EFSC vs. GNW

Last updated Jun 3, 2026

EFSC (Enterprise Financial Services Corp) and GNW (Genworth Financial, Inc.) are both stocks. Both are in the Financial Services sector — EFSC in Banks - Regional, GNW in Insurance - Life. Over the past 10 years, EFSC returned 9.71%/yr vs 9.27%/yr for GNW. At a 0.39 correlation, their price movements are largely independent.

Performance

EFSC vs. GNW - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Enterprise Financial Services Corp (EFSC) and Genworth Financial, Inc. (GNW). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EFSC achieves a 13.21% return, which is significantly higher than GNW's -5.65% return. Both investments have delivered pretty close results over the past 10 years, with EFSC having a 9.71% annualized return and GNW not far behind at 9.27%.

EFSC

• 1D: 1.81%
• 1M: 3.18%
• YTD: 13.21%
• 6M: 12.27%
• 1Y: 19.05%
• 3Y*: 15.25%
• 5Y*: 6.39%
• 10Y*: 9.71%

GNW

• 1D: 0.24%
• 1M: -3.29%
• YTD: -5.65%
• 6M: -0.93%
• 1Y: 20.34%
• 3Y*: 14.67%
• 5Y*: 15.25%
• 10Y*: 9.27%

*Multi-year figures are annualized to reflect compound growth (CAGR)

EFSC vs. GNW - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EFSC Enterprise Financial Services Corp	13.21%	-2.14%	29.29%	-6.64%	6.02%	36.90%	-25.74%	29.99%	-15.86%	6.10%
GNW Genworth Financial, Inc.	-5.65%	29.18%	4.64%	26.28%	30.62%	7.14%	-14.09%	-5.58%	49.84%	-18.37%

Correlation

The correlation between EFSC and GNW is 0.48, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.48
Correlation (3Y) Calculated over the trailing 3-year period	0.49
Correlation (5Y) Calculated over the trailing 5-year period	0.51
Correlation (10Y) Calculated over the trailing 10-year period	0.43
Correlation (All Time) Calculated using the full available price history since May 26, 2004	0.39

The correlation between EFSC and GNW shifts across timeframes, from 0.39 (all time) to 0.51 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap EFSC : $2.26B GNW : $3.35B
EPS EFSC : $5.39 GNW : $0.61
PE Ratio EFSC : 11.27 GNW : 13.87
PEG Ratio EFSC : 1.15 GNW : 0.29
PS Ratio EFSC : 2.37 GNW : 0.50
PB Ratio EFSC : 1.16 GNW : 0.38
Total Revenue (TTM) EFSC : $954.93M GNW : $6.87B
Gross Profit (TTM) EFSC : $670.18M GNW : $522.00M
EBITDA (TTM) EFSC : $290.91M GNW : $466.00M

Return for Risk

EFSC vs. GNW — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EFSC

EFSC Risk / Return Rank: 61
EFSC Sharpe Ratio Rank: 65
EFSC Sortino Ratio Rank: 59
EFSC Omega Ratio Rank: 57
EFSC Calmar Ratio Rank: 63
EFSC Martin Ratio Rank: 62

GNW

GNW Risk / Return Rank: 64
GNW Sharpe Ratio Rank: 63
GNW Sortino Ratio Rank: 61
GNW Omega Ratio Rank: 58
GNW Calmar Ratio Rank: 68
GNW Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EFSC vs. GNW - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Enterprise Financial Services Corp (EFSC) and Genworth Financial, Inc. (GNW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EFSC	GNW	Difference
Sharpe ratio Return per unit of total volatility	0.79	0.72	+0.06
Sortino ratio Return per unit of downside risk	1.25	1.36	-0.11
Omega ratio Gain probability vs. loss probability	1.15	1.16	-0.01
Calmar ratio Return relative to maximum drawdown	1.14	1.48	-0.34
Martin ratio Return relative to average drawdown	2.35	3.55	-1.21
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

