FLOT vs. VTTVX
FLOT (iShares Floating Rate Bond ETF) and VTTVX (Vanguard Target Retirement 2025 Fund) are both funds - FLOT is a Ultrashort Bond fund tracking the Bloomberg US Floating Rate Note < 5 Years Index, while VTTVX is a Diversified Portfolio fund managed by Vanguard. Over the past 10 years, FLOT returned 3.04%/yr vs 7.98%/yr for VTTVX. At a 0.13 correlation, their price movements are largely independent. FLOT charges 0.15%/yr vs 0.08%/yr for VTTVX.
Performance
FLOT vs. VTTVX - Performance Comparison
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Returns By Period
In the year-to-date period, FLOT achieves a 1.99% return, which is significantly lower than VTTVX's 5.56% return. Over the past 10 years, FLOT has underperformed VTTVX with an annualized return of 3.04%, while VTTVX has yielded a comparatively higher 7.98% annualized return.
FLOT
- 1D
- 0.02%
- 1M
- 0.45%
- YTD
- 1.99%
- 6M
- 2.23%
- 1Y
- 4.87%
- 3Y*
- 5.66%
- 5Y*
- 4.22%
- 10Y*
- 3.04%
VTTVX
- 1D
- 1.40%
- 1M
- 0.05%
- YTD
- 5.56%
- 6M
- 6.18%
- 1Y
- 15.21%
- 3Y*
- 12.18%
- 5Y*
- 5.66%
- 10Y*
- 7.98%
FLOT vs. VTTVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FLOT iShares Floating Rate Bond ETF | 1.99% | 4.91% | 6.53% | 6.43% | 1.28% | 0.45% | 0.87% | 3.97% | 1.48% | 1.65% |
VTTVX Vanguard Target Retirement 2025 Fund | 5.56% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
Correlation
The correlation between FLOT and VTTVX is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.30 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Jun 17, 2011 | 0.13 |
The correlation between FLOT and VTTVX shifts across timeframes, from 0.13 (all time) to 0.33 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
FLOT vs. VTTVX — Risk / Return Rank
FLOT
VTTVX
FLOT vs. VTTVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Floating Rate Bond ETF (FLOT) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FLOT | VTTVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +4.51 | ||
| Sortino ratioReturn per unit of downside risk | +8.93 | ||
| Omega ratioGain probability vs. loss probability | 3.23 | 1.39 | +1.84 |
| Calmar ratioReturn relative to maximum drawdown | 11.32 | 2.66 | +8.66 |
| Martin ratioReturn relative to average drawdown | 105.27 | 11.38 | +93.89 |
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Drawdowns
FLOT vs. VTTVX - Drawdown Comparison
The maximum FLOT drawdown since its inception was -13.54%, smaller than the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for FLOT and VTTVX.
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Drawdown Indicators
| FLOT | VTTVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -13.54% | -46.03% | +32.49% |
Max Drawdown (1Y)Largest decline over 1 year | -0.43% | -5.57% | +5.14% |
Max Drawdown (3Y)Largest decline over 3 years | -1.57% | -7.84% | +6.27% |
Max Drawdown (5Y)Largest decline over 5 years | -2.36% | -21.52% | +19.16% |
Max Drawdown (10Y)Largest decline over 10 years | -13.54% | -22.51% | +8.97% |
Current DrawdownCurrent decline from peak | 0.00% | -1.17% | +1.17% |
Average DrawdownAverage peak-to-trough decline | -0.21% | -5.05% | +4.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.05% | 1.30% | -1.25% |
Volatility
FLOT vs. VTTVX - Volatility Comparison
The current volatility for iShares Floating Rate Bond ETF (FLOT) is 0.21%, while Vanguard Target Retirement 2025 Fund (VTTVX) has a volatility of 3.03%. This indicates that FLOT experiences smaller price fluctuations and is considered to be less risky than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FLOT | VTTVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.21% | 3.03% | -2.82% |
Volatility (6M)Calculated over the trailing 6-month period | 0.63% | 6.01% | -5.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.75% | 7.23% | -6.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1.77% | 9.14% | -7.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.15% | 9.96% | -5.81% |
FLOT vs. VTTVX - Expense Ratio Comparison
FLOT has a 0.15% expense ratio, which is higher than VTTVX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FLOT vs. VTTVX - Dividend Comparison
FLOT's dividend yield for the trailing twelve months is around 4.53%, less than VTTVX's 7.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLOT iShares Floating Rate Bond ETF | 4.53% | 4.84% | 5.82% | 5.66% | 2.06% | 0.43% | 1.25% | 2.78% | 2.41% | 1.46% | 0.97% | 0.53% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.00% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
Frequently Asked Questions
FLOT and VTTVX have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTTVX has higher volatility (3.03%) compared to FLOT (0.21%). In terms of maximum drawdown, FLOT dropped -13.54% vs VTTVX's -46.03%.
FLOT currently has the higher Sharpe Ratio (6.56 vs 2.05), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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