FISV vs. V
FISV (Fiserv, Inc) and V (Visa Inc.) are both stocks. FISV operates in Software - Application (Technology), while V operates in Credit Services (Financial Services). Over the past 10 years, FISV returned 0.38%/yr vs 15.41%/yr for V. A 0.56 correlation means they provide meaningful diversification when combined.
Performance
FISV vs. V - Performance Comparison
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Returns By Period
In the year-to-date period, FISV achieves a -18.00% return, which is significantly lower than V's -10.55% return. Over the past 10 years, FISV has underperformed V with an annualized return of 0.38%, while V has yielded a comparatively higher 15.41% annualized return.
FISV
- 1D
- -2.44%
- 1M
- -12.31%
- YTD
- -18.00%
- 6M
- -17.73%
- 1Y
- -66.02%
- 3Y*
- -21.51%
- 5Y*
- -13.45%
- 10Y*
- 0.38%
V
- 1D
- -1.55%
- 1M
- -4.22%
- YTD
- -10.55%
- 6M
- -4.83%
- 1Y
- -13.94%
- 3Y*
- 11.79%
- 5Y*
- 7.10%
- 10Y*
- 15.41%
FISV vs. V - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FISV Fiserv, Inc | -18.00% | -67.30% | 54.64% | 31.43% | -2.62% | -8.84% | -1.53% | 57.34% | 12.09% | 23.38% |
V Visa Inc. | -10.55% | 11.76% | 22.32% | 26.31% | -3.40% | -0.31% | 17.12% | 43.33% | 16.49% | 47.18% |
Correlation
The correlation between FISV and V is 0.54, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.54 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.52 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.58 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.60 |
Correlation (All Time) Calculated using the full available price history since Mar 20, 2008 | 0.56 |
The correlation between FISV and V has been stable across timeframes, ranging from 0.52 to 0.60 - a consistent structural relationship.
Fundamentals
FISV:
$5.91
V:
$15.24
FISV:
9.32
V:
20.50
FISV:
0.25
V:
1.26
FISV:
1.41
V:
10.59
FISV:
$21.09B
V:
$43.03B
FISV:
$9.52B
V:
$16.94B
FISV:
$7.75B
V:
$27.63B
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Return for Risk
FISV vs. V — Risk / Return Rank
FISV
V
FISV vs. V - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fiserv, Inc (FISV) and Visa Inc. (V). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FISV | V | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.55 | ||
| Sortino ratioReturn per unit of downside risk | -0.89 | ||
| Omega ratioGain probability vs. loss probability | 0.65 | 0.90 | -0.25 |
| Calmar ratioReturn relative to maximum drawdown | -0.94 | -0.69 | -0.26 |
| Martin ratioReturn relative to average drawdown | -1.28 | -1.28 | 0.00 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FISV | V | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.19 | -0.63 | -0.55 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.38 | 0.31 | -0.69 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.01 | 0.63 | -0.62 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.41 | 0.68 | -0.27 |
Drawdowns
FISV vs. V - Drawdown Comparison
The maximum FISV drawdown since its inception was -77.98%, which is greater than V's maximum drawdown of -51.90%. Use the drawdown chart below to compare losses from any high point for FISV and V.
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Drawdown Indicators
| FISV | V | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.98% | -51.90% | -26.08% |
Max Drawdown (1Y)Largest decline over 1 year | -70.17% | -20.38% | -49.79% |
Max Drawdown (3Y)Largest decline over 3 years | -77.98% | -20.38% | -57.60% |
Max Drawdown (5Y)Largest decline over 5 years | -77.98% | -28.60% | -49.38% |
Max Drawdown (10Y)Largest decline over 10 years | -77.98% | -36.36% | -41.62% |
Current DrawdownCurrent decline from peak | -76.84% | -15.66% | -61.18% |
Average DrawdownAverage peak-to-trough decline | -11.13% | -8.26% | -2.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 51.58% | 10.94% | +40.64% |
Volatility
FISV vs. V - Volatility Comparison
Fiserv, Inc (FISV) has a higher volatility of 14.44% compared to Visa Inc. (V) at 5.20%. This indicates that FISV's price experiences larger fluctuations and is considered to be riskier than V based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FISV | V | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.44% | 5.20% | +9.24% |
Volatility (6M)Calculated over the trailing 6-month period | 26.56% | 17.26% | +9.30% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.75% | 22.11% | +33.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.56% | 22.77% | +12.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.57% | 24.45% | +7.12% |
Dividends
FISV vs. V - Dividend Comparison
FISV has not paid dividends to shareholders, while V's dividend yield for the trailing twelve months is around 0.83%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FISV Fiserv, Inc | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
V Visa Inc. | 0.83% | 0.70% | 0.68% | 0.72% | 0.76% | 0.62% | 0.56% | 0.56% | 0.67% | 0.61% | 0.75% | 0.64% |
Financials
FISV vs. V - Financials Comparison
This section allows you to compare key financial metrics between Fiserv, Inc and Visa Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FISV vs. V - Profitability Comparison
FISV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fiserv, Inc reported a gross profit of 0.00 and revenue of 5.03B. Therefore, the gross margin over that period was 0.0%.
V - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Visa Inc. reported a gross profit of -8.90B and revenue of 11.23B. Therefore, the gross margin over that period was -79.3%.
FISV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fiserv, Inc reported an operating income of 918.00M and revenue of 5.03B, resulting in an operating margin of 18.3%.
V - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Visa Inc. reported an operating income of 7.23B and revenue of 11.23B, resulting in an operating margin of 64.4%.
FISV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fiserv, Inc reported a net income of 571.00M and revenue of 5.03B, resulting in a net margin of 11.4%.
V - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Visa Inc. reported a net income of 6.02B and revenue of 11.23B, resulting in a net margin of 53.6%.
Frequently Asked Questions
FISV and V have a correlation of 0.54, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FISV has higher volatility (14.44%) compared to V (5.20%). In terms of maximum drawdown, FISV dropped -77.98% vs V's -51.90%.
V currently has the higher Sharpe Ratio (-0.63 vs -1.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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