EFSC vs. AX

Last updated Aug 1, 2026

EFSC (Enterprise Financial Services Corp) and AX (Axos Financial, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 5 years, EFSC returned 10.63%/yr vs 16.21%/yr for AX. Their 0.73 correlation means they have sometimes moved together and sometimes differently.

Performance

EFSC vs. AX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Enterprise Financial Services Corp (EFSC) and Axos Financial, Inc. (AX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EFSC achieves a 24.21% return, which is significantly higher than AX's 17.70% return.

EFSC

• 1D: 0.55%
• 1M: 0.78%
• 6M: 16.96%
• YTD: 24.21%
• 1Y: 26.00%
• 3Y*: 19.81%
• 5Y*: 10.63%
• 10Y*: 10.70%
• ALL TIME*: 8.75%

AX

• 1D: 2.98%
• 1M: 3.59%
• 6M: 2.44%
• YTD: 17.70%
• 1Y: 20.14%
• 3Y*: 30.46%
• 5Y*: 16.21%
• 10Y*: —
• ALL TIME*: 14.60%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
AX Axos Financial, Inc.	$35.62M	$35.98M	$36.63M
EFSC Enterprise Financial Services Corp	$17.50M	$15.29M	$15.87M

EFSC vs. AX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
EFSC Enterprise Financial Services Corp	24.21%	-2.14%	29.29%	-6.64%	6.02%	36.90%	-25.74%	29.99%	-28.85%
AX Axos Financial, Inc.	17.70%	23.35%	27.93%	42.86%	-31.64%	48.97%	23.94%	20.25%	-27.83%

Correlation

The correlation between EFSC and AX is 0.70, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.70
Correlation (3Y) Balances recent behavior with more history.	0.75
Correlation (5Y) Shows whether the relationship held over a longer period.	0.74
Correlation (All Time) Calculated using the full available price history since Oct 1, 2018	0.73

The correlation between EFSC and AX has been stable across timeframes, ranging from 0.70 to 0.75 - a consistent structural relationship.

Fundamentals

Market Cap EFSC : $2.40B AX : $5.77B
EPS EFSC : $5.13 AX : $8.45
PE Ratio EFSC : 12.93 AX : 11.99
PS Ratio EFSC : 2.49 AX : 3.63
Total Revenue (TTM) EFSC : $988.36M AX : $1.62B
Gross Profit (TTM) EFSC : $698.48M AX : $1.01B
EBITDA (TTM) EFSC : $283.59M AX : $544.51M

Return for Risk

EFSC vs. AX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

EFSC

EFSC Risk / Return Rank: 71
EFSC Sharpe Ratio Rank: 74
EFSC Sortino Ratio Rank: 70
EFSC Omega Ratio Rank: 67
EFSC Calmar Ratio Rank: 73
EFSC Martin Ratio Rank: 71

AX

AX Risk / Return Rank: 62
AX Sharpe Ratio Rank: 64
AX Sortino Ratio Rank: 57
AX Omega Ratio Rank: 59
AX Calmar Ratio Rank: 65
AX Martin Ratio Rank: 64

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

EFSC vs. AX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Enterprise Financial Services Corp (EFSC) and Axos Financial, Inc. (AX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EFSC	AX	Difference
Sharpe ratio: Return per unit of total volatility	0.94	0.55	+0.39
Sortino ratio: Return per unit of downside risk	1.46	0.91	+0.55
Omega ratio: Gain probability vs. loss probability	1.18	1.13	+0.05
Calmar ratio: Return relative to maximum drawdown	1.50	0.92	+0.58
Martin ratio: Return relative to average drawdown	3.14	1.80	+1.33

EFSC vs. AX - Sharpe Ratio Comparison

The current EFSC Sharpe Ratio is 0.94, which is higher than the AX Sharpe Ratio of 0.55. The chart below compares the historical Sharpe Ratios of EFSC and AX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

EFSC vs. AX - Drawdown Comparison

The maximum EFSC drawdown since its inception was -77.62%, which is greater than AX's maximum drawdown of -59.57%. Use the drawdown chart below to compare losses from any high point for EFSC and AX.

Drawdown Indicators

	EFSC	AX	Difference
Max Drawdown Largest peak-to-trough decline	-77.62%	-59.57%	-18.05%
Max Drawdown (1Y) Largest decline over 1 year	-15.28%	-19.04%	+3.76%
Max Drawdown (3Y) Largest decline over 3 years	-25.03%	-34.92%	+9.89%
Max Drawdown (5Y) Largest decline over 5 years	-38.76%	-46.31%	+7.55%
Max Drawdown (10Y) Largest decline over 10 years	-57.17%	—	—
Current Drawdown Current decline from peak	-3.23%	0.00%	-3.23%
Average Drawdown Average peak-to-trough decline	-26.83%	-20.27%	-6.56%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.31%	9.71%	-2.40%

Volatility

EFSC vs. AX - Volatility Comparison

The current volatility for Enterprise Financial Services Corp (EFSC) is 6.03%, while Axos Financial, Inc. (AX) has a volatility of 8.26%. This indicates that EFSC experiences smaller price fluctuations and is considered to be less risky than AX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EFSC	AX	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.03%	8.26%	-2.23%
Volatility (6M) Calculated over the trailing 6-month period	16.29%	24.39%	-8.10%
Volatility (1Y) Calculated over the trailing 1-year period	24.41%	32.04%	-7.63%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.65%	40.65%	-12.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	33.00%	43.92%	-10.92%

Dividends

EFSC vs. AX - Dividend Comparison

EFSC's dividend yield for the trailing twelve months is around 1.96%, while AX has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AX Axos Financial, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EFSC Enterprise Financial Services Corp	1.96%	2.26%	1.88%	2.24%	1.84%	1.59%	2.06%	1.29%	1.25%	0.97%	0.95%	0.93%

Financials

Frequently Asked Questions

Can I hold both EFSC and AX in my portfolio?

EFSC and AX have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EFSC or AX?

AX has higher volatility (8.26%) compared to EFSC (6.03%). In terms of maximum drawdown, EFSC dropped -77.62% vs AX's -59.57%.

Which has better risk-adjusted returns?

EFSC currently has the higher Sharpe Ratio (0.94 vs 0.55), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.