GMWZX vs. GDMYX
GMWZX (GuideStone Funds MyDestination 2025 Fund) and GDMYX (GuideStone Funds Defensive Market Strategies Fund) are both mutual funds - GMWZX is a Target Retirement Date fund managed by GuideStone Funds, while GDMYX is a Diversified Portfolio fund managed by GuideStone Funds. Over the past 10 years, GMWZX returned 7.55%/yr vs 5.89%/yr for GDMYX. Their correlation of 0.91 suggests significant overlap in exposure. GMWZX charges 0.36%/yr vs 0.66%/yr for GDMYX.
Performance
GMWZX vs. GDMYX - Performance Comparison
Loading charts...
Returns By Period
The year-to-date returns for both investments are quite close, with GMWZX having a 5.66% return and GDMYX slightly higher at 5.79%. Over the past 10 years, GMWZX has outperformed GDMYX with an annualized return of 7.55%, while GDMYX has yielded a comparatively lower 5.89% annualized return.
GMWZX
- 1D
- -0.09%
- 1M
- 1.06%
- YTD
- 5.66%
- 6M
- 5.46%
- 1Y
- 14.16%
- 3Y*
- 11.21%
- 5Y*
- 5.31%
- 10Y*
- 7.55%
GDMYX
- 1D
- -0.16%
- 1M
- 0.81%
- YTD
- 5.79%
- 6M
- 5.34%
- 1Y
- 15.03%
- 3Y*
- 11.27%
- 5Y*
- 2.59%
- 10Y*
- 5.89%
GMWZX vs. GDMYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GMWZX GuideStone Funds MyDestination 2025 Fund | 5.66% | 12.82% | 8.88% | 12.64% | -14.42% | 8.94% | 10.70% | 18.19% | -4.90% | 14.93% |
GDMYX GuideStone Funds Defensive Market Strategies Fund | 5.79% | 10.46% | 11.71% | 11.43% | -25.87% | 12.14% | 10.04% | 19.79% | -2.69% | 11.51% |
Correlation
The correlation between GMWZX and GDMYX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.93 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.91 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.93 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.91 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.91 |
The correlation between GMWZX and GDMYX has been stable across timeframes, ranging from 0.91 to 0.93 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
GMWZX vs. GDMYX — Risk / Return Rank
GMWZX
GDMYX
GMWZX vs. GDMYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds MyDestination 2025 Fund (GMWZX) and GuideStone Funds Defensive Market Strategies Fund (GDMYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GMWZX | GDMYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.16 | ||
| Omega ratioGain probability vs. loss probability | 1.40 | 1.40 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.66 | 2.67 | -0.01 |
| Martin ratioReturn relative to average drawdown | 11.83 | 12.69 | -0.85 |
Loading charts...
Drawdowns
GMWZX vs. GDMYX - Drawdown Comparison
The maximum GMWZX drawdown since its inception was -51.44%, which is greater than GDMYX's maximum drawdown of -29.89%. Use the drawdown chart below to compare losses from any high point for GMWZX and GDMYX.
Loading charts...
Drawdown Indicators
| GMWZX | GDMYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.44% | -29.89% | -21.55% |
Max Drawdown (1Y)Largest decline over 1 year | -5.59% | -5.95% | +0.36% |
Max Drawdown (3Y)Largest decline over 3 years | -7.91% | -16.58% | +8.67% |
Max Drawdown (5Y)Largest decline over 5 years | -19.61% | -29.89% | +10.28% |
Max Drawdown (10Y)Largest decline over 10 years | -21.65% | -29.89% | +8.24% |
Current DrawdownCurrent decline from peak | -0.26% | -0.49% | +0.23% |
Average DrawdownAverage peak-to-trough decline | -6.25% | -5.68% | -0.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.25% | 1.25% | 0.00% |
Volatility
GMWZX vs. GDMYX - Volatility Comparison
The current volatility for GuideStone Funds MyDestination 2025 Fund (GMWZX) is 2.87%, while GuideStone Funds Defensive Market Strategies Fund (GDMYX) has a volatility of 3.03%. This indicates that GMWZX experiences smaller price fluctuations and is considered to be less risky than GDMYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| GMWZX | GDMYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.87% | 3.03% | -0.16% |
Volatility (6M)Calculated over the trailing 6-month period | 5.95% | 6.24% | -0.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.13% | 7.82% | -0.69% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.52% | 12.47% | -3.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.07% | 12.26% | -3.19% |
GMWZX vs. GDMYX - Expense Ratio Comparison
GMWZX has a 0.36% expense ratio, which is lower than GDMYX's 0.66% expense ratio.
Dividends
GMWZX vs. GDMYX - Dividend Comparison
GMWZX's dividend yield for the trailing twelve months is around 6.16%, less than GDMYX's 8.84% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GDMYX GuideStone Funds Defensive Market Strategies Fund | 8.84% | 10.22% | 10.00% | 2.28% | 0.00% | 10.65% | 3.09% | 5.76% | 5.36% | 4.63% | 0.00% | 0.00% |
GMWZX GuideStone Funds MyDestination 2025 Fund | 6.16% | 6.51% | 7.59% | 3.19% | 7.34% | 4.83% | 3.88% | 3.78% | 6.58% | 3.93% | 3.35% | 16.40% |
Frequently Asked Questions
With a correlation of 0.93, GMWZX and GDMYX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
GDMYX has higher volatility (3.03%) compared to GMWZX (2.87%). In terms of maximum drawdown, GMWZX dropped -51.44% vs GDMYX's -29.89%.
GMWZX currently has the higher Sharpe Ratio (2.09 vs 2.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for GMWZX and GDMYX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer