FXAIX vs. VFFVX
FXAIX (Fidelity 500 Index Fund) and VFFVX (Vanguard Target Retirement 2055 Fund) are both mutual funds - FXAIX is a S&P 500 fund tracking the S&P 500 Index, while VFFVX is a Target Retirement Date fund managed by Vanguard. Over the past 10 years, FXAIX returned 15.18%/yr vs 11.53%/yr for VFFVX. Their 0.96 correlation means they have historically moved very closely together. FXAIX charges 0.02%/yr vs 0.08%/yr for VFFVX.
Performance
FXAIX vs. VFFVX - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with FXAIX having a 11.76% return and VFFVX slightly lower at 11.56%. Over the past 10 years, FXAIX has outperformed VFFVX with an annualized return of 15.18%, while VFFVX has yielded a comparatively lower 11.53% annualized return.
FXAIX
- 1D
- 1.48%
- 1M
- 1.63%
- 6M
- 10.50%
- YTD
- 11.76%
- 1Y
- 21.49%
- 3Y*
- 20.87%
- 5Y*
- 13.14%
- 10Y*
- 15.18%
- ALL TIME*
- 14.04%
VFFVX
- 1D
- 1.10%
- 1M
- 0.94%
- 6M
- 8.11%
- YTD
- 11.56%
- 1Y
- 21.78%
- 3Y*
- 18.13%
- 5Y*
- 9.76%
- 10Y*
- 11.53%
- ALL TIME*
- 11.09%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FXAIX vs. VFFVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FXAIX Fidelity 500 Index Fund | 11.76% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 18.42% | 31.48% | -4.43% | 21.82% |
VFFVX Vanguard Target Retirement 2055 Fund | 11.56% | 21.44% | 14.50% | 20.39% | -17.48% | 16.44% | 16.33% | 24.98% | -7.88% | 21.39% |
Correlation
The correlation between FXAIX and VFFVX is 0.96 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.96 |
Correlation (3Y) Balances recent behavior with more history. | 0.94 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.95 |
Correlation (All Time) Calculated using the full available price history since May 4, 2011 | 0.96 |
The correlation between FXAIX and VFFVX has been stable across timeframes, ranging from 0.94 to 0.96 - a consistent structural relationship.
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Return for Risk
FXAIX vs. VFFVX — Risk / Return Rank
FXAIX
VFFVX
FXAIX vs. VFFVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity 500 Index Fund (FXAIX) and Vanguard Target Retirement 2055 Fund (VFFVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FXAIX | VFFVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.04 | ||
| Sortino ratioReturn per unit of downside risk | -0.08 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.34 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.63 | 2.63 | 0.00 |
| Martin ratioReturn relative to average drawdown | 11.30 | 10.94 | +0.35 |
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Drawdowns
FXAIX vs. VFFVX - Drawdown Comparison
The maximum FXAIX drawdown since its inception was -33.79%, which is greater than VFFVX's maximum drawdown of -31.40%. Use the drawdown chart below to compare losses from any high point for FXAIX and VFFVX.
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Drawdown Indicators
| FXAIX | VFFVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.79% | -31.40% | -2.39% |
Max Drawdown (1Y)Largest decline over 1 year | -8.89% | -8.93% | +0.04% |
Max Drawdown (3Y)Largest decline over 3 years | -18.76% | -14.52% | -4.24% |
Max Drawdown (5Y)Largest decline over 5 years | -24.50% | -25.39% | +0.89% |
Max Drawdown (10Y)Largest decline over 10 years | -33.79% | -31.40% | -2.39% |
Current DrawdownCurrent decline from peak | 0.00% | -0.54% | +0.54% |
Average DrawdownAverage peak-to-trough decline | -3.77% | -4.12% | +0.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.07% | 2.14% | -0.07% |
Volatility
FXAIX vs. VFFVX - Volatility Comparison
Fidelity 500 Index Fund (FXAIX) and Vanguard Target Retirement 2055 Fund (VFFVX) have volatilities of 3.81% and 3.85%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FXAIX | VFFVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.81% | 3.85% | -0.04% |
Volatility (6M)Calculated over the trailing 6-month period | 10.20% | 10.52% | -0.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.86% | 12.60% | +0.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.04% | 14.37% | +2.67% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.09% | 15.09% | +3.00% |
FXAIX vs. VFFVX - Expense Ratio Comparison
FXAIX has a 0.02% expense ratio, which is lower than VFFVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FXAIX vs. VFFVX - Dividend Comparison
FXAIX's dividend yield for the trailing twelve months is around 1.04%, less than VFFVX's 1.86% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FXAIX Fidelity 500 Index Fund | 1.04% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
VFFVX Vanguard Target Retirement 2055 Fund | 1.86% | 2.08% | 2.31% | 2.18% | 2.19% | 10.03% | 1.82% | 2.15% | 2.35% | 1.83% | 1.99% | 1.98% |
Frequently Asked Questions
With a correlation of 0.96, FXAIX and VFFVX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VFFVX has higher volatility (3.85%) compared to FXAIX (3.81%). In terms of maximum drawdown, FXAIX dropped -33.79% vs VFFVX's -31.40%.
VFFVX currently has the higher Sharpe Ratio (1.87 vs 1.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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