FIBK vs. USB
FIBK (First Interstate BancSystem, Inc.) and USB (U.S. Bancorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FIBK returned 7.56%/yr vs 8.19%/yr for USB. Their 0.63 correlation means they have sometimes moved together and sometimes differently.
Performance
FIBK vs. USB - Performance Comparison
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Returns By Period
In the year-to-date period, FIBK achieves a 12.68% return, which is significantly lower than USB's 20.33% return. Over the past 10 years, FIBK has underperformed USB with an annualized return of 7.56%, while USB has yielded a comparatively higher 8.19% annualized return.
FIBK
- 1D
- -1.14%
- 1M
- -2.89%
- 6M
- 9.92%
- YTD
- 12.68%
- 1Y
- 41.52%
- 3Y*
- 17.58%
- 5Y*
- 3.84%
- 10Y*
- 7.56%
- ALL TIME*
- 9.70%
USB
- 1D
- 0.17%
- 1M
- 2.07%
- 6M
- 14.43%
- YTD
- 20.33%
- 1Y
- 49.12%
- 3Y*
- 22.98%
- 5Y*
- 7.13%
- 10Y*
- 8.19%
- ALL TIME*
- 13.09%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $52.66M | $47.81M | $43.41M | |
USB U.S. Bancorp | $538.30M | $518.99M | $524.10M |
FIBK vs. USB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FIBK First Interstate BancSystem, Inc. | 12.68% | 13.46% | 12.94% | -14.79% | -0.78% | 3.58% | 3.20% | 18.20% | -6.22% | -3.52% |
USB U.S. Bancorp | 20.33% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
Correlation
The correlation between FIBK and USB is 0.71, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.71 |
Correlation (3Y) Balances recent behavior with more history. | 0.73 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.68 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.69 |
Correlation (All Time) Calculated using the full available price history since Mar 24, 2010 | 0.63 |
The correlation between FIBK and USB has been stable across timeframes, ranging from 0.63 to 0.73 - a consistent structural relationship.
Fundamentals
FIBK:
$3.69B
USB:
$98.15B
FIBK:
$3.24
USB:
$5.25
FIBK:
11.74
USB:
11.99
FIBK:
3.99
USB:
2.24
FIBK:
1.11
USB:
1.62
FIBK:
$953.30M
USB:
$43.74B
FIBK:
$792.60M
USB:
$27.90B
FIBK:
$352.50M
USB:
$10.86B
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Return for Risk
FIBK vs. USB — Risk / Return Rank
FIBK
USB
FIBK vs. USB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Interstate BancSystem, Inc. (FIBK) and U.S. Bancorp (USB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FIBK | USB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.60 | ||
| Sortino ratioReturn per unit of downside risk | -0.68 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.35 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.36 | 2.83 | -0.47 |
| Martin ratioReturn relative to average drawdown | 6.02 | 7.25 | -1.23 |
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Drawdowns
FIBK vs. USB - Drawdown Comparison
The maximum FIBK drawdown since its inception was -52.45%, smaller than the maximum USB drawdown of -76.08%. Use the drawdown chart below to compare losses from any high point for FIBK and USB.
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Drawdown Indicators
| FIBK | USB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -52.45% | -76.08% | +23.63% |
Max Drawdown (1Y)Largest decline over 1 year | -16.87% | -16.21% | -0.66% |
Max Drawdown (3Y)Largest decline over 3 years | -31.76% | -30.63% | -1.13% |
Max Drawdown (5Y)Largest decline over 5 years | -50.90% | -52.13% | +1.23% |
Max Drawdown (10Y)Largest decline over 10 years | -52.45% | -52.13% | -0.32% |
Current DrawdownCurrent decline from peak | -5.47% | -2.26% | -3.21% |
Average DrawdownAverage peak-to-trough decline | -14.55% | -15.58% | +1.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.61% | 6.33% | +0.28% |
Volatility
FIBK vs. USB - Volatility Comparison
First Interstate BancSystem, Inc. (FIBK) and U.S. Bancorp (USB) have volatilities of 6.10% and 6.25%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FIBK | USB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.10% | 6.25% | -0.15% |
Volatility (6M)Calculated over the trailing 6-month period | 18.00% | 17.34% | +0.66% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.81% | 22.68% | +5.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.39% | 29.62% | +3.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.95% | 30.30% | +2.65% |
Dividends
FIBK vs. USB - Dividend Comparison
FIBK's dividend yield for the trailing twelve months is around 4.94%, more than USB's 3.30% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FIBK First Interstate BancSystem, Inc. | 4.94% | 5.43% | 5.79% | 6.11% | 4.40% | 4.03% | 4.91% | 2.96% | 3.06% | 2.40% | 2.07% | 2.75% |
USB U.S. Bancorp | 3.30% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Financials
FIBK vs. USB - Financials Comparison
This section allows you to compare key financial metrics between First Interstate BancSystem, Inc. and U.S. Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FIBK and USB have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USB has higher volatility (6.25%) compared to FIBK (6.10%). In terms of maximum drawdown, FIBK dropped -52.45% vs USB's -76.08%.
USB currently has the higher Sharpe Ratio (2.04 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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