IBIT vs. VTTVX
IBIT (iShares Bitcoin Trust ETF) and VTTVX (Vanguard Target Retirement 2025 Fund) are both funds - IBIT is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant, while VTTVX is a Diversified Portfolio fund managed by Vanguard. Over the past year, IBIT returned -40.63% vs 14.33% for VTTVX. At a 0.39 correlation, their price movements are largely independent. IBIT charges 0.25%/yr vs 0.08%/yr for VTTVX.
Performance
IBIT vs. VTTVX - Performance Comparison
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Returns By Period
In the year-to-date period, IBIT achieves a -27.41% return, which is significantly lower than VTTVX's 5.56% return.
IBIT
- 1D
- -0.03%
- 1M
- -20.12%
- YTD
- -27.41%
- 6M
- -29.61%
- 1Y
- -40.63%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VTTVX
- 1D
- 1.40%
- 1M
- 0.24%
- YTD
- 5.56%
- 6M
- 6.18%
- 1Y
- 14.33%
- 3Y*
- 12.18%
- 5Y*
- 5.66%
- 10Y*
- 7.98%
IBIT vs. VTTVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
IBIT iShares Bitcoin Trust ETF | -27.41% | -6.41% | 89.87% |
VTTVX Vanguard Target Retirement 2025 Fund | 5.56% | 14.63% | 10.19% |
Correlation
The correlation between IBIT and VTTVX is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.48 |
Correlation (All Time) Calculated using the full available price history since Jan 11, 2024 | 0.39 |
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Return for Risk
IBIT vs. VTTVX — Risk / Return Rank
IBIT
VTTVX
IBIT vs. VTTVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Bitcoin Trust ETF (IBIT) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IBIT | VTTVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.97 | ||
| Sortino ratioReturn per unit of downside risk | -4.21 | ||
| Omega ratioGain probability vs. loss probability | 0.85 | 1.39 | -0.53 |
| Calmar ratioReturn relative to maximum drawdown | -0.78 | 2.66 | -3.44 |
| Martin ratioReturn relative to average drawdown | -1.37 | 11.38 | -12.75 |
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Drawdowns
IBIT vs. VTTVX - Drawdown Comparison
The maximum IBIT drawdown since its inception was -52.11%, which is greater than VTTVX's maximum drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for IBIT and VTTVX.
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Drawdown Indicators
| IBIT | VTTVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.11% | -46.03% | -6.08% |
Max Drawdown (1Y)Largest decline over 1 year | -52.11% | -5.57% | -46.54% |
Max Drawdown (3Y)Largest decline over 3 years | — | -7.84% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -21.52% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -22.51% | — |
Current DrawdownCurrent decline from peak | -49.45% | -1.17% | -48.28% |
Average DrawdownAverage peak-to-trough decline | -16.53% | -5.05% | -11.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.64% | 1.30% | +28.34% |
Volatility
IBIT vs. VTTVX - Volatility Comparison
iShares Bitcoin Trust ETF (IBIT) has a higher volatility of 12.07% compared to Vanguard Target Retirement 2025 Fund (VTTVX) at 3.03%. This indicates that IBIT's price experiences larger fluctuations and is considered to be riskier than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IBIT | VTTVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.07% | 3.03% | +9.04% |
Volatility (6M)Calculated over the trailing 6-month period | 34.45% | 6.01% | +28.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 44.10% | 7.23% | +36.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 50.26% | 9.14% | +41.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.26% | 9.96% | +40.30% |
IBIT vs. VTTVX - Expense Ratio Comparison
IBIT has a 0.25% expense ratio, which is higher than VTTVX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
IBIT vs. VTTVX - Dividend Comparison
IBIT has not paid dividends to shareholders, while VTTVX's dividend yield for the trailing twelve months is around 7.00%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBIT iShares Bitcoin Trust ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.00% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
Frequently Asked Questions
IBIT and VTTVX have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBIT has higher volatility (12.07%) compared to VTTVX (3.03%). In terms of maximum drawdown, IBIT dropped -52.11% vs VTTVX's -46.03%.
VTTVX currently has the higher Sharpe Ratio (2.05 vs -0.92), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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