 12.23% | -14.36% | 9.05% | 12.70% | 18.40% | -5.72% | 14.96% |
Correlation
The correlation between JLKYX and PLWIX is 0.95, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.92 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.93 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Mar 27, 2014 | 0.95 |
The correlation between JLKYX and PLWIX has been stable across timeframes, ranging from 0.92 to 0.95 - a consistent structural relationship.
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Return for Risk
JLKYX vs. PLWIX — Risk / Return Rank
JLKYX
PLWIX
JLKYX vs. PLWIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX) and Principal LifeTime 2020 Fund (PLWIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JLKYX | PLWIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.23 | ||
| Sortino ratioReturn per unit of downside risk | +0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.25 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.28 | 1.81 | +0.47 |
| Martin ratioReturn relative to average drawdown | 9.63 | 7.75 | +1.87 |
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Drawdowns
JLKYX vs. PLWIX - Drawdown Comparison
The maximum JLKYX drawdown since its inception was -32.55%, smaller than the maximum PLWIX drawdown of -49.07%. Use the drawdown chart below to compare losses from any high point for JLKYX and PLWIX.
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Drawdown Indicators
| JLKYX | PLWIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.55% | -49.07% | +16.52% |
Max Drawdown (1Y)Largest decline over 1 year | -9.16% | -4.75% | -4.41% |
Max Drawdown (3Y)Largest decline over 3 years | -16.11% | -6.97% | -9.14% |
Max Drawdown (5Y)Largest decline over 5 years | -25.75% | -19.73% | -6.02% |
Max Drawdown (10Y)Largest decline over 10 years | -32.55% | -20.29% | -12.26% |
Current DrawdownCurrent decline from peak | -1.58% | -0.71% | -0.87% |
Average DrawdownAverage peak-to-trough decline | -4.62% | -5.69% | +1.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.17% | 1.11% | +1.06% |
Volatility
JLKYX vs. PLWIX - Volatility Comparison
John Hancock Funds Multi-Index 2055 Lifetime Portfolio (JLKYX) has a higher volatility of 3.72% compared to Principal LifeTime 2020 Fund (PLWIX) at 1.73%. This indicates that JLKYX's price experiences larger fluctuations and is considered to be riskier than PLWIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JLKYX | PLWIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 1.73% | +1.99% |
Volatility (6M)Calculated over the trailing 6-month period | 10.98% | 5.32% | +5.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.22% | 6.39% | +6.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.38% | 8.29% | +7.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.20% | 8.52% | +7.68% |
JLKYX vs. PLWIX - Expense Ratio Comparison
Both JLKYX and PLWIX have an expense ratio of 0.01%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
JLKYX vs. PLWIX - Dividend Comparison
JLKYX's dividend yield for the trailing twelve months is around 3.24%, less than PLWIX's 9.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JLKYX John Hancock Funds Multi-Index 2055 Lifetime Portfolio | 3.24% | 3.61% | 1.77% | 2.16% | 8.08% | 5.71% | 3.88% | 8.54% | 10.69% | 4.33% | 3.23% | 1.75% |
PLWIX Principal LifeTime 2020 Fund | 9.70% | 10.08% | 11.91% | 5.12% | 9.82% | 9.40% | 5.90% | 8.69% | 7.35% | 5.74% | 3.73% | 8.75% |
Frequently Asked Questions
With a correlation of 0.95, JLKYX and PLWIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JLKYX has higher volatility (3.72%) compared to PLWIX (1.73%). In terms of maximum drawdown, JLKYX dropped -32.55% vs PLWIX's -49.07%.
JLKYX currently has the higher Sharpe Ratio (1.58 vs 1.35), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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