FCFTX vs. TDIFX
Compare and contrast key facts about Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) and Dimensional Retirement Income Fund (TDIFX).
FCFTX is managed by Fidelity. It was launched on Jul 24, 2003. TDIFX is managed by Dimensional. It was launched on Nov 1, 2015.
Performance
FCFTX vs. TDIFX - Performance Comparison
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FCFTX vs. TDIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFTX Fidelity Advisor Freedom 2010 Fund Class M | 0.09% | 10.77% | 4.65% | 8.99% | -13.60% | 4.87% | 10.34% | 14.19% | -3.76% | 11.58% |
TDIFX Dimensional Retirement Income Fund | 0.21% | 7.22% | 6.21% | 7.76% | -9.37% | 14.53% | 9.33% | 9.96% | -1.98% | 5.17% |
Returns By Period
In the year-to-date period, FCFTX achieves a 0.09% return, which is significantly lower than TDIFX's 0.21% return. Both investments have delivered pretty close results over the past 10 years, with FCFTX having a 4.94% annualized return and TDIFX not far behind at 4.81%.
FCFTX
- 1D
- 1.00%
- 1M
- -2.53%
- YTD
- 0.09%
- 6M
- 1.23%
- 1Y
- 8.20%
- 3Y*
- 6.72%
- 5Y*
- 2.53%
- 10Y*
- 4.94%
TDIFX
- 1D
- 0.59%
- 1M
- -1.59%
- YTD
- 0.21%
- 6M
- 0.88%
- 1Y
- 5.68%
- 3Y*
- 5.90%
- 5Y*
- 4.81%
- 10Y*
- 4.81%
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FCFTX vs. TDIFX - Expense Ratio Comparison
FCFTX has a 0.99% expense ratio, which is higher than TDIFX's 0.06% expense ratio.
Return for Risk
FCFTX vs. TDIFX — Risk / Return Rank
FCFTX
TDIFX
FCFTX vs. TDIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) and Dimensional Retirement Income Fund (TDIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFTX | TDIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.54 | 1.47 | +0.07 |
Sortino ratioReturn per unit of downside risk | 2.14 | 2.07 | +0.07 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.31 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.06 | 1.47 | +0.59 |
Martin ratioReturn relative to average drawdown | 8.22 | 6.12 | +2.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCFTX | TDIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.54 | 1.47 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.40 | 0.84 | -0.44 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | 0.96 | -0.18 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 1.00 | -0.51 |
Correlation
The correlation between FCFTX and TDIFX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCFTX vs. TDIFX - Dividend Comparison
FCFTX's dividend yield for the trailing twelve months is around 4.70%, more than TDIFX's 2.06% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFTX Fidelity Advisor Freedom 2010 Fund Class M | 4.70% | 4.70% | 2.56% | 2.24% | 6.83% | 8.60% | 5.58% | 5.52% | 8.73% | 6.18% | 4.19% | 3.91% |
TDIFX Dimensional Retirement Income Fund | 2.06% | 1.77% | 3.11% | 3.09% | 4.66% | 9.39% | 1.39% | 1.98% | 2.11% | 0.98% | 0.89% | 0.00% |
Drawdowns
FCFTX vs. TDIFX - Drawdown Comparison
The maximum FCFTX drawdown since its inception was -38.51%, which is greater than TDIFX's maximum drawdown of -12.21%. Use the drawdown chart below to compare losses from any high point for FCFTX and TDIFX.
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Drawdown Indicators
| FCFTX | TDIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.51% | -12.21% | -26.30% |
Max Drawdown (1Y)Largest decline over 1 year | -4.18% | -2.84% | -1.34% |
Max Drawdown (5Y)Largest decline over 5 years | -18.70% | -12.21% | -6.49% |
Max Drawdown (10Y)Largest decline over 10 years | -18.70% | -12.21% | -6.49% |
Current DrawdownCurrent decline from peak | -2.96% | -1.83% | -1.13% |
Average DrawdownAverage peak-to-trough decline | -4.20% | -1.77% | -2.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.05% | 0.84% | +0.21% |
Volatility
FCFTX vs. TDIFX - Volatility Comparison
Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) has a higher volatility of 2.61% compared to Dimensional Retirement Income Fund (TDIFX) at 1.51%. This indicates that FCFTX's price experiences larger fluctuations and is considered to be riskier than TDIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFTX | TDIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.61% | 1.51% | +1.10% |
Volatility (6M)Calculated over the trailing 6-month period | 3.62% | 2.32% | +1.30% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.53% | 4.34% | +1.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.33% | 5.89% | +0.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.32% | 5.05% | +1.27% |