FSI vs. SOFI

Last updated Jun 24, 2026

FSI (Flexible Solutions International Inc.) and SOFI (SoFi Technologies, Inc.) are both stocks. FSI operates in Specialty Chemicals (Basic Materials), while SOFI operates in Credit Services (Financial Services). Over the past 5 years, FSI returned 12.61%/yr vs -3.69%/yr for SOFI. At a 0.23 correlation, their price movements are largely independent.

Performance

FSI vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Flexible Solutions International Inc. (FSI) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FSI achieves a -4.16% return, which is significantly higher than SOFI's -33.96% return.

FSI

• 1D: -0.69%
• 1M: -2.20%
• YTD: -4.16%
• 6M: -9.86%
• 1Y: 47.48%
• 3Y*: 35.63%
• 5Y*: 12.61%
• 10Y*: 18.10%

SOFI

• 1D: 1.11%
• 1M: 10.69%
• YTD: -33.96%
• 6M: -36.41%
• 1Y: 12.57%
• 3Y*: 27.82%
• 5Y*: -3.69%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FSI vs. SOFI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
FSI Flexible Solutions International Inc.	-4.16%	90.62%	98.05%	-37.34%	-20.31%	56.22%	-0.40%
SOFI SoFi Technologies, Inc.	-33.96%	70.00%	54.77%	115.84%	-70.84%	27.09%	13.09%

Correlation

The correlation between FSI and SOFI is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.25
Correlation (3Y) Calculated over the trailing 3-year period	0.25
Correlation (5Y) Calculated over the trailing 5-year period	0.23
Correlation (All Time) Calculated using the full available price history since Nov 30, 2020	0.24

Fundamentals

EPS FSI : $0.14 SOFI : $0.44
PE Ratio FSI : 44.79 SOFI : 38.95
PS Ratio FSI : 2.24 SOFI : 4.75
Total Revenue (TTM) FSI : $38.56M SOFI : $4.73B
Gross Profit (TTM) FSI : $12.53M SOFI : $3.39B
EBITDA (TTM) FSI : $6.56M SOFI : $1.40B

Return for Risk

FSI vs. SOFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FSI

FSI Risk / Return Rank: 64
FSI Sharpe Ratio Rank: 66
FSI Sortino Ratio Rank: 68
FSI Omega Ratio Rank: 66
FSI Calmar Ratio Rank: 62
FSI Martin Ratio Rank: 57

SOFI

SOFI Risk / Return Rank: 48
SOFI Sharpe Ratio Rank: 51
SOFI Sortino Ratio Rank: 48
SOFI Omega Ratio Rank: 47
SOFI Calmar Ratio Rank: 48
SOFI Martin Ratio Rank: 48

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FSI vs. SOFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Flexible Solutions International Inc. (FSI) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FSI	SOFI	Difference
Sharpe ratio: Return per unit of total volatility	0.73	0.23	+0.50
Sortino ratio: Return per unit of downside risk	1.57	0.68	+0.89
Omega ratio: Gain probability vs. loss probability	1.19	1.08	+0.11
Calmar ratio: Return relative to maximum drawdown	0.89	0.24	+0.65
Martin ratio: Return relative to average drawdown	1.32	0.42	+0.89

FSI vs. SOFI - Sharpe Ratio Comparison

The current FSI Sharpe Ratio is 0.73, which is higher than the SOFI Sharpe Ratio of 0.23. The chart below compares the historical Sharpe Ratios of FSI and SOFI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FSI vs. SOFI - Drawdown Comparison

The maximum FSI drawdown since its inception was -88.76%, which is greater than SOFI's maximum drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for FSI and SOFI.

Drawdown Indicators

	FSI	SOFI	Difference
Max Drawdown Largest peak-to-trough decline	-88.76%	-83.32%	-5.44%
Max Drawdown (1Y) Largest decline over 1 year	-53.51%	-52.96%	-0.55%
Max Drawdown (3Y) Largest decline over 3 years	-53.72%	-52.96%	-0.76%
Max Drawdown (5Y) Largest decline over 5 years	-68.62%	-81.54%	+12.92%
Max Drawdown (10Y) Largest decline over 10 years	-75.74%	—	—
Current Drawdown Current decline from peak	-42.71%	-46.32%	+3.61%
Average Drawdown Average peak-to-trough decline	-49.44%	-51.18%	+1.74%
Ulcer Index Depth and duration of drawdowns from previous peaks	36.14%	29.74%	+6.40%

Volatility

FSI vs. SOFI - Volatility Comparison

The current volatility for Flexible Solutions International Inc. (FSI) is 7.30%, while SoFi Technologies, Inc. (SOFI) has a volatility of 17.56%. This indicates that FSI experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FSI	SOFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.30%	17.56%	-10.26%
Volatility (6M) Calculated over the trailing 6-month period	32.67%	38.31%	-5.64%
Volatility (1Y) Calculated over the trailing 1-year period	65.56%	55.98%	+9.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	65.80%	66.65%	-0.85%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	65.17%	71.83%	-6.66%

Dividends

FSI vs. SOFI - Dividend Comparison

Neither FSI nor SOFI has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
FSI Flexible Solutions International Inc.	0.00%	1.49%	2.77%	2.62%	0.00%	0.00%	0.00%	7.78%
SOFI SoFi Technologies, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both FSI and SOFI in my portfolio?

FSI and SOFI have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FSI or SOFI?

SOFI has higher volatility (17.56%) compared to FSI (7.30%). In terms of maximum drawdown, FSI dropped -88.76% vs SOFI's -83.32%.

Which has better risk-adjusted returns?

FSI currently has the higher Sharpe Ratio (0.73 vs 0.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.