HUM vs. TQQQ

Last updated Jun 4, 2026

HUM (Humana Inc.) is a stock, while TQQQ (ProShares UltraPro QQQ) is Leveraged Equities fund tracking the NASDAQ-100 Index (300%). Over the past 10 years, HUM returned 6.70%/yr vs 45.33%/yr for TQQQ. At a 0.32 correlation, their price movements are largely independent.

Performance

HUM vs. TQQQ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Humana Inc. (HUM) and ProShares UltraPro QQQ (TQQQ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HUM achieves a 28.53% return, which is significantly lower than TQQQ's 64.46% return. Over the past 10 years, HUM has underperformed TQQQ with an annualized return of 6.70%, while TQQQ has yielded a comparatively higher 45.33% annualized return.

HUM

• 1D: 2.08%
• 1M: 37.64%
• YTD: 28.53%
• 6M: 28.57%
• 1Y: 42.54%
• 3Y*: -13.29%
• 5Y*: -4.20%
• 10Y*: 6.70%

TQQQ

• 1D: -0.76%
• 1M: 33.35%
• YTD: 64.46%
• 6M: 55.93%
• 1Y: 137.89%
• 3Y*: 69.49%
• 5Y*: 28.37%
• 10Y*: 45.33%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HUM vs. TQQQ - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HUM Humana Inc.	28.53%	2.36%	-43.96%	-9.94%	11.15%	13.80%	12.71%	28.94%	16.27%	22.60%
TQQQ ProShares UltraPro QQQ	64.46%	34.35%	58.27%	198.04%	-79.09%	82.98%	110.05%	133.84%	-19.79%	118.06%

Correlation

The correlation between HUM and TQQQ is 0.07, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.07
Correlation (3Y) Calculated over the trailing 3-year period	0.08
Correlation (5Y) Calculated over the trailing 5-year period	0.17
Correlation (10Y) Calculated over the trailing 10-year period	0.23
Correlation (All Time) Calculated using the full available price history since Feb 12, 2010	0.32

Over the past year, the correlation between HUM and TQQQ has dropped to 0.07 - well below their long-term average of 0.32, suggesting their price drivers have been diverging.

Return for Risk

HUM vs. TQQQ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HUM

HUM Risk / Return Rank: 63
HUM Sharpe Ratio Rank: 68
HUM Sortino Ratio Rank: 62
HUM Omega Ratio Rank: 66
HUM Calmar Ratio Rank: 59
HUM Martin Ratio Rank: 59

TQQQ

TQQQ Risk / Return Rank: 71
TQQQ Sharpe Ratio Rank: 86
TQQQ Sortino Ratio Rank: 65
TQQQ Omega Ratio Rank: 65
TQQQ Calmar Ratio Rank: 73
TQQQ Martin Ratio Rank: 66

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HUM vs. TQQQ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Humana Inc. (HUM) and ProShares UltraPro QQQ (TQQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HUM	TQQQ	Difference
Sharpe ratio: Return per unit of total volatility	0.87	2.92	-2.04
Sortino ratio: Return per unit of downside risk	1.37	3.09	-1.71
Omega ratio: Gain probability vs. loss probability	1.20	1.40	-0.20
Calmar ratio: Return relative to maximum drawdown	0.91	3.75	-2.85
Martin ratio: Return relative to average drawdown	1.87	12.27	-10.40
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HUM vs. TQQQ - Sharpe Ratio Comparison

The current HUM Sharpe Ratio is 0.87, which is lower than the TQQQ Sharpe Ratio of 2.92. The chart below compares the historical Sharpe Ratios of HUM and TQQQ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	HUM	TQQQ	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.87	2.92	-2.04
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.11	0.43	-0.54
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.19	0.69	-0.50
Sharpe Ratio (All Time) Calculated using the full available price history	0.22	0.74	-0.52

Drawdowns

HUM vs. TQQQ - Drawdown Comparison

The maximum HUM drawdown since its inception was -85.10%, roughly equal to the maximum TQQQ drawdown of -81.66%. Use the drawdown chart below to compare losses from any high point for HUM and TQQQ.

Drawdown Indicators

	HUM	TQQQ	Difference
Max Drawdown Largest peak-to-trough decline	-85.10%	-81.66%	-3.44%
Max Drawdown (1Y) Largest decline over 1 year	-47.18%	-36.97%	-10.21%
Max Drawdown (3Y) Largest decline over 3 years	-67.92%	-58.04%	-9.88%
Max Drawdown (5Y) Largest decline over 5 years	-69.92%	-81.66%	+11.74%
Max Drawdown (10Y) Largest decline over 10 years	-69.92%	-81.66%	+11.74%
Current Drawdown Current decline from peak	-39.49%	-0.76%	-38.73%
Average Drawdown Average peak-to-trough decline	-27.15%	-18.52%	-8.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	22.79%	11.28%	+11.51%

Volatility

HUM vs. TQQQ - Volatility Comparison

Humana Inc. (HUM) has a higher volatility of 15.20% compared to ProShares UltraPro QQQ (TQQQ) at 13.29%. This indicates that HUM's price experiences larger fluctuations and is considered to be riskier than TQQQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HUM	TQQQ	Difference
Volatility (1M) Calculated over the trailing 1-month period	15.20%	13.29%	+1.91%
Volatility (6M) Calculated over the trailing 6-month period	38.83%	36.04%	+2.79%
Volatility (1Y) Calculated over the trailing 1-year period	48.96%	47.60%	+1.36%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	37.37%	66.53%	-29.16%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.59%	65.96%	-31.37%

Dividends

HUM vs. TQQQ - Dividend Comparison

HUM's dividend yield for the trailing twelve months is around 1.08%, more than TQQQ's 0.36% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HUM Humana Inc.	1.08%	1.38%	1.40%	0.77%	0.62%	0.60%	0.61%	0.60%	0.70%	0.76%	0.43%	0.64%
TQQQ ProShares UltraPro QQQ	0.36%	0.65%	1.27%	1.26%	0.57%	0.00%	0.00%	0.06%	0.11%	0.00%	0.00%	0.01%

Frequently Asked Questions

Can I hold both HUM and TQQQ in my portfolio?

HUM and TQQQ have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HUM or TQQQ?

HUM has higher volatility (15.20%) compared to TQQQ (13.29%). In terms of maximum drawdown, HUM dropped -85.10% vs TQQQ's -81.66%.

Which has better risk-adjusted returns?

TQQQ currently has the higher Sharpe Ratio (2.92 vs 0.87), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.