FCFTX vs. SPY
Compare and contrast key facts about Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) and State Street SPDR S&P 500 ETF (SPY).
FCFTX is managed by Fidelity. It was launched on Jul 24, 2003. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Performance
FCFTX vs. SPY - Performance Comparison
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FCFTX vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCFTX Fidelity Advisor Freedom 2010 Fund Class M | -0.90% | 10.77% | 4.65% | 8.99% | -13.60% | 4.87% | 10.34% | 14.19% | -3.76% | 11.58% |
SPY State Street SPDR S&P 500 ETF | -4.37% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -4.57% | 21.71% |
Returns By Period
In the year-to-date period, FCFTX achieves a -0.90% return, which is significantly higher than SPY's -4.37% return. Over the past 10 years, FCFTX has underperformed SPY with an annualized return of 4.83%, while SPY has yielded a comparatively higher 13.98% annualized return.
FCFTX
- 1D
- 0.27%
- 1M
- -3.92%
- YTD
- -0.90%
- 6M
- 0.41%
- 1Y
- 7.43%
- 3Y*
- 6.37%
- 5Y*
- 2.47%
- 10Y*
- 4.83%
SPY
- 1D
- 2.91%
- 1M
- -4.94%
- YTD
- -4.37%
- 6M
- -1.82%
- 1Y
- 17.59%
- 3Y*
- 18.19%
- 5Y*
- 11.69%
- 10Y*
- 13.98%
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FCFTX vs. SPY - Expense Ratio Comparison
FCFTX has a 0.99% expense ratio, which is higher than SPY's 0.09% expense ratio.
Return for Risk
FCFTX vs. SPY — Risk / Return Rank
FCFTX
SPY
FCFTX vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCFTX | SPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.39 | 0.93 | +0.46 |
Sortino ratioReturn per unit of downside risk | 1.91 | 1.45 | +0.46 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.22 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.78 | 1.53 | +0.25 |
Martin ratioReturn relative to average drawdown | 7.22 | 7.30 | -0.08 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCFTX | SPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 0.93 | +0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.69 | -0.30 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.77 | 0.78 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.56 | -0.07 |
Correlation
The correlation between FCFTX and SPY is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FCFTX vs. SPY - Dividend Comparison
FCFTX's dividend yield for the trailing twelve months is around 4.75%, more than SPY's 1.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCFTX Fidelity Advisor Freedom 2010 Fund Class M | 4.75% | 4.70% | 2.56% | 2.24% | 6.83% | 8.60% | 5.58% | 5.52% | 8.73% | 6.18% | 4.19% | 3.91% |
SPY State Street SPDR S&P 500 ETF | 1.14% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Drawdowns
FCFTX vs. SPY - Drawdown Comparison
The maximum FCFTX drawdown since its inception was -38.51%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for FCFTX and SPY.
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Drawdown Indicators
| FCFTX | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.51% | -55.19% | +16.68% |
Max Drawdown (1Y)Largest decline over 1 year | -4.18% | -12.05% | +7.87% |
Max Drawdown (5Y)Largest decline over 5 years | -18.70% | -24.50% | +5.80% |
Max Drawdown (10Y)Largest decline over 10 years | -18.70% | -33.72% | +15.02% |
Current DrawdownCurrent decline from peak | -3.92% | -6.24% | +2.32% |
Average DrawdownAverage peak-to-trough decline | -4.20% | -9.09% | +4.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 2.52% | -1.49% |
Volatility
FCFTX vs. SPY - Volatility Comparison
The current volatility for Fidelity Advisor Freedom 2010 Fund Class M (FCFTX) is 2.35%, while State Street SPDR S&P 500 ETF (SPY) has a volatility of 5.31%. This indicates that FCFTX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCFTX | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.35% | 5.31% | -2.96% |
Volatility (6M)Calculated over the trailing 6-month period | 3.49% | 9.47% | -5.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.46% | 19.05% | -13.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.31% | 17.06% | -10.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.31% | 17.92% | -11.61% |