EFSC vs. GNW - Sharpe Ratio Comparison

The current EFSC Sharpe Ratio is 0.79, which is comparable to the GNW Sharpe Ratio of 0.72. The chart below compares the historical Sharpe Ratios of EFSC and GNW, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	EFSC	GNW	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.79	0.72	+0.06
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.22	0.46	-0.24
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.30	0.19	+0.10
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	-0.05	+0.25

Drawdowns

EFSC vs. GNW - Drawdown Comparison

The maximum EFSC drawdown since its inception was -77.62%, smaller than the maximum GNW drawdown of -97.63%. Use the drawdown chart below to compare losses from any high point for EFSC and GNW.

Drawdown Indicators

	EFSC	GNW	Difference
Max Drawdown Largest peak-to-trough decline	-77.62%	-97.63%	+20.01%
Max Drawdown (1Y) Largest decline over 1 year	-15.28%	-14.07%	-1.21%
Max Drawdown (3Y) Largest decline over 3 years	-25.03%	-21.74%	-3.29%
Max Drawdown (5Y) Largest decline over 5 years	-38.76%	-26.09%	-12.67%
Max Drawdown (10Y) Largest decline over 10 years	-57.17%	-61.49%	+4.32%
Current Drawdown Current decline from peak	-1.14%	-75.97%	+74.83%
Average Drawdown Average peak-to-trough decline	-27.01%	-67.37%	+40.36%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.41%	5.87%	+1.54%

Volatility

EFSC vs. GNW - Volatility Comparison

The current volatility for Enterprise Financial Services Corp (EFSC) is 5.58%, while Genworth Financial, Inc. (GNW) has a volatility of 6.46%. This indicates that EFSC experiences smaller price fluctuations and is considered to be less risky than GNW based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EFSC	GNW	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.58%	6.46%	-0.88%
Volatility (6M) Calculated over the trailing 6-month period	17.05%	16.25%	+0.80%
Volatility (1Y) Calculated over the trailing 1-year period	24.41%	28.20%	-3.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.84%	33.32%	-4.48%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	33.00%	48.19%	-15.19%

Dividends

EFSC vs. GNW - Dividend Comparison

EFSC's dividend yield for the trailing twelve months is around 2.07%, while GNW has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EFSC Enterprise Financial Services Corp	2.07%	2.26%	1.88%	2.24%	1.84%	1.59%	2.06%	1.29%	1.25%	0.97%	0.95%	0.93%
GNW Genworth Financial, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

EFSC vs. GNW - Profitability Comparison

The chart below illustrates the profitability comparison between Enterprise Financial Services Corp and Genworth Financial, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EFSC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Enterprise Financial Services Corp reported a gross profit of 177.99M and revenue of 244.18M. Therefore, the gross margin over that period was 72.9%.

GNW - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Genworth Financial, Inc. reported a gross profit of 0.00 and revenue of 1.78B. Therefore, the gross margin over that period was 0.0%.

EFSC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Enterprise Financial Services Corp reported an operating income of 62.86M and revenue of 244.18M, resulting in an operating margin of 25.7%.

GNW - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Genworth Financial, Inc. reported an operating income of 80.00M and revenue of 1.78B, resulting in an operating margin of 4.5%.

EFSC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Enterprise Financial Services Corp reported a net income of 49.36M and revenue of 244.18M, resulting in a net margin of 20.2%.

GNW - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Genworth Financial, Inc. reported a net income of 80.00M and revenue of 1.78B, resulting in a net margin of 4.5%.

Frequently Asked Questions

Can I hold both EFSC and GNW in my portfolio?

EFSC and GNW have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EFSC or GNW?

GNW has higher volatility (6.46%) compared to EFSC (5.58%). In terms of maximum drawdown, EFSC dropped -77.62% vs GNW's -97.63%.

Which has better risk-adjusted returns?

EFSC currently has the higher Sharpe Ratio (0.79 vs 0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.