FRDTX vs. AMINX

Last updated Aug 1, 2026

FRDTX (Franklin Rising Dividends Fund Class C) and AMINX (Amana Income Fund Institutional Class) are both mutual funds - FRDTX is a Large Cap Blend Equities fund managed by Franklin Templeton, while AMINX is a Dividend fund actively managed by Amana. Over the past 10 years, FRDTX returned 11.76%/yr vs 12.05%/yr for AMINX. Their correlation of 0.91 means they have usually moved in the same direction. FRDTX charges 1.59%/yr vs 0.76%/yr for AMINX.

Performance

FRDTX vs. AMINX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Franklin Rising Dividends Fund Class C (FRDTX) and Amana Income Fund Institutional Class (AMINX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FRDTX achieves a 7.78% return, which is significantly lower than AMINX's 12.82% return. Both investments have delivered pretty close results over the past 10 years, with FRDTX having a 11.76% annualized return and AMINX not far ahead at 12.05%.

FRDTX

• 1D: 1.01%
• 1M: 1.65%
• 6M: 6.82%
• YTD: 7.78%
• 1Y: 12.74%
• 3Y*: 14.14%
• 5Y*: 9.13%
• 10Y*: 11.76%
• ALL TIME*: 9.85%

AMINX

• 1D: 1.61%
• 1M: -0.29%
• 6M: 10.38%
• YTD: 12.82%
• 1Y: 21.50%
• 3Y*: 15.37%
• 5Y*: 10.98%
• 10Y*: 12.05%
• ALL TIME*: 11.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
AMINX Amana Income Fund Institutional Class	$0.00	$0.00	$0.00
FRDTX Franklin Rising Dividends Fund Class C	$0.00	$0.00	$0.00

FRDTX vs. AMINX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FRDTX Franklin Rising Dividends Fund Class C	7.78%	11.13%	21.73%	11.27%	-11.36%	25.67%	15.42%	28.87%	-5.99%	19.19%
AMINX Amana Income Fund Institutional Class	12.82%	16.69%	13.13%	13.87%	-8.65%	22.81%	14.18%	25.59%	-4.94%	21.95%

Correlation

The correlation between FRDTX and AMINX is 0.81, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.81
Correlation (3Y) Balances recent behavior with more history.	0.82
Correlation (5Y) Shows whether the relationship held over a longer period.	0.87
Correlation (10Y) Provides a long-term view across more market conditions.	0.90
Correlation (All Time) Calculated using the full available price history since Jan 2, 2014	0.91

The correlation between FRDTX and AMINX shifts across timeframes, from 0.81 (1 year) to 0.91 (all time), reflecting how their relationship changes across market environments.

Return for Risk

FRDTX vs. AMINX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

FRDTX

FRDTX Risk / Return Rank: 33
FRDTX Sharpe Ratio Rank: 31
FRDTX Sortino Ratio Rank: 31
FRDTX Omega Ratio Rank: 29
FRDTX Calmar Ratio Rank: 34
FRDTX Martin Ratio Rank: 39

AMINX

AMINX Risk / Return Rank: 57
AMINX Sharpe Ratio Rank: 62
AMINX Sortino Ratio Rank: 62
AMINX Omega Ratio Rank: 58
AMINX Calmar Ratio Rank: 48
AMINX Martin Ratio Rank: 54

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

FRDTX vs. AMINX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Franklin Rising Dividends Fund Class C (FRDTX) and Amana Income Fund Institutional Class (AMINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FRDTX	AMINX	Difference
Sharpe ratio: Return per unit of total volatility	1.06	1.51	-0.45
Sortino ratio: Return per unit of downside risk	1.56	2.19	-0.63
Omega ratio: Gain probability vs. loss probability	1.19	1.27	-0.08
Calmar ratio: Return relative to maximum drawdown	1.52	1.82	-0.30
Martin ratio: Return relative to average drawdown	5.86	7.24	-1.38

FRDTX vs. AMINX - Sharpe Ratio Comparison

The current FRDTX Sharpe Ratio is 1.06, which is comparable to the AMINX Sharpe Ratio of 1.51. The chart below compares the historical Sharpe Ratios of FRDTX and AMINX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FRDTX vs. AMINX - Drawdown Comparison

The maximum FRDTX drawdown since its inception was -52.13%, which is greater than AMINX's maximum drawdown of -31.45%. Use the drawdown chart below to compare losses from any high point for FRDTX and AMINX.

Drawdown Indicators

	FRDTX	AMINX	Difference
Max Drawdown Largest peak-to-trough decline	-52.13%	-31.45%	-20.68%
Max Drawdown (1Y) Largest decline over 1 year	-7.20%	-11.00%	+3.80%
Max Drawdown (3Y) Largest decline over 3 years	-18.54%	-15.34%	-3.20%
Max Drawdown (5Y) Largest decline over 5 years	-21.53%	-19.04%	-2.49%
Max Drawdown (10Y) Largest decline over 10 years	-34.93%	-31.45%	-3.48%
Current Drawdown Current decline from peak	-0.23%	-1.09%	+0.86%
Average Drawdown Average peak-to-trough decline	-6.52%	-3.61%	-2.91%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.87%	2.76%	-0.89%

Volatility

FRDTX vs. AMINX - Volatility Comparison

The current volatility for Franklin Rising Dividends Fund Class C (FRDTX) is 2.81%, while Amana Income Fund Institutional Class (AMINX) has a volatility of 3.49%. This indicates that FRDTX experiences smaller price fluctuations and is considered to be less risky than AMINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FRDTX	AMINX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.81%	3.49%	-0.68%
Volatility (6M) Calculated over the trailing 6-month period	7.77%	10.94%	-3.17%
Volatility (1Y) Calculated over the trailing 1-year period	10.35%	13.27%	-2.92%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.44%	14.08%	+3.36%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.07%	15.95%	+2.12%

FRDTX vs. AMINX - Expense Ratio Comparison

FRDTX has a 1.59% expense ratio, which is higher than AMINX's 0.76% expense ratio.

Dividends

FRDTX vs. AMINX - Dividend Comparison

FRDTX's dividend yield for the trailing twelve months is around 8.98%, more than AMINX's 5.16% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AMINX Amana Income Fund Institutional Class	5.16%	5.80%	6.06%	5.61%	8.61%	5.02%	6.91%	8.22%	6.87%	6.04%	4.58%	7.18%
FRDTX Franklin Rising Dividends Fund Class C	8.98%	9.73%	19.21%	3.91%	4.27%	3.95%	0.17%	2.35%	4.44%	2.59%	2.61%	4.58%

Frequently Asked Questions

Can I hold both FRDTX and AMINX in my portfolio?

FRDTX and AMINX have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FRDTX or AMINX?

AMINX has higher volatility (3.49%) compared to FRDTX (2.81%). In terms of maximum drawdown, FRDTX dropped -52.13% vs AMINX's -31.45%.

Which has better risk-adjusted returns?

AMINX currently has the higher Sharpe Ratio (1.51 vs 1.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.