HUM vs. CI
HUM (Humana Inc.) and CI (The Cigna Group) are both stocks. Both operate in the Healthcare Plans industry within the Healthcare sector. Over the past 10 years, HUM returned 8.85%/yr vs 9.54%/yr for CI. Their 0.44 correlation means their historical movements had little consistent relationship.
Performance
HUM vs. CI - Performance Comparison
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Returns By Period
In the year-to-date period, HUM achieves a 43.12% return, which is significantly higher than CI's 2.54% return. Over the past 10 years, HUM has underperformed CI with an annualized return of 8.85%, while CI has yielded a comparatively higher 9.54% annualized return.
HUM
- 1D
- -0.76%
- 1M
- -8.29%
- 6M
- 87.79%
- YTD
- 43.12%
- 1Y
- 49.28%
- 3Y*
- -6.26%
- 5Y*
- -2.12%
- 10Y*
- 8.85%
- ALL TIME*
- 9.55%
CI
- 1D
- -2.99%
- 1M
- -3.03%
- 6M
- 2.96%
- YTD
- 2.54%
- 1Y
- 8.77%
- 3Y*
- -0.02%
- 5Y*
- 5.92%
- 10Y*
- 9.54%
- ALL TIME*
- 10.94%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $460.57M | $474.33M | $477.27M | |
HUM Humana Inc. | $603.25M | $586.13M | $541.90M |
HUM vs. CI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HUM Humana Inc. | 43.12% | 2.36% | -43.96% | -9.94% | 11.15% | 13.80% | 12.71% | 28.94% | 16.27% | 22.60% |
CI The Cigna Group | 2.54% | 1.72% | -6.27% | -7.97% | 46.68% | 12.29% | 1.83% | 7.70% | -6.46% | 52.29% |
Correlation
The correlation between HUM and CI is 0.43, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.43 |
Correlation (3Y) Balances recent behavior with more history. | 0.36 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.45 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.51 |
Correlation (All Time) Calculated using the full available price history since Jan 22, 1993 | 0.44 |
The correlation between HUM and CI shifts across timeframes, from 0.36 (3 years) to 0.51 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
HUM:
$43.67B
CI:
$73.82B
HUM:
$10.59
CI:
$24.16
HUM:
34.35
CI:
11.55
HUM:
0.30
CI:
0.26
HUM:
2.29
CI:
1.73
HUM:
$145.68B
CI:
$282.38B
HUM:
$19.89B
CI:
$17.96B
HUM:
$3.07B
CI:
$9.16B
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Return for Risk
HUM vs. CI — Risk / Return Rank
HUM
CI
HUM vs. CI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Humana Inc. (HUM) and The Cigna Group (CI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HUM | CI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.79 | ||
| Sortino ratioReturn per unit of downside risk | +0.98 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.07 | +0.15 |
| Calmar ratioReturn relative to maximum drawdown | 1.02 | 0.31 | +0.70 |
| Martin ratioReturn relative to average drawdown | 2.11 | 0.74 | +1.36 |
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Drawdowns
HUM vs. CI - Drawdown Comparison
The maximum HUM drawdown since its inception was -85.10%, roughly equal to the maximum CI drawdown of -84.34%. Use the drawdown chart below to compare losses from any high point for HUM and CI.
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Drawdown Indicators
| HUM | CI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -85.10% | -84.34% | -0.76% |
Max Drawdown (1Y)Largest decline over 1 year | -47.18% | -21.41% | -25.77% |
Max Drawdown (3Y)Largest decline over 3 years | -67.92% | -32.10% | -35.82% |
Max Drawdown (5Y)Largest decline over 5 years | -69.92% | -32.10% | -37.82% |
Max Drawdown (10Y)Largest decline over 10 years | -69.92% | -42.47% | -27.45% |
Current DrawdownCurrent decline from peak | -32.62% | -21.16% | -11.46% |
Average DrawdownAverage peak-to-trough decline | -27.16% | -18.82% | -8.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.72% | 9.02% | +13.70% |
Volatility
HUM vs. CI - Volatility Comparison
Humana Inc. (HUM) and The Cigna Group (CI) have volatilities of 10.96% and 10.65%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HUM | CI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.96% | 10.65% | +0.31% |
Volatility (6M)Calculated over the trailing 6-month period | 30.16% | 20.43% | +9.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 48.41% | 33.83% | +14.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 37.77% | 28.73% | +9.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.49% | 30.70% | +3.79% |
Dividends
HUM vs. CI - Dividend Comparison
HUM's dividend yield for the trailing twelve months is around 0.97%, less than CI's 2.20% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CI The Cigna Group | 2.20% | 2.19% | 2.03% | 1.64% | 1.35% | 1.74% | 0.02% | 0.02% | 0.02% | 0.02% | 0.03% | 0.03% |
HUM Humana Inc. | 0.97% | 1.38% | 1.40% | 0.77% | 0.62% | 0.60% | 0.61% | 0.60% | 0.70% | 0.76% | 0.43% | 0.64% |
Financials
HUM vs. CI - Financials Comparison
This section allows you to compare key financial metrics between Humana Inc. and The Cigna Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HUM vs. CI - Profitability Comparison
HUM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Humana Inc. reported a gross profit of 5.50B and revenue of 40.87B. Therefore, the gross margin over that period was 13.5%.
CI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Cigna Group reported a gross profit of 0.00 and revenue of 71.67B. Therefore, the gross margin over that period was 0.0%.
HUM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Humana Inc. reported an operating income of 1.36B and revenue of 40.87B, resulting in an operating margin of 3.3%.
CI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Cigna Group reported an operating income of 2.68B and revenue of 71.67B, resulting in an operating margin of 3.7%.
HUM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Humana Inc. reported a net income of 693.00M and revenue of 40.87B, resulting in a net margin of 1.7%.
CI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Cigna Group reported a net income of 1.66B and revenue of 71.67B, resulting in a net margin of 2.3%.
Frequently Asked Questions
HUM and CI have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HUM has higher volatility (10.96%) compared to CI (10.65%). In terms of maximum drawdown, HUM dropped -85.10% vs CI's -84.34%.
HUM currently has the higher Sharpe Ratio (1.00 vs 0.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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